When will housing prices drop? Will real estate prices go down, or are we stuck with ever-worsening affordability as home prices continue to rise? What’s the solution to affordable housing, and why can’t investors just build smaller, more affordable homes? Our panel of expert investors gets asked these questions all day, so in this episode, we’re taking the above questions and some others from the BiggerPockets Forums and throwing them at our seasoned investors to get their takes.

First, we ask, “What would have to happen for home prices to drop?” Investor or first-time homebuyer, you’ve probably asked yourself this question. We’ll give an in-depth scenario of the exact supply and demand factors that could cause prices to finally fall. Next, how to create affordable housing and why investors might be the answer. With high home prices, is it better to buy and hold or flip houses in today’s market? Plus, the experts share exactly WHICH markets they see the most potential in today. Finally, you’ll get the pro flipper’s tips for comping properties in a market with barely any home sales.

Do you have a question to ask the experts? Post it in the BiggerPockets Forums, and we may answer it on a future show! 

In This Episode We Cover

What would cause home prices to fall and affordability to improve (and if it’s likely)

The investor-friendly solution for affordable housing that could help you build wealth while providing much-needed housing

Flipping vs. renting and what will make you the most money in today’s market

The rarely talked about real estate markets with immense potential that we’d invest in today

How to comp (compare) properties when the market is changing and there are limited home sales

And So Much More!

Links from the Show

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On The Market

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Property Manager Finder

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Ask Your Question on the BiggerPockets Forums

Jump to topic:

(00:00) Intro

(01:43) Could Home Prices Fall?

(07:43) How to Create Affordable Housing

(16:50) Best Time to Flip Houses?

(22:24) Where We’d Invest Today

(31:51) James’ Rules for Comping 

(34:02) Ask Your Question Here!

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-229

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Downward pressure on rent prices is causing a “cascade” effect across all unit types. Whether you live in a luxury apartment or budget-friendly multifamily building on a busy street, you’ve probably seen asking rents lowering around you with apartment concession offers in many leasing offices. With multifamily supply hitting “peak completions,” apartment operators have had to tackle rising vacancy rates by lowering rents. But this trend could be reversing soon, just as things were getting more affordable for renters.

Jay Parsons, rental housing economist, spends much of his day searching through rental data to find trends pointing to what could happen next. We’ve brought him on to understand why rents are dropping, where they could be heading, and what happens now that multifamily construction is starting to pause.

Jay speaks on the rebounding rental demand that’s starting to show, why our “oversupply” of multifamily could quickly become a shortage, which apartment classes are seeing significant rent price discounts, and whether or not these problems could spill over into the single-family rental market. Plus, Jay gives his outlook for the next few years on whether or not rent growth will reaccelerate as multifamily construction starts fall significantly.

In This Episode We Cover

A rental demand update and why rent prices are getting more affordable

What’s causing the recent demand rebound in the multifamily rental market?

Why our multifamily “oversupply” could quickly vanish and create a new problem

Growing demand for single-family rentals and why these investors may be in a better position

When rent growth could reaccelerate and supply could shrink once again

One growing risk multifamily investors must be aware of when choosing a market

And So Much More!

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Rent Prices Are “Guaranteed” to Increase Over the Next Two Years—Here’s Why

Connect with Jay:

Follow Jay on LinkedIn

Jump to topic:

(00:00) Intro

(01:38) Rental Demand Rebounding? 

(05:03) We're at "Peak Completions" 

(07:52) What's Being Built?

(12:14) Rent Cuts For All

(18:09) Single-Family Rental Supply Shrinks 

(21:04) Wage Growth Outpaces Rents

(23:12) Is It Better to Rent?

(26:19) Supply and Rent Predictions 

(30:33) Big Regulatory Risks

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-228

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Will we finally get the rate cuts the Fed hinted at earlier this year? Has the job and housing market taken a big enough hit for us to still be concerned about inflation? And how are more Americans going mortgage-free during such economic uncertainty? The housing market is changing fast, but we’re here to break down all the latest data from recent headlines as we touch on inflation, rate cuts, housing market competition, foreclosure activity, and more!

We know what you want to hear about—rate cuts. We’ll touch on the latest Fed update in our first headline, as the chance of a 2024 rate cut increases with last week’s promising inflation data release. This is good news for homebuyers but may make getting a job (or keeping one) challenging. What do we mean? We’ll explain it all at the start of the show. Next, housing competition begins to drop as inventory increases and homes sit on the market longer. Will this lead to a decrease in home prices over the next year? One top listing site believes so.

With all this worry about mortgage rates, many Americans are going in the opposite direction as mortgage-free homeownership steadily increases. This could have long-lasting effects on housing inventory, but when will it hit? Finally, we touch on the increase in foreclosure activity and whether or not it’s a sign of a shaky housing market to come!

In This Episode We Cover

The Fed’s new rate cut prediction and how big the cut could be in 2024

Inflation rate updates and why financial markets celebrated last week

How a spike in new listings could lead to lower competition and on-market houses sitting longer

The steady increase in mortgage-free homeownership and what happens when these houses get inherited

Why foreclosure activity is starting to rise, but it may not mean what you think

And So Much More!

Links from the Show

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Subscribe to The “On The Market” YouTube Channel

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Henry's Instagram

James' BiggerPockets Profile

James' Instagram

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Kathy's Instagram

Property Manager Finder

See Dave at BPCON2024 in Cancun!

Headlines from Today’s Show:

Rate Cuts

Housing Competition

Mortgage-Free Homeowners

Foreclosures

Book Mentioned in the Show:

Real Estate Deal Maker by Henry Washington

Jump to topic:

(00:00) Intro

(02:11) Fed Gives New Rate Prediction 

(08:41) Housing Competition Cools Off 

(22:07) Homeowners Go Mortgage-Free 

(31:06) Foreclosure Activity Increases 

Check out more resources from this show on BiggerPockets.com and  https://www.biggerpockets.com/blog/on-the-market-227

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].

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Multifamily sales are at the lowest point in the past four years. We haven’t seen transaction levels this low since the start of the pandemic and after the last housing crash. But, for buyers, this could point to some tremendous opportunities. With fewer sales could come higher cap rates, lower prices, and more profit per dollar spent on your next multifamily deal. The question is, how low will prices go, and when WILL be the right time to buy?

Xander Snyder, Senior Commercial Real Estate Economist at First American, joins the show to give us the latest update on multifamily sales, prices, cap rates, and even a prediction for 2025. Xander strongly argues that multifamily price declines could be far from over. With buyers patiently waiting for sellers to drop their prices and the cost of capital still so high, motivated sellers must act quickly to get a buyer, which could mean more price cuts.

We’ll also discuss why cap rates are expanding and how they’ve already jumped fifty percent in some markets. Plus, what could happen to rents as the “oversupply” of multifamily investments hits the market? An even better question is what happens when all that supply gets used up? We’re answering it all in this episode.

In This Episode We Cover

2024 multifamily transaction volume updates and why sales are so low

Cap rate expansion and why this is great news for buyers (but NOT for sellers)

Why multifamily price drops aren’t even close to finished

Rent price growth predictions and why multifamily investors shouldn’t be too sure that they can increase rents

How our multifamily “oversupply” could quickly become an undersupply 

What to expect from the multifamily market in 2024 and into 2025 (significant changes!)

And So Much More!

Links from the Show

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Property Manager Finder

See Dave at BPCON2024 in Cancun!

Multifamily Is Likely To Start Recovering in 2024—Here’s Why

Follow Xander on X

Why Apartment Rents are Poised to Decline in Former Pandemic Hot Spots (Graph)

Jump to topic:

(00:00) Intro

(01:03) Multifamily Transactions at Rock-Bottom

(04:34) Why Volume is So Low

(06:29) Buyers Are Waiting for This

(08:38) Cap Rates Expand 

(13:53) Investors Will Have to Wait

(14:57) Will Prices Keep Declining? 

(17:38) Multifamily Rent Forecast

(19:36) The "Oversupply" Could Flip

(23:26) 2025 Predictions 

Check out more resources from this show on BiggerPockets.com and  https://www.biggerpockets.com/blog/on-the-market-226

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Zero-down mortgages are back. That’s right. You can now get into a home with (potentially) zero dollars out-of-pocket. But wait…this is starting to sound a bit like 2008. Remember the fully-funded mortgages that didn’t require income verification? Are we back to the days of NINJA loans as homebuyers struggle with affordability, forcing them to take on zero-down loans? Not quite. We’ll explain why on this headlines show!

This time, we’re talking about the new zero-down mortgage loan. But that’s not all. One crucial housing metric has exploded, and if you sell, BRRRR, or flip houses, this is one metric you MUST pay attention to. Remember back in 2021 when lumber prices were so high that you needed to take out a personal loan to buy a toothpick? The mahogany tables have turned as we bring some good news for new construction investors and home renovators.

Lastly, we look overseas at the international housing markets that are seeing the biggest price drops and increases. We also share where we would invest abroad and whether or not we think these markets beat the good ol’ USA. Stick around for your latest housing market update on this headlines show! 

In This Episode We Cover

New zero-down mortgage loans and whether they’ll lead to risky home purchases

What you must know (and do) if you’re going to buy a home with low money down

The one home price metric you should pay attention to when flipping, rehabbing, or buying new construction

Good news for new builds and why lumber has finally returned to pre-pandemic price levels

The international housing markets seeing the biggest price drops, and whether we’d buy there or not

And So Much More!

Links from the Show

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On The Market

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Connect with Other Investors in the “On The Market” Forums

Subscribe to The “On The Market” YouTube Channel

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Henry's Instagram

James' BiggerPockets Profile

James' Instagram 

Kathy's BiggerPockets Profile

Kathy's Instagram

Property Manager Finder

See Dave at BPCON2024 in Cancun!

No Money Down Loans: How Do They REALLY Work?

Zero-down mortgages are making a comeback

A key home price metric has skyrocketed since 2019

Federal Reserve rate stagnation impacts wood products markets

3 International Locations Where Housing Prices Are Plummeting Post-Pandemic

Jump to topic:

(00:00) Intro

(01:22) 0% Down Mortgages Return 

(14:13) Crucial Housing Metric JUMPS

(20:41) Lumber Prices Stabilize 

(26:51) International Home Prices Drop 

Check out more resources from this show on BiggerPockets.com and  https://www.biggerpockets.com/blog/on-the-market-225 

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].

Learn more about your ad choices. Visit megaphone.fm/adchoices

Wholesaling real estate may be banned nationwide within a few short years. After a new law was passed in South Carolina prohibiting the practice, other states started to follow their lead, making their own laws that limit or completely restrict wholesaling real estate. Why is this happening now, and if a nationwide wholesaling ban does get passed, are there loopholes for wholesalers to still make money assigning properties? South Carolina real estate attorney Gary Pickren is on the show to explain.

Gary is no stranger to wholesaling. He’s quick to tell you how crucial wholesaling has been to his business’s growth. But Gary isn’t trying to dance around the new laws and pretend that everything will be alright for real estate wholesalers. In fact, Gary believes that this new South Carolina law could change real estate wholesaling forever, and it may even be for the best.

We’ll describe the new South Carolina law and the legal verbiage that spells out the wholesaling ban. Gary even gives a completely legal way of getting around the new wholesaling law, but the rules MUST be followed. If you’re a wholesaler anywhere in the United States, this law directly affects you and your livelihood. Not staying up-to-date on this could, at best, cost you money or, at worst, land you behind bars.

In This Episode We Cover

Wholesaling explained and why the practice is currently in jeopardy

The newest South Carolina wholesaling law and its monumental effects on the industry

Wholesaling “assignments” defined and the risk of marketing a property in the wrong way

Whether or not this new law could lead to a nationwide ban on wholesaling 

Gary’s savvy way to get around this wholesaling ban through this one type of “contract”

Whether or not this new law applies to commercial real estate wholesaling as well

And So Much More!

Links from the Show

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On The Market

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Subscribe to The “On The Market” YouTube Channel

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Kathy's Instagram

Property Manager Finder

A New South Carolina Law Would Severely Crack Down on Wholesaling

Wholesale Real Estate – What Is It & How to Get Started For Beginners

Is Wholesaling Legal? It’s Complicated

Jump to topic:

(00:00) Intro

(01:38) What is Wholesaling? 

(05:33) Working Against Realtors?

(07:59) How Everything Changed 

(13:52) The Real Problem with Wholesaling

(16:27) The End of Wholesaling 

(20:33) Tricky Legal Language 

(28:01) A Nationwide Wholesaling Ban?

(34:47) What About Commercial Real Estate?

Check out more resources from this show on BiggerPockets.com and  https://www.biggerpockets.com/blog/on-the-market-224 

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].

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House flipping vs. renting vs. build-to-rent: which real estate investing strategies could make you the MOST money in the second half of 2024? At the beginning of the year, many investors believed that interest rates would be coming down, housing inventory would finally return to the market, and inflation had been defeated. But that didn’t turn out to be the case. In this ever-changing housing market, what should investors like you do to make the most money possible with the fewest risks? We asked three of our expert panelists to give their take!

So today, we’re having a friendly real estate investing strategy smackdown to pit house flipping against buy-and-hold against build-to-rent homes. Each strategy has BIG benefits but also comes with some serious risks rookie and expert investors should be looking out for. Plus, these investing strategies are NOT for everyone. We’ll discuss who should (and definitely shouldn’t) invest using each method.

2024 is not an easy real estate market, but our expert investors lay out the exact risks to avoid, how to get around them, and the best ways to build serious wealth while most Americans sit on the sidelines. We’ll talk about the enormous gains you can make even with high interest rates, what James calls the best way to find financial freedom, how to invest EVEN if you have very little time, and the one type of rental property with WAY lower insurance and repair costs. 

In This Episode We Cover

The three best real estate investing strategies of 2024 and which methods we’re using TODAY

Buy-and-hold real estate and the CRUCIAL skill that will help you build a real estate portfolio faster 

The costs that can kill your house flipping business, but the massive gains you can make EVEN in 2024

Build-to-rent investments and why this may be one of the easiest ways to invest in real estate

Don’t have experience or money? How to form partnerships that’ll grow your wealth even if you’re a beginner 

And So Much More!

Links from the Show

Find an Agent

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James' Instagram 

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Property Manager Finder

How to Build Wealth With Rental Properties Through Buy & Hold Investing

Flipping Houses: How to Get Started and Everything You Should Know

Investors Are Putting Their Money in Build-to-Rent Homes at a Record Rate—What’s Causing the Frenzy?

Jump to topic:

(00:00) Intro

(01:18) Buy (Renovate) and Hold

(08:32) Who Should Buy and Hold?

(10:05) Biggest Risks 

(12:04) Flipping Houses 

(17:41) Who Should Flip?

(20:01) Biggest Risks 

(22:57) New Construction 

(31:34) Biggest Risks 

(34:36) Best 2024 Investing Strategy 

Check out more resources from this show on BiggerPockets.com and  https://www.biggerpockets.com/blog/on-the-market-223

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].

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Millennials can’t afford homes, but somehow, their younger siblings, Gen Z, can. Even with over a decade more work experience than Gen Z, Millennials still feel priced out of the housing market. So how can the younger generation, only twenty-seven years at the oldest, already be on track to beat Millennials in the homebuying race, all while mortgage rates and prices are high, inventory is low, and inflation is eating away at Americans’ disposable income? We’ve got Redfin’s Chen Zhao back on the show to explain.

Today, we’re trying to answer one question: Who is buying all the houses? With younger generations struggling to buy and more Baby Boomers aging in place, real estate investors want to know their competition and who they may be selling their homes to. In this episode, Chen breaks down the data behind age trends in homebuying, plus shares why Millennials fell behind past generations.

But that’s not all. We’re getting into the changing landscape of the “buy vs. rent” debate and whether more renters now will mean fewer homebuyers in the future. Plus, with an aging Baby Boomer generation, will we finally see the “Silver Tsunami” of housing inventory hit the market as boomers “age in place,” especially with their large share of family-sized houses? Could our housing supply problems reverse if a sizable amount of inventory hits the market? We’re answering it all coming up!

In This Episode We Cover

Why Millennials can’t afford houses, and the reason so many still don’t own homes

How Gen Z is already on track to get ahead of Millennials even with today’s economic turbulence

Buying vs. renting a home and the “mismatch” between what renters want and what landlords supply

A potential reversal of our massive housing shortage and when this could happen

Whether or not the “Silver Tsunami” will hit the housing market as boomers get older

How the increase of “aging in place” will affect home inventory as Gen Z/Millennials try to buy

And So Much More!

Links from the Show

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Property Manager Finder

On the Market 151 - The Math Behind Mortgage Rates and Why They’re Staying Put

Real Estate Podcast 867 - Zillow and Redfin Top Economists Give Their 2024 Housing Market Predictions

Why Are Millennials So Behind in Homeownership?

Connect with Chen:

Chen’s LinkedIn

Redfin News

Redfin’s “From Our Economists”

Redfin Report: Gen Zers and Young Millennials Took Out 40% of U.S. Mortgages in 2023

Jump to topic:

(00:00) Intro

(01:03) Are Millennials Priced Out?

(04:29) Millennials’ Lost Decade

(07:46) Gen Z is Getting Ahead

(11:08) Is Homebuying Overrated? 

(16:56) The Housing Shortage Could Reverse 

(19:58) Boomers Ageing in Place 

(25:20) Young People are STILL Buying! 

Check out more resources from this show on BiggerPockets.com and  https://www.biggerpockets.com/blog/on-the-market-222

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].

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Home prices are still soaring as they hit a new record high, despite high mortgage rates and low inventory dampening demand. At some point, this unaffordable housing market must make Americans even a bit bearish on real estate, right? Well, maybe not, according to a new survey that shows what Americans view as the best investment in the long term. But these updates are just the tip of the iceberg on today’s headlines show!

We’re back to discuss the housing market’s most hard-hitting headlines and share our opinions on whether they’re fact, fiction, or pure hype. First, Americans give their take on the best long-term investment, and one asset in particular reigns supreme (sorry, it’s not crypto!). Next, will record-breaking home prices push demand down even further, forcing house flippers and home sellers to get desperate? Our experts share exactly what they’re seeing in their local markets.

Speaking of home sellers, are you selling right now? If so, there are five things you CAN control that’ll help you sell your home faster and for more, even in today’s tough housing market. Expert house flipper James Dainard gives even more tips on how he gets his flips sold at lightning speed, even during slow seasons. Finally, we touch on Airbnb’s latest party-pooping and how they’re putting hosts in the driver’s seat to protect their properties from ragers that could ruin their homes. Plus, an update on the end of endless shrimp (check out this episode for context).

Just getting into real estate investing? Catch a FREE investing webinar on how you can get in the game as a complete newbie. Ready to invest? Join BiggerPockets Pro and use code “NEWMARKET24” for 20% off, plus get access to elite investor tools to help you get more deals done!

In This Episode We Cover

Why Americans think this asset is the best long-term investment 

Home price updates and what the effects could be with housing prices hitting record highs

Five tips to sell your home faster and for more money even in today’s housing market

What an expert house flipper does on EVERY home he sells to get the best price possible

Airbnb’s newest party ban and how hosts can protect their properties

An unfortunate update on one of America’s most beloved seafood restaurant chains

And So Much More!

Links from the Show

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Henry's Instagram

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James' Instagram 

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Kathy's Instagram

Property Manager Finder

BiggerPockets Real Estate Podcast 959 - BiggerNews: 2024 Housing Market Update and Why Prices Are Still Rising

Want to Sell Your Home Fast—for the Most Money? Do This

Articles from Today’s Show:

 Best Long-Term Investment

 Home Prices

 Home Seller Tips

 Airbnb Parties

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-221

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We may be close to some serious mortgage rate relief, according to today’s panel of top lenders. With interest rates finally starting to slide after cooling inflation and lackluster job growth, investors are gaining hope that we could see more affordable mortgage rates resurface after a very harsh past two years. So, what could come next? Stick around because we’ve got mortgage rate predictions and the best investor loans to look for coming up in this episode!

Caeli Ridge, Krystle, and Kenny Simpson, our expert investor-lenders, are back on the show to give their take on the commercial and residential mortgage space. All are feeling a bit more optimistic as we see rates finally trend into the six-percent range for primary residence homebuyers, with rates up another percent or so for investors. But with today’s mortgage rates still relatively high, which loans should investors use? From DSCR loans (debt service coverage ratio) to HELOCs (home equity line of credit), construction loans, and more, we’ll get into each of these loan products and share which ones investors are taking advantage of today.

Plus, if you’re struggling to find cash flow in today’s tough housing market, our lenders offer some simple but significant solutions to boost your ROI and help you build your portfolio. Do you have an adjustable-rate mortgage? If so, you MUST heed our commercial lender’s words, as you could get a surprise increase in your monthly mortgage very soon.

In This Episode We Cover

Top lenders’ mortgage rate predictions and updates on today’s rates

Why mortgage rates haven’t fallen faster and why there’s hope on the horizon

Trending loan products investors are using to build their real estate portfolios even with high rates

Why commercial lenders are getting cautious and starting to deny this one type of loan

ADU (accessory dwelling unit) lending updates and why it could be easier to get ADU funding soon

How to boost your cash flow and maximize your ROI WITHOUT buying more properties

And So Much More!

Links from the Show

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On The Market Podcast 185 - Top Lenders on Mortgage Rate Predictions + Loans You’ve NEVER Heard Of w/Caeli Ridge and Krystle and Kenny Simpson

BiggerPockets Daily Podcast 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy

On The Market Podcast 184 - Fannie Mae’s Mortgage Rate “Range” to Expect in 2024 and 2025

Connect with Caeli :

Caeli's BiggerPockets Profile

Caeli's Instagram

Caeli's LinkedIn

 Caeli's Website

Connect with Krystle and Kenny:

Kenny's BiggerPockets Profile

Krystle's Instagram

 Kenny's Instagram

 Krystle's LinkedIn

Kenny's LinkedIn

 Kenny's X/Twitter

The Simpson Team's Website

Jump to topic:

(00:00) Intro

(01:07) Mortgage Rate Predictions + Update 

(08:16) Trending Loan Products 

(11:29) Commercial Lenders Get Cautious…

(19:41) Everyone’s Building ADUs!

(26:29) Advice for 2024 Investors 

(33:07) Work with a Solid Lender

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