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Could the war in Iran reverse all the interest rate relief we’ve received throughout the past year? With oil shooting up in price, unintended consequences could trickle down to your mortgage rate—and Americans are already feeling the shock.
The housing market is re-freezing as buyers (and sellers!) stay on the sidelines as the world feels more and more unstable. What does this mean for your mortgage rate? Some people say this could cause a housing crash; others argue the opposite. What’s really going to happen next?
We’re back with a new headline episode, going through the top stories affecting the housing market. First, we’re talking about the Iran war and its effects on mortgage rates and the housing market. Then, the states leading the 'two-speed housing market': some are seeing significant price gains, while much of America's home prices are declining.
Do you use an AI calling agent in your real estate business? You need to hear this first. A new lawsuit shows you could land in hot water unless you follow the rules.
In This Episode We Cover
Back to rising mortgage rates? Side effects of the Iran war on the U.S. housing market
The hottest markets still seeing 4%+ price growth even in 2026
AI agents lead to lawsuit: What you should not do if you’re using AI callers for real estate
Why so many Americans are moving from the coast inland to these cities
Is the housing market freezing again? Why buyers and sellers are backing off
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
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Top 10 Markets Where Prices Will Rise and Fall in 2026
Headlines from Today’s Show:
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The housing market is split. Some real estate markets are seeing low inventory, rising prices, and fierce buyer competition. Others are seeing steep price cuts, desperate sellers, underwater owners, and delinquency rates creeping up.
So, which housing markets are the riskiest in the country? Which market has the highest chance of seeing home price growth while the rest of America struggles for air?
We’re doing a nationwide deep dive today, looking at the metrics that matter most—home price appreciation, affordability, delinquency rates and owner distress, and underwater mortgage share. Each of these data points will allow you to predict which markets will grow, slow, and struggle over the next year.
Plus, Dave is sharing what each region of the country should be paying attention to as an investor, the riskiest markets of 2026, and the number one comeback city no one is expecting.
In This Episode We Cover
The riskiest housing markets in the U.S. that could see continued price declines
Cities seeing a return to “affordability” as buyers get a big break
Delinquency rates rising? Areas with these mortgage types see more owners fail to make payments
The “comeback” cities that have the greatest home price growth potential
Why “underwater mortgages” aren’t as scary as you think they are (but investors should still be careful)
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
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Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
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Find an Investor-Friendly Agent in Your Area
On The Market 369 - Zillow Forecast: Best and Worst Housing Markets of 2026
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Grab Dave’s Book, "Start with Strategy"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-405.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
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Remember all those homes that were “delisted” in the fall and winter? The homes that sellers took off the market when they couldn’t get the price they wanted? Well, now, the frozen housing market is thawing, and 75,000 “relistings” could boomerang back into the market. With a new wave of inventory, would this be the catalyst for home prices to drop even more?
Compass’s Mike Simonsen, friend of the show and all-time inventory expert, is back to give a quite contrarian take on the relisting inventory about to hit the real estate market. With the spring homebuying season about to peak in just a couple of months, former sellers now get a new chance to put their properties up again, in hopes that lower mortgage rates entice buyers.
The crash predictors say that this new glut of inventory could cause prices to drop as the buyer’s market becomes even more one-sided. But Mike has a key piece of data that changes the story entirely, one that could be good for the future housing market and actually give transactions a modest boost.
Mike says a “new era” of real estate is upon us—and it could last a while.
In This Episode We Cover
The “relisting” wave of inventory that could hit the housing market this spring
Why home prices may not drop even with more properties on the market
A “new era” of real estate that makes it even better to buy a home
Why housing inventory is falling in states with the biggest home price corrections
No forced selling? The reality that kills the housing crash narrative
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the On the Market Newsletter
Find an Investor-Friendly Agent in Your Area
On The Market 378 - The “Delisting” Wave Putting Years of Housing Market Gains at Risk
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Follow Mike on LinkedIn
Grab Dave’s Book, "Real Estate by the Numbers"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-404 .
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
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There’s a ticking time bomb for the U.S. housing market that nobody is talking about. It’s the biggest existential threat to home prices and housing demand, and it (arguably) can’t be stopped. The question is, how long do we have until it happens?
Today, we’re talking about population: what happens when the U.S. population begins to decline, and the need for housing falls year after year? Deaths are already set to outpace births by 2031, meaning we’re just five short years away from this risky scenario becoming reality. What happens to home prices? Will millions of homes sit empty? Which markets will see their values fall the fastest? Is real estate still safe to invest in?
Dave’s giving a masterclass on the population crisis, and how the housing market will be affected. From birth rates to immigration, baby boomers passing away (and passing down their houses), and cities that will face the biggest demographic headwinds, this is what every investor needs to know before 2031.
In This Episode We Cover
What happens to the housing market once the population begins to decline?
Will our housing shortage flip to a supply glut as demand is forced to fall?
The one thing propping up our population and how it’s starting to falter
Short, medium, and long-term housing forecasts as population decline increases
Lessons from Japan, Germany, and Italy: Where do home prices fall the fastest once populations decline?
Markets that will be the safest when the population finally begins to flip
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the On the Market Newsletter
Find an Investor-Friendly Agent in Your Area
U.S. Immigration Crisis: What It Really Means for Housing Markets and Investors
Dave's BiggerPockets Profile
Grab Dave’s Book, "Real Estate by the Numbers"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-403.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
Learn more about your ad choices. Visit megaphone.fm/adchoices
Many of President Trump’s tariffs have been canceled—and the housing market could stand to benefit. Could this be yet another sign that inflation is slowing and that mortgage rates can continue to fall?
This is big news for the housing market, but it’s not even the biggest news of this episode.
Today, we’re going over everything you may have missed. From the Supreme Court striking down tariffs in a majority vote to a major housing bill moving forward, to cities seeing the most new corporate headquarters (a serious sign of job growth), we’ve been busy taking stock of the stories affecting investors.
We’ll get into how the tariff reversal will affect prices and mortgage rates (this may be great news), the new housing law that could make building, renovating, and financing even easier, Trump’s new “tokenized” real estate investments, and the markets that may see the biggest booms as jobs flood these areas.
In This Episode We Cover
Tariffs canceled: a win for the housing market as inflation risk reduces?
The new housing supply and affordability bill that could pass the Senate soon
The cities that are gaining (and losing) corporate headquarters (some are not so obvious)
Would you invest in Trump’s “tokenized” real estate investment? The “crypto for real estate” push continues
Will tariffs be returned to American citizens who paid them? One Supreme Court justice gives his honest take
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
On the Market 399 - Buying (and Building) Houses Could Get a LOT Easier
WSJ: Supreme Court Strikes Down Trump’s Global Tariffs
NAR: Bipartisan Housing Bill Passes House of Representatives
BI: A crypto firm with ties to Trump will 'tokenize' some of the president's real estate empire
Visual Capitalist: The U.S. Cities Gaining and Losing Corporate HQs
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Kathy's BiggerPockets Profile
Grab Dave's Book, "Real Estate by the Numbers"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-402.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
Learn more about your ad choices. Visit megaphone.fm/adchoices
Big economic news dropped last week: labor data, inflation rates, and huge jobs revisions. All of these are already impacting the housing market, but could new numbers cause an even greater shift that could affect your mortgage rate, your rents, and your next deal?
Rental property owners, agents, sellers, and buyers: this news affects what you’re doing right now. New labor data beat the odds, with a surprising amount of hirings. But, with many of those hirings concentrated in a few specific fields, investors in markets with this line of work will need to watch carefully. And it wasn’t all good news—the largest jobs number revision in over a decade happened last week. The number of overreported jobs? It changes the picture entirely.
A strong labor market could mean stagnant mortgage rates, but inflation data might just come in to save the day. With lower inflation readings, could the Fed get the confidence to cut once again?
Finally, we’ll talk about exactly which types of homes will sell and which will stagnate on the market. One type of property is flying off the proverbial shelf, so if you can build, renovate, or rent it, you could be in luck. For the rest of investors, Dave has some cautious words of wisdom that could save you if this economic trend continues.
In This Episode We Cover
Off by nearly 1,000,000 jobs: Inside the largest jobs number revision in over a decade
New inflation rate readings and whether we’re trending in the right direction
More moves for mortgage rates? Positive data that could tip them a bit lower
The one type of housing that has high demand, even as consumer sentiment stays low
Why you either feel phenomenal or terrible about the U.S. economy
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
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Find Investor-Friendly Lenders
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On the Market 372 - New Recession Indicator Shows Americans Worse Off Than We Thought
BiggerPockets Real Estate - 1229 - Scott Trench’s $1,000,000 Bet on Real Estate (Update)
Grab the Book on "Recession-Proof Real Estate Investing"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-401.
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
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Rental property financing is becoming much easier. For years, seven and eight-percent rates made it brutal to make deals work. But now, things are changing—for the better.
Mortgage rates in the five-percent range? HELOCs with no closing costs? Seller concessions to buy down your interest rate, and a smoother path to affordable properties? It’s all culminating in 2026, and this could be one of the best years in recent memory to get a mortgage for a rental property. Today, we’re talking to Jeff Welgan, who's spent 22 years in the mortgage industry, and is bringing good news.
Thought those ARM (adjustable-rate mortgage) loans were left behind in 2008? Safer, cheaper, and more flexible ARM loans are available to investors. With lower rates and longer fixed-rate periods, they could be the perfect option as mortgage rates continue to decline. Jeff also shares how you can get a HELOC with no closing costs, so you don’t have to give up that rock-bottom mortgage rate you secured in 2020. Plus, when to refinance, how low rates could go, and whether you still should buy down your rate in 2026.
In This Episode We Cover
Jeff’s 2026 mortgage rate prediction and the “range” he thinks rates will stay in
Are ARMs back? Why adjustable-rate mortgages are cheaper, safer, and better for investors
Should you pay down your interest rate? When Jeff says it is (and isn’t) worth it
Why the mortgage industry’s cycle is about to end, and investors must be careful
Got a high mortgage rate? This is when you should think about refinancing
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the On the Market Newsletter
BiggerPockets Real Estate 1207 - 2026 Mortgage Rate Predictions: This “X Factor” Could Change Everything
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Find an Investor-Friendly Lender Today
Free BiggerPockets Resources
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Work with Jeff
Grab Dave’s Book, "Start with Strategy"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-400
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
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This could be the most important shift in the housing market in years.
Something truly remarkable just happened that will impact almost every facet of real estate. The “Housing for the 21st Century Act” just passed the House in a landslide vote, with bipartisan support from Democrats and Republicans. But unlike past housing proposals, this one focuses on the thing that could actually fix the housing market for good—supply.
This could make building (and renovating) houses cheaper and faster, allow Americans to finance manufactured homes the same way we finance regular properties, expedite the permitting process for some new builds and rehabs, and give your local bank the ability to lend faster and easier than before.
In short, this bill has a significant impact not only on everyday homeowners but also on real estate investors. The question is, will this fix the housing supply problem we’ve been plagued with?
We’re digging into the six sections of this bill in today’s episode.
In This Episode We Cover
Why this new bill could be a monumental shift for the housing market
Building just got even better—fewer permits, faster approvals, and more
A huge win for affordable housing that could streamline cheaper homes for many Americans
Will new supply kill appreciation? Why many investors are dead wrong about this
Work with local banks? This new bill could be hugely advantageous for you
Investors: do this now! How this bill will affect your investments once passed
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
On the Market 392 - Trump’s Housing Proposals Could Work, There’s Just One Big Problem
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Grab Dave’s Book, "Start with Strategy"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-399
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
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The “lock-in effect” is finally starting to break, and Americans are moving yet again. But, where are they going? The top cities people are moving to aren’t what you’d expect—in fact, many of them are where prices are actively falling. Is now the time to buy as populations grow and homes remain affordable?
Three major housing market shifts are unfolding this week, and we're breaking them all down on this week's headlines episode. First, is the lock-in effect finally over? Before, the housing market was at a standstill, as homeowners with 3% mortgage rates refused even to consider selling. Now, after years of high rates slowly getting better, the tables have turned. Sellers are more willing to let their property go and tap into that huge pile of equity, but will this actually affect inventory?
Then, the 2026 U-Haul Growth Index—where are people moving right now? The top metros and states could surprise you, as many of them have falling home prices. Finally, is housing inventory getting worse? It felt for a while that buyers had their pick, but now, the trend is starting to reverse, and sellers may gain even more control.
In This Episode We Cover
U-Haul’s top in-migration cities, metros, and states
The end of the lock-in effect? Why homeowners aren’t staying put to keep their low rate
This city's job market is “on fire” and seeing a strong influx of residents
Did housing inventory growth already reverse? Why sellers are finally getting fast offers
Signs to buy during a correction: cities that are growing but seeing lower home prices
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
Dallas-Fort Worth Remains Projected as the Top Housing Market For the Second Year in a Row
Fortune: ‘Something big’ just happened in the U.S. housing market
U-Haul Growth Index
Realtor: Inventory Gains Slow Down in January
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Grab Henry’s Book, "Real Estate Deal Maker"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-398
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
Learn more about your ad choices. Visit megaphone.fm/adchoices
A new Fed Chair has been nominated—and he could do what no Fed has done before.
Kevin Warsh, the youngest Fed governor appointed, serving during the Great Financial Crisis, is Trump’s new pick, and his decisions could have major impacts on the housing market. But the mainstream media is missing a few key variables, falsely assuming that Warsh will kick off a series of rate cuts that end in lower interest rates.
But, in reality, something completely different could happen—something that the Fed has never tried before.
Warsh has strong opinions on quantitative easing (money printing) and wants to, in essence, delete some of the money the Fed has created over years of buying bonds and mortgage-backed securities. At the same time, Warsh will most likely push for rate cuts—a challenge given the Fed’s divided members.
So, what does this mean for mortgage rates? Could we see rates actually rise due to Warsh’s plans, or could ending quantitative easing boost market confidence and lower long-term mortgage rates? We’re getting into it all, plus what investors should do now regardless of what the Fed’s next moves are.
In This Episode We Cover
Trump’s new Federal Reserve Chair pick and why Trump is so keen to kick Powell out
Higher mortgage rates incoming? What everyone is getting wrong about the Warsh pick
The end of money printing: Why the new Fed Chair pick wants to delete dollars off the balance sheet
Something the Fed has never done before: Can you lower rates while keeping inflation in check?
The one type of real estate that could greatly benefit from the moves Warsh will make
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets
Sign Up for the On the Market Newsletter
Find Investor-Friendly Lenders
A New Fed Chairman is Coming Soon—Here’s What Their Potential Low-Rate Policy Will Mean For Investors
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Grab Dave’s Book, "Real Estate by the Numbers"
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-397
Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected].
Learn more about your ad choices. Visit megaphone.fm/adchoices
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