One simple sentence has changed Kelly and Lizz's lives and it comes from the one and only Debt Free Mom - Carly Hill. Carly was a teacher that longed to be a stay at home mom for her four kids. So she worked on her finances and found a way to make it happen. Now she shares realistic budgeting tips on social media and helps families all over the country figure out their finances. It's quickly become Kelly's new obsession so of course they had to have her on the pod! 

During today's episode, she'll talk about how finances are not automatic. She'll also give some tangible tips on something you can start this week to help get your spending under control. Plus, what is the right side hustle for you to make a little extra cash? She has the key thing you need to do to make that side gig worth your time. 

Since Carly is here to talk budgeting and mindful spending, Kelly and Lizz thought it would be time to really bare their souls and do a Last Two Transactions. Will Carly judge their bank account subtractions? 

Before she goes, of course everyone needs to know what Carly is driving and her favorite Ditch the Drive-Thru recipe! 

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