This show is the THIRD in a four part series of broadcasts about the issues facing independent mortgage bankers. In today's broadcast, we will be discussing specific ISSUES and CHALLENGES facing independent mortgage bankers in months and years ahead. The basis for the discussion on this broadcast will be the report prepared by a group of up-and-coming mortgage professionals that were apart of the MBA’s Future Mortgage Leaders program. If you are a regular listener, you may recall that members of this group were guests on this radio program back in December 6, 2010. On that program, they gave a brief overview of the report that they had prepared and presented at the Annual MBA Convention. After the program aired on December 6th, we received a number of requests wishing we had had the time to delve deeper into this excellent report… which is exactly what we will be doing today. Please join us and tell your friends and associates to do the same. This show is the THIRD in a four part series of broadcasts about the issues facing independent mortgage bankers. In today's broadcast, we will be discussing specific ISSUES and CHALLENGES facing independent mortgage bankers in months and years ahead. The basis for the discussion on this broadcast will be the report prepared by a group of up-and-coming mortgage professionals that were apart of the MBA’s Future Mortgage Leaders program. If you are a regular listener, you may recall that members of this group were guests on this radio program back in December 6, 2010. On that program, they gave a brief overview of the report that they had prepared and presented at the Annual MBA Convention. After the program aired on December 6th, we received a number of requests wishing we had had the time to delve deeper into this excellent report… which is exactly what we will be doing today. Please join us and tell your friends and associates to do the same.