Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences.

In this episode, co-hosts Atlas Property Group director Lachlan Vidler and Luke Clifford delve deep into the intricacies of expanding a property portfolio, offering insights and real-world examples to guide both budding and experienced investors.

The duo begins by comparing the cost of a $130 steak to property investment, emphasising that significant investments should deliver equally significant returns.

The hosts caution that owning just one or two properties may not be enough for a comfortable retirement, once inflation and expenses are considered.

They discuss the investor’s common pitfalls, including limited cash or equity, poor serviceability, and the absence of a clear plan, warning against cross-collateralisation, which can restrict financial flexibility.

Lachlan and Luke emphasise the need for a defined strategy, arguing that buying multiple lower-value properties often outperforms a single high-value one regarding cash flow and borrowing power.

For those facing borrowing limits, they suggest using superannuation to continue investing, with Atlas Property Group offering up to $1,500 off services before the financial year ends.