In this powerful episode, Marvin sits down with credit expert and Road to 750 founder Shonda Martin to break down the truth about credit, borrowing power, and financial literacy. Shonda shares her journey from being denied for her first car to becoming one of the most trusted voices in credit education, helping hundreds of thousands transform their financial lives. Together, they unpack the biggest misconceptions around credit scores, how to properly build a strong profile, and the traps—like cosigning and bad advice—that destroy credit. Whether you're starting from scratch or repairing past mistakes, this conversation gives you the blueprint to take control of your credit, unlock better opportunities, and build generational financial confidence.