How do you find the best life insurance companies?  You want only the strongest, most stable companies to ensure the best results over the long-term.  But what criteria do you use to evaluate and discover which companies are, in fact, the best? 

https://www.youtube.com/watch?v=f8ZIDLY10uM

Is there an objective measure, or is it a matter of personal opinion and preference?  Do you investigate their portfolio, their tenure in business, their size?  Do you base your decision on the illustration or the company’s financial strength?  And if you’re going with the illustration, should you look at the guaranteed rates, cash value, or the dividend scale?  And is the near-term performance more important, or the figures listed out 50 years from now?

With so many factors to consider and so many figures on the illustration, how do you decide what to evaluate?  Should you pick the one variable most important to you? Or do you try to analyze the big picture to find the company most likely to perform best over time? 

Do you get illustrations from multiple companies and compare them? 

And how long do you want to spend on your calculations?

Or do you give up the evaluation and just go with name recognition, or a trusted friend’s recommendation who is already with a company they like?

Table of contentsWhat We’ll CoverWhat This Article Won’t Tell YouWhere Insurance and Privatized Banking Fit into the Cash Flow SystemWhat Is A Life Insurance Company?The Life Insurance CompanyThe FacilitatorThe Best Life Insurance Company = Best Company + Best FacilitatorFour Elements of a Great Life Insurance Company#1) The Best Life Insurance Companies are Mutual Companies#2) The Best Life Insurance Companies Have Strong Financial RatingsThe Strength of Life Insurance Companies in GeneralRatings That Highlight the Best Life Insurance Companies#3) The Best Life Insurance Companies Have a Long Track Record#4) The Best Life Insurance Companies Have Great Customer ServiceFour Elements of the Best Financial Services Firm#1) Overall philosophy#2) Strategy#3) Relationship with Carrier#4) Succession PlanThe Team It Takes to Ensure ContinuityTwo Things That Don’t Really MatterDividend ratesNon-Direct or Direct RecognitionIn SummaryYour Decision Point

What We’ll Cover

In today’s conversation, we’ll give you the criteria to pick the best providers of life insurance.  Instead of guessing, you’ll be able to know for sure so you can make decisions for yourself.

We’ll answer:

What should you look for to get the best life insurance company?

How do you objectively rate all the data to know you’re with the best company for you?

You’ll get the criteria to evaluate life insurance companies to find out which one you should use.

What This Article Won’t Tell You

You may have come here looking for the list of all-stars and hoping we’d list out the top life insurance companies by name.  Sorry to disappoint.  We will not be listing actual companies. 

Actually, that’s for your benefit.  Not all life insurance companies work best in every state and region.  Not all will resonate with your particular end goals. Your unique situation makes one company better for you, and another better for someone else.

We do, however, promise to disclose the criteria for evaluating life insurance companies. Then, you can make sense of it all and decide for yourself.  We firmly believe that you are the best person to direct your financial life.  Therefore, we aim to provide you the education, tools, and resources to empower you to do just that.

Where Insurance and Privatized Banking Fit into the Cash Flow System

Picking the best insurance company is a huge step towards implementing your Infinite Banking Concept private wealth system.  But it is only one small step of a greater journey of building time and money freedom. 

That’s why we’ve put together the 3-step Entrepreneur’s Cash Flow System.