In the first Broker Daily Uncut episode of the year, host Alex Whitlock is joined by Finni brokers Eva Loisance and Costa Arvanitopoulos to discuss lending conditions and broker activity.

The trio talk through recent fixed-rate increases from the major banks; what those changes may be signalling; and how brokers are handling affordability, buffers, and conversations with clients about fixed and variable loans.

They also discuss current investor activity, including refinancing, high-LVR lending, SMSF property purchases, equity releases, and increased interest in construction lending, as well as ongoing housing supply shortages and continued price growth in markets across Australia.