Real Estate Investing for Life - Build Wealth Through Real Estate without a Second Job

In this episode, Jonna Weber interviews Ramez Fakhoury of the IRA Club to demystify self-directed IRAs and how investors can use them to grow wealth through real estate. Ramez explains the flexibility, tax advantages, and fee savings these accounts offer compared to traditional retirement vehicles, along with practical steps for getting started. They also discuss why education, networking, and taking action are key to building long-term financial success.

00:00 Introduction

00:51 Interview with Ramez Fakhoury: Self-Directed IRAs

01:49 Background and Career Shift

06:24 Understanding Self-Directed IRAs

11:03 Advantages of Self-Directed IRAs

16:53 How to Invest in Real Estate with Self-Directed IRAs

20:16 Roth IRA Benefits and Strategies

21:06 Trusted Professionals for Your Needs

21:43 Self-Directed IRA Insights

24:35 Leveraging and Partnering in IRAs

27:00 Solo 401(k) Advantages

28:59 Simple IRAs and Employer Matches

29:51 Steps to Start with IRA Club

35:01 Upcoming Real Estate Investing Conference

36:16 Conclusion and Final Thoughts

Contact Ramez and his team at IRA Club - https://www.iraclub.com/

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

Use my special code for listeners:  JONNA10 for 10% off! 

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with Jonna at www.jonnaweber.com

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna shares her personal journey into real estate investing and the pivotal role conferences and networking have played in her success. She reflects on how one event in 2011 sparked opportunities that led to over $200 million in real estate sales and the launch of Idaho REI Network. Jonna also reveals why she’s so passionate about bringing investors together for the upcoming Idaho Real Estate Investing Conference, and why even brand-new investors can’t afford to miss it.

00:00 Introduction

01:11 Personal Reflections and Fall Greetings

02:12 Summer Highlights and New Hobbies

03:28 Upcoming Idaho Real Estate Investing Conference

05:08 The Power of Networking in Real Estate

05:57 The Impact of Attending Conferences

06:18 Jonna's Journey into Real Estate Investing

15:17 Encouragement for New Investors

16:22 Event Details and Final Thoughts

17:18 Conclusion and Call to Action

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

Use my special code for listeners:  JONNA10 for 10% off! 

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with Jonna at www.jonnaweber.com

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna sits down with Jeff Cichocki, a real estate investor with over 20 years of experience, to discuss the "art of negotiation". Jeff shares his unique negotiation philosophy that he learned from a friend named Bill, which centers on solving people's real estate problems rather than just buying houses. They also talk about the importance of communication in a world dominated by texts and emails, and how picking up the phone can set you apart. 

00:00 Introduction to the Idaho Real Estate Investor Show

00:44 Meet Jeff Sha Husky: Capital Strategist and Lender

01:26 The Art of Negotiation in Real Estate

02:01 Jeff's Real Estate Journey and Insights

04:11 The Power of Networking in Real Estate

08:19 Effective Communication Strategies

26:54 Private Lending vs. Hard Money Lending

32:50 The Importance of Real Estate Conferences

35:01 Conclusion and Contact Information

About Jeff: 

Jeff Cichocki is a capital strategist and professional lender who’s spent the last 20 years mastering the art of building wealth through relationships, discipline, and the long game. He’s not interested in hype or headlines—he’s focused on helping people grow, protect, and deploy capital with purpose. Whether he’s speaking on stage, leading a fund, or structuring a deal, Jeff leads with clarity, integrity, and a genuine belief in people’s potential.

Connect with Jeff! 

Website: https://alphalendingllc.com/

Phone: 208-854-1122

Email: [email protected]

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

Use my special code for listeners:  JONNA10 for 10% off! 

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with Jonna at www.jonnaweber.com

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna sits down with Julie Holly, a syndicator, former educator, and keynote speaker at this year’s Idaho REI conference, to explore the deeper “why” behind investing. They talk about identity-level recalibration, burnout masked as hustle, and how to build wealth without sacrificing what matters most. From slow-growth journeys to redefining success beyond unit count, this conversation is a powerful reminder that aligned investing is sustainable investing.

00:00 Introduction and Welcome

00:44 Meet Julie Holly

02:22 Julie's Real Estate Journey

04:19 The Power of Syndication

05:33 Importance of Networking

07:22 Identity Level Recalibration

09:59 Balancing Hustle and Alignment

13:52 Control and Outsourcing

16:09 Understanding Identity Level Recalibration

24:07 Building from Clarity, Not Fear

24:57 Identity Level Recalibration

26:05 Social Media and Identity

27:51 Self-Compassion and Middle Years

28:52 Trusted Professionals and Resources

30:05 Balancing Achievement and Being

30:20 Understanding Dopamine Dealers

37:04 Slow and Steady Wins the Race

38:29 Celebrating Different Levels of Success

41:52 The Importance of Community

47:00 Conclusion and Final Thoughts

Connect with Julie Holly on LinkedIn and at the Idaho Real Estate Investing Conference! 

LinkedIn: https://www.linkedin.com/in/julie-holly/

Podcast: https://podcasts.apple.com/us/podcast/the-conscious-investor/id1501539079

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

Use my special code for listeners:  JONNA10 for 10% off! 

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with Jonna at www.jonnaweber.com

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on The Idaho Real Estate Investor Show does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna sits down with wealth mentor and investor Tamar Hermes for a deep-dive conversation on building true financial freedom—especially for high-income earners who are short on time but long on ambition. From growing up in survival mode to creating a thriving investment strategy, Tamar shares how she shifted her mindset, bought her first duplex, and now helps other women do the same through her platform, Women Growing Wealth.

Tamar breaks down key concepts like the difference between active and passive investing, the importance of knowing your “enough number,” and how to leverage tax strategies, syndications, and even Airbnbs to create a more aligned and sustainable path to wealth. Whether you're a busy professional, an aspiring investor, or simply ready to redefine your relationship with money, this conversation offers clarity, strategy, and inspiration.

00:00 Introduction and Tax Strategies

00:15 Welcome to the Idaho Real Estate Investor Show

00:49 Interview with Tamara: Real Estate Insights

02:21 Tamara's Background and Investment Journey

05:08 The Importance of Networking in Real Estate

06:54 Women Growing Wealth: Strategies and Advice

12:44 Understanding Passive vs Active Investing

16:56 Evaluating Real Estate Deals

29:30 Tax Advantages for Real Estate Investors

32:56 Final Thoughts and Advice

40:16 Conclusion and Farewell

Connect with Tamar at http://Growwealthgift.com

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

💸 Use Coupon Code: EARLYBIRD30 to save $30 – act fast, prices will only go up!

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna sits down with Shawn Gwaltney, a seasoned business owner and investor based in St. Louis, Missouri, who shares how he transitioned from running a manufacturing company to building financial freedom through real estate. Drawing from over 30 years of entrepreneurial experience and his new book Fear to Fortune, Shawn unpacks how overcoming fear and taking that first step—while keeping your W2 or business—can open the door to life-changing results. He walks us through time-blocking strategies, mindset shifts, and the power of self-managing rentals to grow a sustainable portfolio, even as a busy entrepreneur or tradesperson.

00:00 Introduction

00:46 Interview with Shawn Gwaltney Begins

01:35 Meet Our Guest!

02:09 Shawn’s Real Estate Insights

04:01 Shawn's Book: Fear to Fortune

04:19 Importance of Networking in Real Estate

04:57 Overcoming Fear in Real Estate Investing

06:55 Shawn's First Rental Property

09:27 Balancing Business and Real Estate

19:25 Managing Rental Properties

21:45 Introduction to Trusted Resources

22:30 Time Management for Entrepreneurs

24:25 Balancing Family and Business

27:06 The Importance of Self-Managing Rentals

32:09 The Role of Education in Real Estate Investing

35:31 The Value of Coaching and Mentorship

37:58 Shawn's Retirement and Future Plans

43:53 Conclusion and Final Thoughts

Connect with Shawn at www.shawngwaltney.com.

Shawn is offering a 15-minute phone call just for you - mention Jonna Weber to qualify.   

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna sits down with Peymon Hashimoto, a real estate investor based in Idaho who has carved out a unique niche through creative financing. From traditional rentals to innovative strategies like subject-to deals and wraparound mortgages, Peymon shares how he built a scalable portfolio without relying on W2 income or conventional lending. He walks us through how these methods work, who they’re best for, and how they can be used to unlock hidden opportunities in today’s high-interest market.

00:00 Introduction to Creative Financing

00:09 Welcome to the Idaho Real Estate Investor Show

00:43 Interview with Peymon Hashimoto

03:06 Payman's Real Estate Journey

07:09 Challenges and Realizations in Real Estate Investing

09:33 Discovering Creative Financing

18:08 First Steps in Creative Financing

20:44 Partnering and Mentorship in Real Estate

23:36 Partnering in Real Estate Deals

23:58 The Light Bulb Moment: Fast Closings

24:39 Finding Trusted Professionals in Idaho

25:16 Identifying Ideal Sellers for Sub2 and Wrap Deals

29:40 Understanding Wraps and Sub2 Deals

34:07 Out-of-State Real Estate Strategies

36:55 Balancing Real Estate Investing with a Full-Time Job

40:16 The Importance of Taking Action

42:03 Personal Goals and Real Estate

44:41 Conclusion and Final Thoughts

Connect with Peymon Hashimoto at:

https://www.peymonhashimoto.com/

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna welcomes Kirby Atwell, a seasoned real estate investor and host of the Living Off Rentals podcast. Kirby shares his journey from military service to real estate investing, emphasizing his transition from flipping houses to building a portfolio of cash-flowing short-term rentals. He discusses the significance of setting clear financial goals, leveraging affordable markets in the Midwest and Southeast, and the benefits of multi-unit properties for maximizing rental income. Additionally, Kirby highlights how he manages his properties with a team of VAs, his strategies for ensuring high occupancy through seasonal adjustments, and the impact of personalized guest experiences.

Discover how this military veteran replaced his income, left flipping behind, and built a short-term rental business that funds his family-first lifestyle.

00:15 Welcome to the Idaho Real Estate Investor Show

00:49 Guest Introduction: Kirby Atwell

01:39 Kirby's Background and Journey

03:40 Kirby's Military Experience and Transition to Real Estate

06:10 Early Real Estate Ventures and Lessons Learned

10:40 Transition to Short-Term Rentals

18:20 Managing and Scaling Short-Term Rentals

20:31 Achieving Financial Freedom Through Real Estate

20:51 Building and Managing Properties in Florida

22:40 Insurance and Building Codes in Florida

24:37 Helping Busy Professionals Invest in Real Estate

25:44 Balancing Work, Family, and Real Estate

26:35 Transitioning to Full-Time Real Estate Investing

27:28 Working Together as a Couple in Real Estate

28:14 Living the Farm Life in Indiana

29:22 Teaching Others to Achieve Financial Freedom

31:02 Choosing the Right Locations for Investment

36:57 Personal and Professional Goals for the Future

38:01 Connecting with Kirby and Final Thoughts

Connect with Kirby Atwell at:  

https://www.livingoffrentals.com/

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

🎟️ Early Bird Tickets: $169 (Regular Price: $199)

💸 Use Coupon Code: EARLYBIRD30 to save $30 – act fast, prices will only go up!

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Join our Idaho Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/idahorein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna interviews Patrick Penner from Coast to Coast Mortgage, discussing creative financing options for real estate investors. They explore strategies such as Buy, Rehab, Rent, Refinance, Repeat (BRRR), Debt Service Coverage Ratio (DSCR) loans, and the importance of asset protection. Patrick shares insights from his 30+ years in the mortgage industry, emphasizing the value of planning and pre-approval before investing.

00:00 Introduction to Mortgage Basics

00:46 Interview with Patrick Penner: Creative Financing Strategies

02:14 Patrick's Journey into the Mortgage Industry

05:56 Understanding Investment Property Financing

12:13 The BRRRR Strategy Explained

14:21 DSCR Loans: A Deep Dive

21:21 Short-Term Rentals and Market Dynamics

24:16 Understanding Asset Protection in Real Estate

25:40 Personal Example: 1031 Exchange Dilemma

26:56 Navigating Entity-to-Entity Transactions

28:11 Non-QM Financing Options

32:40 Fix and Flip Financing Insights

34:38 Importance of Pre-Approval and Strategy

37:35 Patrick's Athletic Background and Personal Life

43:20 Conclusion and Contact Information

Have questions or want to connect with our amazing guests?

📧 Reach out to Cari & Senate at: [email protected] [email protected]

📅 Idaho REICon 2025 is Coming!  

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

🎟️ Early Bird Tickets: $169 (Regular Price: $199)

💸 Use Coupon Code: EARLYBIRD30 to save $30 – act fast, prices will only go up!

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with the Idaho Real Estate Investor Show and the Boise Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/BoiseREIN/

LinkedIn: https://www.linkedin.com/in/boise-rein-09b489292/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/boiserein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.

In this episode, Jonna talks with Cari & Senate Eskridge about the transformative power of networking and mentorship. We share success stories and highlight the upcoming Idaho REI Conference, encouraging early ticket purchases. 

00:00 Introduction and Welcome

00:48 Meet Cari & Senate Eskridge

03:01 Senate's Real Estate Journey

05:50 The Importance of Mentorship

07:36 The Idaho Summit: Origins and Impact

10:16 Highlights and Stories from the Idaho Summit

17:45 Announcing Idaho REI Con

23:07 Event Details and Call to Action

31:00 Conclusion and Farewell

Have questions or want to connect with our amazing guests?

📧 Reach out to Cari & Senate at: [email protected] [email protected]

📅 Idaho REICon 2025 is Coming!

Join us on October 10, 2025 for Idaho’s premier real estate investing conference!

Link here!   https://idahoreicon.com/

🎟️ Early Bird Tickets: $169 (Regular Price: $199)

💸 Use Coupon Code: EARLYBIRD30 to save $30 – act fast, prices will only go up!

📧 For more info—or to find out how you can sponsor the event—email: [email protected]

✨ Be in the room. Expand your network. Level up your investing journey.

Download the Idaho REIN Vendor Directory at https://www.boiserein.com/FreeVendorDirectory

Connect with the Idaho Real Estate Investor Show and the Boise Real Estate Investor Network!

Website: https://www.idahorein.com/

Facebook: https://www.facebook.com/BoiseREIN/

LinkedIn: https://www.linkedin.com/in/boise-rein-09b489292/

Facebook: https://www.facebook.com/groups/boiserealestateinvestornetwork

Instagram: https://www.instagram.com/boiserein/

For Educational and Informational Purpose Only

The information provided on Real Estate Investing for Life does not, and is not intended to, constitute legal, investing and/or financial advice from the host or any guests, instead, all information, content and materials shared are for general informational purposes only.

Investment Risks:

Real estate investment involves inherent risks, and you acknowledge that you are solely responsible for conducting due diligence and assessing the risks associated with any investment decisions made based on the information obtained on this podcast.

The Company shall not be liable for any losses, damages, or financial harm arising from your investment activities.