Sign up to save your podcasts
Or
Share Real Life Case Study- Strategic Planning and Tax Efficiency for a Retired Widow
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
Real Life Case Study- Strategic Planning and Tax Efficiency for a Retired Widow
In this episode of the FIN LYT by EWA Podcast, Matt Blocki and Chris Pavcic dig into a detailed case study involving a recently widowed retiree in her mid-seventies with a $3 million investment portfolio. They discuss essential planning strategies for managing taxes, Medicare, and portfolio allocations during retirement. The conversation highlights the importance of proactive financial planning to ensure long-term stability and tax efficiency.
Matt and Chris explore the “widow penalty”, tax bracket management, and Medicare implications. They recommend strategic Roth conversions to optimize tax efficiency and reduce future RMDs. Additionally, they discuss the benefits of using a donor-advised fund for charitable contributions, leveraging appreciated assets to maximize tax savings. The episode also covers optimal portfolio allocation, emphasizing a balanced approach with bonds and equities, and the advantages of direct indexing for tax loss harvesting.
Additional Content Available on YouTube
https://www.youtube.com/@FIN-LYTbyEWA?sub_confirmation=1
Connect with EWA
https://ewa-llc.com/Follow Us on Social Media
https://www.instagram.com/ewa.llc/
https://www.linkedin.com/company/equilibrium-wealth-advisors/
https://www.facebook.com/EquilibriumWealthAdvisors/
View EWA Disclosures and Firm ADV: https://adviserinfo.sec.gov/firm/summary/308977
View all episodes
By EWA LLC
5
5151 ratings
In this episode of the FIN LYT by EWA Podcast, Matt Blocki and Chris Pavcic dig into a detailed case study involving a recently widowed retiree in her mid-seventies with a $3 million investment portfolio. They discuss essential planning strategies for managing taxes, Medicare, and portfolio allocations during retirement. The conversation highlights the importance of proactive financial planning to ensure long-term stability and tax efficiency.
Matt and Chris explore the “widow penalty”, tax bracket management, and Medicare implications. They recommend strategic Roth conversions to optimize tax efficiency and reduce future RMDs. Additionally, they discuss the benefits of using a donor-advised fund for charitable contributions, leveraging appreciated assets to maximize tax savings. The episode also covers optimal portfolio allocation, emphasizing a balanced approach with bonds and equities, and the advantages of direct indexing for tax loss harvesting.
Additional Content Available on YouTube
https://www.youtube.com/@FIN-LYTbyEWA?sub_confirmation=1
Connect with EWA
https://ewa-llc.com/Follow Us on Social Media
https://www.instagram.com/ewa.llc/
https://www.linkedin.com/company/equilibrium-wealth-advisors/
https://www.facebook.com/EquilibriumWealthAdvisors/
View EWA Disclosures and Firm ADV: https://adviserinfo.sec.gov/firm/summary/308977
More shows like FIN-LYT by EWA®
View all
Freakonomics Radio
32,320 Listeners
The Ramsey Show
39,209 Listeners
Money Guy Show
3,254 Listeners
Your Money, Your Wealth
808 Listeners
Ramsey Everyday Millionaires
3,691 Listeners
ChooseFI
5,154 Listeners
White Coat Investor Podcast
2,462 Listeners
BiggerPockets Money Podcast
3,092 Listeners
The Peter Attia Drive
8,601 Listeners
Sound Investing
345 Listeners
Ready For Retirement
830 Listeners
Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)
585 Listeners
Real Estate the Ramsey Way
196 Listeners
Moneywise
644 Listeners
Prof G Markets
1,464 Listeners