Debt happens—but staying stuck in it doesn’t have to be your story. In this episode, we unpack the emotional and financial traps of the debt cycle, why it's so hard to escape, and how you can take real steps toward freedom (without giving up your daily coffee or joy). From budgeting for your real life to understanding avalanche vs. snowball methods, this is your no-shame, all-strategy guide to taking control.
 
 Relatable. Practical. Empowering. Just how we like it.
 
 Ready to break free? Book a free financial wellness session with one of our experts at <a href="https://www.tandia.com/" target="_blank">tandia.com</a> and take your first step toward financial peace.See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.

Debt happens—but staying stuck in it doesn’t have to be your story. In this episode, we unpack the emotional and financial traps of the debt cycle, why it's so hard to escape, and how you can take real steps toward freedom (without giving up your daily coffee or joy). From budgeting for your real life to understanding avalanche vs. snowball methods, this is your no-shame, all-strategy guide to taking control. Relatable. Practical. Empowering. Just how we like it. Ready to break free? Book a free financial wellness session with one of our experts at tandia.com and take your first step toward financial peace. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Debt happens—but staying stuck in it doesn’t have to be your story. In this episode, we unpack the emotional and financial traps of the debt cycle, why it's so hard to escape, and how you can take real steps toward freedom (without giving up your daily coffee or joy). From budgeting for your&nbsp;real life&nbsp;to understanding avalanche vs. snowball methods, this is your no-shame, all-strategy guide to taking control.
 
&nbsp;Relatable. Practical. Empowering.&nbsp;Just how we like it.
 
&nbsp;Ready to break free?&nbsp;Book a free financial wellness session with one of our experts at&nbsp;<a href="https://www.tandia.com/" rel="noopener noreferrer">tandia.com</a>&nbsp;and take your first step toward financial peace.See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer">https://art19.com/privacy#do-not-sell-my-info</a>.

Real Talk on Debt: Understand It. Manage It. Break Free.

Do the words banking, finance, and money set off alarm bells when you hear them? Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia. Visit <a href="https://www.tandia.com/">tandia.com</a> for more information.

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Do the words banking, finance, and money set off alarm bells when you hear them? Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia. Visit tandia.com for more information.

Do the words banking, finance, and money set off alarm bells when you hear them?&nbsp;Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to&nbsp;including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia.&nbsp;Visit&nbsp;<a href="https://www.tandia.com/" rel="noopener noreferrer">tandia.com</a>&nbsp;for more information.

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Real Talk on Debt: Understand It. Manage It. Break Free.

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