Mother’s Day just passed, and while we loved the sweet cards and breakfast in bed (burnt toast and all), there’s something we don’t talk about enough—our relationship with money.

In this episode, we’re getting honest about what it’s really like to manage money as a mom. From the lessons we absorbed as kids to the juggling act we pull off every day—this one’s for the moms doing their best with what they’ve got (and making it stretch like magic).

I consider myself a bit of an expert on this topic because, well… I’m a mom. And every day I’m figuring out how to raise good humans, build a stable future, and not lose my mind while doing it.

Here’s what we cover:

And stick around for an encouraging message at the end—because you deserve it.

Quote to Remember:
“Our kids aren’t watching how much we spend—they’re watching how we handle things. That’s the real legacy.”

Connect With Us:
If you’re looking for real-life financial support, resources, or just someone who gets it—we’re here for you. Visit tandia.com to connect with us, explore tools that make life a little easier, and find advice that actually makes sense for you.

You’re not doing this alone—Tandia’s got your back.

In this episode of Tandia Talks Money, Carla gets real about the financial truths no one tells you — the stuff that hits harder than generic advice ever could. We’re diving into the behind-the-scenes of home ownership, lifestyle inflation, career decisions, family planning, and what building real wealth actually looks like.

Forget cutting lattes or chasing crypto gains. This one’s for anyone doing all the “right” things and still wondering why it feels like it’s not enough.

What You’ll Hear About:

The Real Talk?
Money doesn’t come with an instruction manual — but this podcast gets pretty close.

Ready to make smarter choices without the stress?
Check out how Tandia can help at tandia.com.

Let’s talk money — the Tandia way.

Ever feel like the second you start dealing with money — especially mortgages or home upgrades — life throws everything at you all at once? Same. In this episode, we talk about that chaotic energy that kicks in when you're trying to make big financial moves, and suddenly your phone breaks, deadlines pile up, and you’re stuck trying to figure it all out on the fly.

This conversation was inspired by a real chat with a friend who’s self-employed, just moved into her new home, and is now planning an addition — and let’s just say, things got overwhelming fast.

We cover:

If you’re in the middle of something big, or even thinking about it, this one’s for you.

Feeling the pressure? Let’s make it easier. Book a meeting with one of our advisors — they’ll help you break it all down, calm the chaos, and come up with a plan that actually works for you. www.tandia.com

Mortgage Season 2025 is upon us, and it’s anything but ordinary. Rates are high, the market’s unpredictable, and a lot of us are wondering what the next move is.

In this episode, we’re chatting about what’s going on in the housing market and what you need to know to make confident decisions—no matter where you’re at. Tune in for some key insights, a few tips, and maybe even some clarity.

For more info, visit tandia.com

We can’t control inflation, global markets, or supply chain issues. But what can we control? Where we shop, what we buy, and where we bank. Canadians are making more conscious choices to support local businesses, buy Canadian-made products, and keep their money where it matters.

In this episode, we explore:

Your money should work for you and your community—not just corporate profits. Looking for a financial institution that prioritizes people over profits? Tandia has your back. Join the movement. 

Visit Tandia.com to see how banking local can make a difference.

Thanks for listening—now go buy a coffee from your neighbourhood café. It just tastes better.

Scammers are getting smarter, and package delivery scams are on the rise. With online shopping now part of everyday life, fraudsters are exploiting our routines—sending fake tracking notices, phishing for personal info, and preying on urgency.

In this episode, we’ll break down:

March is Fraud Awareness Month, but staying vigilant is a year-round effort. Learn more at https://www.tandia.com/learning/fraud-prevention on how to protect yourself from evolving scams!

Report scams: Canadian Anti-Fraud Centre

Share this episode to spread awareness!

Scammers are getting smarter—and more manipulative. Imagine getting a call from a loved one in distress, begging for help. Your instincts tell you to act fast, but what if it’s not really them? This episode dives into the world of grandparent scams, a deceptive trick designed to prey on emotions and urgency.

We’ll cover:

Don’t let scammers take advantage of your kindness. Stay informed, stay cautious, and visit our Fraud Awareness page at www.tandia.com for more tips on protecting yourself and your loved ones from fraud.

Scammers are getting high tech with deepfakes—those AI-generated videos and audio that look and sound like the real deal. Whether it’s a fake emergency call from a loved one or a phony business request from your boss, these scams are designed to catch you off guard. We’ll break down how deepfake scams work, share tips on how to spot the red flags, and show you how to stay one step ahead of the bad guys.

Pro Tip: If your boss suddenly asks for money over a video call, it’s probably a scam or maybe you need a new job.

Want More Scam-Slaying Tips?

Head to our Fraud Prevention page https://www.tandia.com/learning/fraud-preventionfor all the details on how to protect yourself and your wallet.

Fraud is everywhere—like glitter after a craft project. It sticks, spreads, and is nearly impossible to clean up. But don’t worry, we’ve got your back. In this episode of Tandia Talks Money, we’re exposing the sneaky tricks scammers use and how you can shut them down before they even start. From phishing emails to too-good-to-be-true investment schemes, we’ll help you stay sharp, skeptical, and scam-proof.

What’s Inside:

Want More Fraud-Fighting Tips?

We’ve got a full month of fraud prevention resources just for you. Check out Tandia’s Fraud Prevention page for expert advice and the latest scam alerts.

Like what you hear? Subscribe, leave a review, and share this episode—because staying fraud-aware is a team effort. Stay safe, stay smart, and we’ll catch you next time on Tandia Talks Money.

In today’s episode, we’re talking about debt – yep, that sneaky cycle that’s all too easy to get stuck in. Whether it’s the rising costs of everything or just feeling like you're barely keeping up, you’re not alone. So many Canadians are in the same boat, but here’s the thing: debt doesn’t define you, and you can totally break free.

We’ll chat about how to recognize when you're stuck in the “debt loop,” why it’s so important to stop the shame and blame game, and how to start shifting your mindset so you can take control. I’ll also share a funny (and eye-opening) story about my weekend getaway with the kids and how I was shocked at the cost of a simple sub sandwich. It’s a reminder that small things really do add up!

What we’ll cover:

Ready to break free from the debt cycle? Start by shifting your mindset and being aware of your triggers. If you found this episode helpful, hit subscribe, share it with a friend, and leave a review.

Let’s keep this conversation going! www.tandia.com