Tandia Talks Money

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Tandia Talks Money episodes

April 14, 2025 Mortgage Season Hits Different in 2025 — Here’s the Game Plan
Mortgage Season 2025 is upon us, and it’s anything but ordinary. Rates are high, the market’s unpredictable, and a lot of us are wondering what the next move is.

In this episode, we’re chatting about what’s going on in the housing market and what you need to know to make confident decisions—no matter where you’re at. Tune in for some key insights, a few tips, and maybe even some clarity.

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9 min
March 31, 2025Bank Local, Shop Local
We can’t control inflation, global markets, or supply chain issues. But what can we control? Where we shop, what we buy, and where we bank. Canadians are making more conscious choices to support local businesses, buy Canadian-made products, and keep their money where it matters.

In this episode, we explore:
How small choices—like buying local—create big economic impacts
Why credit unions keep money in the community, unlike big banks
How choosing where to bank is just as powerful as where you shop

Your money should work for you and your community—not just corporate profits. Looking for a financial institution that prioritizes people over profits? Tandia has your back. Join the movement.

Visit Tandia.com to see how banking local can make a difference.

Thanks for listening—now go buy a coffee from your neighbourhood café. It just tastes better.
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11 min
March 24, 2025Ding Dong! A New Scam is Out for Delivery
Scammers are getting smarter, and package delivery scams are on the rise. With online shopping now part of everyday life, fraudsters are exploiting our routines—sending fake tracking notices, phishing for personal info, and preying on urgency.

In this episode, we’ll break down:
How package scams work & why they’re so effective
Why fraud has skyrocketed in the last decade
Simple ways to stay aware without living in fear

March is Fraud Awareness Month, but staying vigilant is a year-round effort. Learn more at https://www.tandia.com/learning/fraud-prevention on how to protect yourself from evolving scams!
Report scams: Canadian Anti-Fraud Centre
Share this episode to spread awareness!

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12 min
March 17, 2025No, Your Grandchild Isn’t in Jail: Avoiding the Grandparent Scam
Scammers are getting smarter—and more manipulative. Imagine getting a call from a loved one in distress, begging for help. Your instincts tell you to act fast, but what if it’s not really them? This episode dives into the world of grandparent scams, a deceptive trick designed to prey on emotions and urgency.

We’ll cover:
How fraudsters make their scams sound so convincing
The red flags to watch for before sending money.
Why seniors are often targeted and how to protect them.
Steps to take if you or someone you love receives one of these calls.

Don’t let scammers take advantage of your kindness. Stay informed, stay cautious, and visit our Fraud Awareness page at www.tandia.com for more tips on protecting yourself and your loved ones from fraud.

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8 min
March 10, 2025 Don’t Get Duped by Deepfakes!
Scammers are getting high tech with deepfakes—those AI-generated videos and audio that look and sound like the real deal. Whether it’s a fake emergency call from a loved one or a phony business request from your boss, these scams are designed to catch you off guard. We’ll break down how deepfake scams work, share tips on how to spot the red flags, and show you how to stay one step ahead of the bad guys.

Pro Tip: If your boss suddenly asks for money over a video call, it’s probably a scam or maybe you need a new job.

Want More Scam-Slaying Tips?
Head to our Fraud Prevention page https://www.tandia.com/learning/fraud-preventionfor all the details on how to protect yourself and your wallet.
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13 min
March 03, 2025Stay Fraud Aware—Because No One Likes Being Duped
Fraud is everywhere—like glitter after a craft project. It sticks, spreads, and is nearly impossible to clean up. But don’t worry, we’ve got your back. In this episode of Tandia Talks Money, we’re exposing the sneaky tricks scammers use and how you can shut them down before they even start. From phishing emails to too-good-to-be-true investment schemes, we’ll help you stay sharp, skeptical, and scam-proof.

What’s Inside:
The latest fraud tactics and how to spot them
Simple ways to protect your money and identity
Why your gut instinct might be your best defense
What to do if you think you’ve been scammed

Want More Fraud-Fighting Tips?
We’ve got a full month of fraud prevention resources just for you. Check out Tandia’s Fraud Prevention page for expert advice and the latest scam alerts.

Like what you hear? Subscribe, leave a review, and share this episode—because staying fraud-aware is a team effort. Stay safe, stay smart, and we’ll catch you next time on Tandia Talks Money.
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14 min
February 24, 2025Debt Doesn’t Define You
In today’s episode, we’re talking about debt – yep, that sneaky cycle that’s all too easy to get stuck in. Whether it’s the rising costs of everything or just feeling like you're barely keeping up, you’re not alone. So many Canadians are in the same boat, but here’s the thing: debt doesn’t define you, and you can totally break free.

We’ll chat about how to recognize when you're stuck in the “debt loop,” why it’s so important to stop the shame and blame game, and how to start shifting your mindset so you can take control. I’ll also share a funny (and eye-opening) story about my weekend getaway with the kids and how I was shocked at the cost of a simple sub sandwich. It’s a reminder that small things really do add up!

What we’ll cover:
How to spot the “debt loop” and why it’s easy to fall into
How to shift your mindset and take control of your finances
Identifying your financial triggers and how to avoid them
A personal story about the rising costs of everyday things (hello, sub sandwiches!)

Ready to break free from the debt cycle? Start by shifting your mindset and being aware of your triggers. If you found this episode helpful, hit subscribe, share it with a friend, and leave a review.

Let’s keep this conversation going! www.tandia.com
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11 min
February 10, 2025 The 5-Second Money Move You Didn’t Know You Needed
The world may feel like it’s constantly changing, but your financial future is still in your hands. In this episode, Carla breaks down how to take control in a world of uncertainty, using the 5-Second Rule to make quick, confident decisions—even when the headlines are overwhelming. From tackling inflation to finding balance in your spending, we explore practical, no-nonsense tips for navigating the ups and downs of 2025. Ready to feel more in control of your finances? Tune in for actionable advice that’ll help you move forward with confidence—even when the world feels like it’s turning upside down.
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11 min
February 03, 2025What’s the Deal with Tariffs? How They Affect Your Finances
Welcome back to Tandia Talks Money, where we make finances fun and easy to understand! In today’s episode, your trusty money guide, Carla, breaks down one of the least exciting but most impactful topics: tariffs.

Sure, it sounds like something straight out of a political debate, but tariffs affect your wallet more than you might think. Whether you're in Canada or the U.S., tariffs are impacting your prices, job security, and economic growth—whether you realize it or not. So what exactly are tariffs, and why should you care?

In this episode, we’ll explain what tariffs are in simple terms (with a fun party analogy!), how they increase prices, and how they ripple through economies. From Americans paying higher prices for products to Canadians facing job losses, tariffs have far-reaching consequences. But don’t worry—Carla shares tips on how to protect your finances, including staying informed, reviewing your budget, buying local, and managing your debt.

We’ve also included a helpful link to a video from CBC, where Andrew Chang breaks down how Canada is responding to tariff threats and how they could affect businesses and consumers. https://www.cbc.ca/player/play/video/9.6621858

Key Takeaways:
What are tariffs? A simple breakdown of how these trade taxes affect your finances.
The ripple effects of tariffs: Higher prices in the U.S. and job losses in Canada.
How to prepare financially: Budget adjustments, supporting local businesses, and talking to a financial expert.

Stay ahead of the curve and protect your wallet—because tariffs aren’t just for economists. They affect everyone who wants to keep their finances on track!

Tune in every Monday for more bite-sized financial tips that’ll make you feel like a pro.

Catch the full episode and don’t forget to subscribe on your favourite podcast platform!
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13 min
January 27, 2025From Bank Safe to Beach Chair: Your Guide to RRSPs and TFSAs
In this episode of Tandia Talks Money, Carla, explains how RRSPs and TFSAs can be your financial BFFs. These accounts might sound fancy, but they’re really just smart, tax-friendly places to stash your money. Whether you’re saving for retirement or a vacation, getting started now means future-you will be thanking you—probably from a beach.

We cover:
Why January and February are perfect for getting your contributions in check.
How RRSPs lower your tax bill now while growing your savings.
The flexibility of TFSAs and why they’re perfect for short-term goals.

Take action and start contributing today—it’s easier than you think. Head over to tandia.com to learn more and make your future self proud!
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10 min

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