Inflation has many investors questioning financial planning and spending decisions, including those making arrangements for a happy retirement. One frequently used concept that can help with retirement spending during times like these lies in the 4% Plus Rule. Listen as Wes Moss explains the math behind the rule during this episode.

Wes shares how running out of money is a top fear, why history can help us navigate through budgeting, and lists similarities between budgeting and dieting. He also talks through starting top down as opposed to bottom up when it comes to spending and provides examples of how the 4% and 4% Plus Rules can be used. Later in the episode, Wes discusses safe withdrawal rates, the importance of planning ahead of schedule, and why flexibility is the key in the budgeting process.

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Each generation is different. In fact, some generations are so hard-wired and hardcoded with their own values, that they may overlook the views of others. However, if we understood the generations outside of our own we could better sympathize and empathize with them in our daily lives, workplace, and family life. To help us comprehend each generation, we’re joined by Chris De Santis, organizational behavior speaker, facilitator, consultant, and author of Why I Find You Irritating: Navigating Generational Friction at Work.

Chris describes each generation in detail and generalizes the values and beliefs of those generations. He also explains generational differences, defines what it means to be a humanist, and shares why he believes the best teams are complementary instead of competitive. To conclude, Chris reveals details from his book, the key to generational harmony in a business, and how our early years impact our outlook on life’s principles.

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So you’ve retired. What comes next? Many retirees find themselves lingering within the retirement grey zone as they make their full transition into this new phase of life. But what if there is a second act following your career? One that could check off all the boxes; multiple streams of income, core pursuits, and socialization. Retirement coach and author of Second-Act Careers: 50+ Ways to Profit From Your Passions During Semi-Retirement, Nancy Collamer, joins this episode to talk through exploring second-act careers and how they can benefit you in the long run.

Listen as she provides tips for finding your second act, expert streams of income, and explains why it’s never too early or too late to start your second act in retirement. Nancy also shares how she pinpointed her second act, why trying things you’re interested in can lead to new opportunities, and the top fear of those seeking a second act. To conclude, Nancy describes the concept of a Reinvention R&D Budget, utilizing gig platforms, and Wes shares some insight about finding his core pursuits in life.

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2022 has not been an ideal year for some investors. Tune in to today's episode as Wes Moss explains what considerations to make.

Wes walks through how the market has impacted investors for the past few years, his insights on whether or not we are in a recession, and why 2022 still has a strong job market along with a sturdy travel industry. Additionally, he touches on having a disequilibrium when it comes to the consumer and how easy it is for investors to leave when markets get volatile. The episode wraps up with Wes sharing why businesses are the military of the economy and methods for riding through this tough year from an investment standpoint.

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What if we told you aging like fine wine and fitness go hand in hand? While some seek to kickstart their fitness journey when faced with health issues in their later years, they soon find that their newly discovered lifestyle, combined with a little discipline, can go a long way. James “Jim” Owen, a forty-year veteran of Wall Street, speaker, and author joins this episode to talk through his journey of finding fitness later in life and how it turned things around.

Jim shares what started his fitness journey along with when health became a priority. Furthermore, he reveals details from the books he’s written, defines a super ager and what it entails, and lays out why it’s important to start slow and make a commitment to yourself. He later uncovers his own fitness struggles, tips for increasing your health, and explains his 2-day rule accompanied by a secret to motivating yourself to workout.

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A daunting question has been lingering in the minds of many U.S. investors - Are we in a recession in 2022? Tune in as Wes tackles this question and more during the episode.

Listen as Wes talks about how we’re living in a similar economy to the 1950s, what the media declares about being in a recession, and the National Bureau of Economic Research’s role and criteria. Additionally, Wes uncovers political views about a recession and why your long-term retirement plan doesn't have to be impacted. To wrap up the episode Wes reminds listeners that there are more years of spending ahead than you think and describes how the combination of stocks and bonds is important for any investor.

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Many of us experience anxiety. It’s normal to feel it before a big test, speaking in public, competing in a sporting event, and so on. Though a little bit of anxiety can be a good thing, we must be careful not to let these levels increase beyond the point of becoming a disorder. Dr. Gail Saltz, psychiatrist, psychoanalyst, columnist, podcast host, and television commentator joins Wes Moss to explain how anxiety can be alleviated with a little awareness and what happens when happiness and anxiety converge.

Dr. Saltz starts the episode by sharing her thoughts on anxiety and how it can go from good to bad, as well as the most generalized anxiety disorder. Dr. Saltz and Wes also discuss how anxiety would have been treated 100 years ago, her favorite book she’s written, and the most common diagnosis in children. To wrap up the episode Dr. Saltz opens up about the most effective way to help people struggling with anxiety, if she believes teletherapy works, where we are in the evolution of helping more people, and provides Wes with key advice for how he can be a better partner.

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Have you ever finished a conversation and immediately realized you didn’t remember anything the other person said? Do you sometimes feel as though you have fallen between the cracks of your own thoughts and you can’t seem to focus long enough to connect with others? You’re not alone. Edward S. ("Ted") Brodkin, M.D., a board-certified psychiatrist, author, and director of the Adult Autism Spectrum Program at Penn Medicine and Ashley A. Pallathra, M.A., a clinical researcher, therapist, author, and doctoral candidate in clinical psychology at the University of North Carolina, join this episode to discuss how we can improve social connectedness and find attunement.

During the episode, the pair share where they met and began their collaboration on the study of connectedness, and walk us through what goes into a neuroscience research study. They also share details from their conducted study on developing a program for adults in the spectrum regarding social functioning, share the framework of their book Missing Each Other: How To Cultivate Meaningful Connections, and define attunement along with its four key elements. Furthermore, Dr. Brodkin and Ashley talk through the importance of listening to yourself and your needs in retirement, summarize mutual responsiveness, and unveil their advice for people going through the transition of leaving the workforce.

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There’s a difference between living the life you think you should live and living a life you want to live. When we follow numerous social norms we can easily lose our true selves in the process of conforming to what we think we are supposed to be. But in adapting to these norms, could we be missing out on a path to living our happiest lives and becoming one of the happiest retirees on the block? New York Times bestselling author, life coach, and speaker, Dr. Martha Beck, drops by this episode to share how to live a life full of integrity and truth.

Dr. Beck explains how we are born with a genetic destiny of what makes us happy in life and how we get divided internally early on. She also shares her story and experiences of living outside of her integrity, reveals her journey of becoming a life coach, and discusses longing versus yearning. Additionally, Dr. Beck unveils the lasting cure to happiness and lists the signs if you are lying to yourself and are living out of alignment.

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Taking a trip every once in a while is good for the soul, but have you ever thought about what a life full of traveling experiences could do? Don George, legendary travel writer, editor, and author who has won numerous awards for his work, joins this episode to share what it’s like living a life filled with travel and creating unforgettable memories.

Don reveals when he caught the travel bug and got into travel writing, along with the travel piece that changed his career for the better. He also shares some of his traveling experiences and what he’s learned from the culture, an astonishing Mount Kilimanjaro story, and how he considers traveling a religion. Additionally, Don reveals details from his book, “The Way of Wanderlust,” lists his favorite travel destinations, discusses how his dad retired early to travel, and provides advice for other travel writers.

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