On this week's show:

• We figured out why the media says we need MILLIONS to retire comfortably.
• There is a plan to push back when you can get your Social Security benefits.
• Do you have “one more year” syndrome?
• The end of the year brings up two discussions about your 401(k): RMDs and IRA-to-Roth Conversions.

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Knowing your retirement income is as important as knowing your income in your working years. Avoiding the scenario of being “scared to spend.”

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On this week's show:

• The predictions for 2025 are all over the map.
• You can now pay off bills with your 401(k) match. Should you?
• Don’t leave your financial advisor without THIS.

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Social Security could be over 50% of your retirement income. Do you know the ins and outs of how to claim? Do you know how to maximize your benefit? A lot of people who took the Social Security test, didn’t do very good.

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The airline industry is making a killing on baggage and seat change fees. But they are rookies compared to the financial industry. Do you know how much you are paying?

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If you plan to sell a business or a property to fund your retirement, Charisse can show you how to defer and spread out that tax bill so it doesn't make such an impact in the year that you sell.

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On this week's show:

• We're seeing another "Trump-Bump" in the market right now, but will that hold steady in 2025 and should you be more cautious going into the new year?
• Will taxes on your Social Security be eliminated? And is that a good thing?
• Deferring Taxes: Lessons from Baseball Contracts
• The Tug of War: When to Retire
• Even Republicans and Democrats can agree there is a crisis in 4 areas of retirement.

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The end of the year brings up two discussions about your 401(k). 1) If you are retired, it’s time to figure out your Required Minimum Distribution (RMD). 2) If you are getting ready for retirement, it’s IRA-to-Roth conversions. Charisse looks at the pros and cons of both.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

See omnystudio.com/listener for privacy information.

On this week's show:

• The implications of the recent election results on retirement planning, tax changes, and interest rates.
• What is the Great Wealth Transfer and why is your financial advisor not happy about it?
• The end of the year brings up two discussions about your 401(k): RMDs and IRA-to-Roth Conversions.
• Suze Orman says $2 Million in retirement savings is "chump change". Who is she talking to?

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

See omnystudio.com/listener for privacy information.

Finding a financial advisor is probably the most important step in getting ready for retirement. We have a list of 8 things you can do before you find your advisor.

Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!

See omnystudio.com/listener for privacy information.