Scripted Wealth | Money & Meaning for Pharmacists

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ryan in Johnson City, Tennessee: How do I calculate my take home pay when contributing to retirement funds?

Mentioned on the Show:

• YFP Planning
• SmartAsset Federal Paycheck Calculator
• Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness
• Episode 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste of Time?
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ryan in Johnson City, Tennessee: How do I calculate my take home pay when contributing to retirement funds? 

Mentioned on the Show:

• YFP Planning
• SmartAsset Federal Paycheck Calculator 
• Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness
• Episode 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste of Time? 
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tony Umholtz, a Mortgage Branch Manager for IberiaBank, joins Tim Ulbrich on the show. They discuss the considerations for financing a home purchase, the biggest mistakes people make when applying for lending, and a variety of lending options available to pharmacists including the Professional Loan Program (aka Doctor's Loan).

Mentioned on the Show

• 5 Steps to Getting a Home Loan
• YFP 40: 10 Things Every Pharmacist Should Know About Home Buying (Part 2) w/ Nate Hedrick
• YFP 41: 10 Things Every Pharmacist Should Know About Home Buying (Part 2) w/ Nate Hedrick
• YFP 64: 6 Steps to Home Buying (Part 1) w/ Nate Hedrick
• YFP 65: 6 Steps to Home Buying (Part 2) w/ Nate Hedrick
• Freddie Mac Primary Mortgage Market Survey
• Professional Mortgage Home Loan for Pharmacists
• Apply for Professional Mortgage Home Loan for Pharmacists
• Contact Tony: [email protected]

Tony Umholtz, a Mortgage Branch Manager for IberiaBank, joins Tim Ulbrich on the show. They discuss the considerations for financing a home purchase, the biggest mistakes people make when applying for lending, and a variety of lending options available to pharmacists including the Professional Loan Program (aka Doctor’s Loan).

Mentioned on the Show

• 5 Steps to Getting a Home Loan
• YFP 40: 10 Things Every Pharmacist Should Know About Home Buying (Part 2) w/ Nate Hedrick
• YFP 41: 10 Things Every Pharmacist Should Know About Home Buying (Part 2)  w/ Nate Hedrick
• YFP 64: 6 Steps to Home Buying (Part 1)  w/ Nate Hedrick
• YFP 65: 6 Steps to Home Buying (Part 2) w/ Nate Hedrick 
• Freddie Mac Primary Mortgage Market Survey
• Professional Mortgage Home Loan for Pharmacists
• Apply for Professional Mortgage Home Loan for Pharmacists
• Contact Tony: [email protected] 

Ask a YFP CFP® #10: How do I cope with the financial pressures of student loan debt while looking for a job?

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Emily: How do I cope with the financial pressures of student loan debt while looking for a job?

Mentioned on the Show:

• YFP Planning
• YFP 115: Financial Considerations for Job Loss or Reduced Hours
• Refinance Your Student Loans
• YFP 116: Transforming Your Life and Career Through Networking
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Ask a YFP CFP® #10: How do I cope with the financial pressures of student loan debt while looking for a job?

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Emily: How do I cope with the financial pressures of student loan debt while looking for a job?

Mentioned on the Show:

• YFP Planning
• YFP 115: Financial Considerations for Job Loss or Reduced Hours
• Refinance Your Student Loans
• YFP 116: Transforming Your Life and Career Through Networking
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Jessica Louie shares about her journey being trained as a critical care pharmacist, how she quickly found herself burned out, how the KonMari method helped her and how she applied the KonMari method to her financial plan on this week's podcast. These small intentional daily steps led to big changes in her financial plan including being completely debt free and having over 6 figures in savings.

Mentioned on the Show

• YFP Planning
• YFP 086:How to Spark Joy as an Entrepreneur w/ Jessica Louie
• Clarify Simplify Align
• The Burnout Doctor Podcast
• Tidying Up with Marie Kondo on Netflix
• Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek
• How to Apply the KonMari Method to Finances / Kakeibo
• Free Kakeibo Tracking Sheet
• The Joy of Missing Out: Live More by Doing Less by Tonya Dalton
• Work with Jessica
• Connect with Jessica on LinkedIn
• Connect with Jessica on Instagram
• Connect with Jessica on Facebook

Dr. Jessica Louie shares about her journey being trained as a critical care pharmacist, how she quickly found herself burned out, how the KonMari method helped her and how she applied the KonMari method to her financial plan on this week's podcast. These small intentional daily steps led to big changes in her financial plan including being completely debt free and having over 6 figures in savings. 

Mentioned on the Show

• YFP Planning
• YFP 086:How to Spark Joy as an Entrepreneur w/ Jessica Louie
• Clarify Simplify Align
• The Burnout Doctor Podcast
• Tidying Up with Marie Kondo on Netflix
• Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek
• How to Apply the KonMari Method to Finances / Kakeibo
• Free Kakeibo Tracking Sheet 
• The Joy of Missing Out: Live More by Doing Less by Tonya Dalton
• Work with Jessica
• Connect with Jessica on LinkedIn
• Connect with Jessica on Instagram
• Connect with Jessica on Facebook

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amanda in Ashtabula, Ohio: What percentage do I need for a down payment on a rental property?

Mentioned on the Show:

• YFP Planning
• YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop
• Bigger Pockets
• YFP 109: An Interview w/ Suze Orman
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amanda in Ashtabula, Ohio: What percentage do I need for a down payment on a rental property? 

Mentioned on the Show:

• YFP Planning
• YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop
• Bigger Pockets
• YFP 109: An Interview w/ Suze Orman
• Send in your questions here or to [email protected]

Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.