Scripted Wealth | Money & Meaning for Pharmacists

On episode 079, Tim Ulbrich, co-founder of Your Financial Pharmacist, interviews Dr. Nick Ornella, a 2009 graduate of Ohio Northern University, about his journey paying off his student loans in 10 months and shortly after taking one year off to travel the world. Tim and Nick talk about redefining the concept of retirement and why the concept of mini-retirements are gaining traction. They finish the show up by getting practical with 7 steps you can take to plan for a year off.  

Mentioned on the Show

• Script Financial
• Young Professional’s Guide to a Year Off
• The 4-Hour Work Week: Escape 9-5, Live Anywhere, and Join the New Rich by Timothy Ferriss
• Vagabonding: An Uncommon Guide to the Art of Long-Term Travel by Rolf Potts
• How to Travel the World: Travel Cheaper, Longer, Smarter by Matt Kepnes
• Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money - That The Poor and the Middle Class Do Not by Robert T. Kiyosaki
• YFP 032: Find Your Why (Part 1) - 3 Life Planning Questions w/ Tim & Jess Ulbrich
• YFP 033: Find Your Why (Part 2) - The Path to Success w/ Tim & Jess Ulbrich
• Year Off Blog: The 7 Financial Steps to a Year Off
• Year Off Blog: Calculate Your Year Off Age

On episode 78 of the Your Financial Pharmacist podcast, Tim Ulbrich, YFP co-founder, and Tim Baker, YFP Team Member and CFP, give an update on the Public Service Loan Forgiveness (PSLF) Program and discuss whether or not this program is still a viable option for pharmacists considering the recent data published showing 99% of applicants for PSLF were denied.

Mentioned on the Show

• CommonBond
• YFP Resource: Crush Your Loans
• YFP Blog: Ultimate Guide to Student Loans
• YFP Facebook Group
• NPR Article
• YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF)
• YFP Blog

On episode 78 of the Your Financial Pharmacist podcast, Tim Ulbrich, YFP co-founder, and Tim Baker, YFP Team Member and CFP, give an update on the Public Service Loan Forgiveness (PSLF) Program and discuss whether or not this program is still a viable option for pharmacists considering the recent data published showing 99% of applicants for PSLF were denied.

Mentioned on the Show

• CommonBond
• YFP Resource: Crush Your Loans
• YFP Blog: Ultimate Guide to Student Loans
• YFP Facebook Group
• NPR Article
• YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF)
• YFP Blog

On Episode 77 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of Your Financial Pharmacist, interviews Dr. Michael Murphy, a 2018 PharmD graduate of THE Ohio State University College of Pharmacy and current PGY1 pharmacy practice resident in ambulatory care at Ohio State. Dr. Murphy served as the APhA-ASP National President from 2017-2018. In this episode, Dr. Murphy and Tim talk about his financial transition from student to resident, what he wishes he would have known financially during pharmacy school and how being involved in professional organizations has put him on the fast track to a successful career.

Mentioned on the Show

• APhA
• YFP Episode 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions
• YFP Financial Planner
• Start: Punch Fear in the Face, Escape Average and Do Work That Matters by John Acuff
• The Mayor of Castor Street: The Life and Times of Harvey Milk by Randy Shilts
• YFP and APhA Partnership
• Your Financial Pharmacist

On Episode 77 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of Your Financial Pharmacist, interviews Dr. Michael Murphy, a 2018 PharmD graduate of THE Ohio State University College of Pharmacy and current PGY1 pharmacy practice resident in ambulatory care at Ohio State.  Dr. Murphy served as the APhA-ASP National President from 2017-2018. In this episode, Dr. Murphy and Tim talk about his financial transition from student to resident, what he wishes he would have known financially during pharmacy school and how being involved in professional organizations has put him on the fast track to a successful career.  

Mentioned on the Show

• APhA
• YFP Episode 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions
• YFP Financial Planner
• Start: Punch Fear in the Face, Escape Average and Do Work That Matters by John Acuff
• The Mayor of Castor Street: The Life and Times of Harvey Milk by Randy Shilts
• YFP and APhA Partnership
• Your Financial Pharmacist

On episode 76 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of Your Financial Pharmacist, and Tim Baker, YFP Team Member and owner of Script Financial, wrap up a month-long series focused on investing by fielding questions posed by, YOU, the YFP Community.

Mentioned on the Show

• Policygenius
• YFP Facebook Group
• YFP Episode 075: DIY, Robo or Hire A Planner?
• YFP Episode 074: Evaluating Your 401(k) Plan
• YFP Episode 073: How to Determine the Priority of Investing
• YFP Episode 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions
• YFP Email
• YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus on First
• YFP Episode 068: Pros/Cons of the Dave Ramsey 7 Baby Steps
• YFP Episode 070: Pre-Planning for Tax Season
• Seven Figure Pharmacist by Tim Church and Tim Ulbrich
• Tim Baker's Student/Resident Package
• Simple Wealth, Inevitable Wealth: How You and Your Financial Advisor Can Grow Your Fortune in Stock Mutual Funds by Nick Murray
• The Laws of Wealth: Psychology and the Secret to Investing Success by Daniel Crosby
• The Index Revolution: Why Investors Should Join It Now by Charles Ellis
• YFP Episode 019: How Do Health Savings Accounts (HSA) Fit Into a Financial Plan?

On episode 76 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of Your Financial Pharmacist, and Tim Baker, YFP Team Member and owner of Script Financial, wrap up a month-long series focused on investing by fielding questions posed by, YOU, the YFP Community.

Mentioned on the Show

• Policygenius
• YFP Facebook Group
• YFP Episode 075: DIY, Robo or Hire A Planner?
• YFP Episode 074: Evaluating Your 401(k) Plan
• YFP Episode 073: How to Determine the Priority of Investing
• YFP Episode 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions
• YFP Email
• YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus on First
• YFP Episode 068: Pros/Cons of the Dave Ramsey 7 Baby Steps
• YFP Episode 070: Pre-Planning for Tax Season
• Seven Figure Pharmacist by Tim Church and Tim Ulbrich
• Tim Baker’s Student/Resident Package
• Simple Wealth, Inevitable Wealth: How You and Your Financial Advisor Can Grow Your Fortune in Stock Mutual Funds by Nick Murray
• The Laws of Wealth: Psychology and the Secret to Investing Success by Daniel Crosby
• The Index Revolution: Why Investors Should Join It Now by Charles Ellis
• YFP Episode 019: How Do Health Savings Accounts (HSA) Fit Into a Financial Plan?

On episode 75 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of YFP, and Tim Baker, YFP team member and owner of Script Financial, continue YFP's month-long series on investing by talking about the pros and cons of a DIY approach to investing compared to utilizing a robo advisor or hiring a financial planner.

Mentioned on the Show

• Script Financial
• YFP Episode 015: Financial Planning Series Interview with Tim Baker (Part 1)
• YFP Episode 016: Financial Planning Series Benefits of a Financial Planner (Part 2)
• YFP Episode 017: Financial Planning Series Questions to Ask - Hiring a Planner (Part 3)
• YFP Episode 054: Why Fee-Only Financial Planning Matters
• YFP Episode 055: Why You Should Care How a Financial Planner Charges
• YFP Facebook Group
• Seven Figure Pharmacist by Tim Church and Tim Ulbrich
• NerdWallet
• Investopedia
• Simple Wealth, Inevitable Wealth: How You and Your Financial Advisor Can Grow Your Fortune in Stock Mutual Funds by Nick Murray
• YFP Blog: Are You Making This $1 Million Mistake
• NerdWallet Best Robo-Advisors: 2018 Top Picks
• YFP Episode 032: Find Your Why (Part 1) - 3 Life Planning Questions
• YFP Episode 033: Find Your Why (Part 2) - The Path To Success
• Hire A Planner
• XY Planning Network
• Unshakeable: Your Guide to Financial Freedom by Tony Robbins

On episode 75 of the Your Financial Pharmacist podcast, Tim Ulbrich, founder of YFP, and Tim Baker, YFP team member and owner of Script Financial, continue YFP’s month-long series on investing by talking about the pros and cons of a DIY approach to investing compared to utilizing a robo advisor or hiring a financial planner.

Mentioned on the Show

• Script Financial
• YFP Episode 015: Financial Planning Series Interview with Tim Baker (Part 1)
• YFP Episode 016: Financial Planning Series Benefits of a Financial Planner (Part 2)
• YFP Episode 017: Financial Planning Series Questions to Ask - Hiring a Planner (Part 3)
• YFP Episode 054: Why Fee-Only Financial Planning Matters
• YFP Episode 055: Why You Should Care How a Financial Planner Charges
• YFP Facebook Group
• Seven Figure Pharmacist by Tim Church and Tim Ulbrich
• NerdWallet
• Investopedia
• Simple Wealth, Inevitable Wealth: How You and Your Financial Advisor Can Grow Your Fortune in Stock Mutual Funds by Nick Murray
• YFP Blog: Are You Making This $1 Million Mistake
• NerdWallet Best Robo-Advisors: 2018 Top Picks
• YFP Episode 032: Find Your Why (Part 1) - 3 Life Planning Questions
• YFP Episode 033: Find Your Why (Part 2) - The Path To Success
• Hire A Planner
• XY Planning Network
• Unshakeable: Your Guide to Financial Freedom by Tony Robbins

On Episode 74 of the Your Financial Pharmacist podcast, Tim Church, Your Financial Pharmacist Team Member, and Tim Baker, owner of Script Financial and YFP Team Member, discuss how to evaluate your 401k plan and understand some of the fees associated with it.

Mentioned on the Show

• Script Financial
• YFP Facebook Group
• Bright Scope
• Tony Robbins