If negotiating a higher salary was easy, everyone would do it. And while most people don’t negotiate, if you’re not asking for promotions and raises at every turn in your career, you’re leaving money on the table. Today’s episode talks about knowing what you're worth—and shares tips for getting it.

Expert: Ashley Feinstein Gerstley

She Make Money Moves will be taking a break over the holidays. We’ll return with new episodes on January 7, 2020. 

For some people, the flexibility of freelancing might be particularly appealing as life and family circumstances change. But the benefits of freelancing don’t come without challenges. (Unpredictable income, for starters.) Today’s guest is evaluating the trade-offs of a freelance career vs. a full-time office job in order to figure out what’s best for herself and her family.

Expert: Ashley Feinstein Gerstley

For many women, starting a business is a way to follow a passion while leaving an uninspiring career behind. But a business can’t survive on passion alone. Whatever you’re selling, whether it’s hiking retreats or hand-knit blankets, you need to figure out a business model and a financial plan. Here’s how to get started.

Expert: Ashley Feinstein Gerstley

In 2019, more women than ever are out-earning their husbands. Having more money coming in is great for a couple’s bottom line, but flipping gender roles, financially, can strain a relationship. Studies have found that in marriages where the woman is the main breadwinner, it can be stressful for the husband and the wife.

Expert: Shannon McLay

The gender pay gap isn’t the only thing hurting women’s bottom lines. We also approach investing differently—or ignore it entirely. Many of us take our lower paychecks and leave them sitting in a savings account. (A terrible idea.) Today we talk about how to make your money work harder. 

Today's expert: Tiffany Aliche

If we’re just talking dollars and cents, kids are a terrible investment. How are parents supposed to cover the day-to-day necessities—plus dance lessons, coding classes, and tutors—while saving for the future? In today's episode, we help one young mother answer those questions. 

Expert: Shannon Mclay

Going through a divorce is hard on many levels, but the financial part can be easier if you follow the steps outlined in today’s episode. Yes, it's easier to bury your head in the sand. But if you ignore your feelings or your finances for too long, you'll pay for it. In the case of your finances, literally. Consider this a roadmap for protecting your bottom line. 

Review Fidelity’s Life Events resources here: https://www.fidelity.com/life-events/overview

Student loan debt has become a national crisis. Today, 44 million Americans owe a collective $1.5 trillion. (Yes, trillion.) Nearly two-thirds of that debt belongs to women, including today's guest, whose student loan debt — more than $250,000 — is about four times her annual salary.

Expert: Farnoosh Torabi. 

Click here to schedule a visit with the National Foundation for Credit Counseling. And for more information on student loan debt forgiveness and the survey mentioned in this episode, click here.  

A savings account is a safe place to keep your cash-but if you leave everything there, you’re losing money. While investing can sound overwhelming (especially if you were burned by the last recession) it’s almost impossible to save for retirement without it. Here’s how to get started.

Expert: Nicole Lapin. The National Association of Personal Financial Advisors' website can direct you to a nearby financial advisor with hourly rates. For more information on today's episode, visit glamour.com/money. 

With rumblings of a recession in the news, one recent poll found that almost half of Americans with jobs are worried about losing them. If it happens to you, whether you’re laid off or just plain fired, losing your job can send you into a tailspin. But there’s good news: While you can't control unemployment, you can prepare for it. Here’s how.

Expert: Tiffany Aliche