The Lykken on Lending podcast welcomes Mark Fleming, Senior Vice President for Decision Science and Chief Economist at First American Financial Corporation, for a thought-provoking discussion on the current housing market, mortgage rates, and the challenges and opportunities facing the industry. Mark shares his expert analysis of the Federal Reserve’s recent decisions, the evolving economic landscape, and insights on the future of the housing market, including trends in construction, affordability for first-time homebuyers, and the potential impact of regulatory changes. With a mix of data-driven expertise and optimism, this episode sheds light on how the industry can navigate 2025 with stability and innovation.