Super Informed Radio

For many people, the Government’s temporary early access to super scheme will be a financial lifeline. But what could some of the impacts be, both short- and long-term, to your retirement savings?

This episode, Charles Azzopardi from UniSuper Advice takes us through the scheme’s basics; eligibility, how to apply, and some of the things to seriously consider before dipping into your retirement nest-egg.

SHOW NOTES

Your hosts are Lyndon Horsburgh and Tania Meade.

Produced by Lyndon Horsburgh.

A big thanks to our special guest Charles Azzopardi, Private Client Adviser with UniSuper Advice

The ‘Estimate the impact on your retirement savings’ calculator that Charles mentioned is available at https://moneysmart.gov.au/covid-19/accessing-your-super, along with other steps to take before accessing your super.

Charles refers to information published by the Conexus Institute, Actuaries Institute Australia and Super Consumers Australia; an ‘information sheet’ which may help you understand the potential impact of withdrawing your super early. It’s dated 16 April and is available at https://www.superconsumers.com.au/media-releases-2020.

Information from the ATO about the early release of super scheme is available at https://www.ato.gov.au/individuals/super/in-detail/withdrawing-and-using-your-super/covid-19-early-release-of-super/ (refer to the ATO for full eligibility criteria and guidance, as we touched on some, not all, criteria).

Log in to your online account at www.unisuper.com.au to check your balance and any insurance that you may have.

Catch up on past episodes at www.unisuper.com.au/podcasts.

Have some feedback or a topic you’d like us to explore in future episodes? Email us as at [email protected]. You can also join the conversation on Twitter @UniSuperNews or call us on 1800 331 685.

Information discussed in this podcast, as prepared and provided by UniSuper Management Pty Ltd ABN 91 006 961 799, AFSL No. 235907, is of a general nature only. Any advice provided doesn’t take into account your objectives, financial situation or needs. Before you act on any advice you should consider these matters, the relevant Product Disclosure Statement (PDS) and whether to consult a qualified financial adviser. For a copy of the PDS, call us on 1800 331 685 or go to www.unisuper.com.au/pds.

Visit us at www.unisuper.com.au.

Learn more about super with us at www.unisuper.com.au/super.

What would happen to your super if you died tomorrow? And who can you give it to? A sibling? A parent? A pet? This episode, no question is off limits for Charles Azzopardi from UniSuper Advice as we haul this often avoided topic out of the too-hard basket.

SHOW NOTES

This podcast was published on 23 October 2019. The information was current as at that date and may now have changed.

Your hosts are Lyndon Horsburgh and Tania Meade.

Produced by Lyndon Horsburgh.

A big thanks to our special guest Charles Azzopardi, Private Client Adviser with UniSuper Advice.

Log in to your online account to check and manage your beneficiaries.

To make or update a ‘binding’ nomination, download the binding death benefit nomination form.

Read more about nominating beneficiaries on our website.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

UniSuper Advice is operated by UniSuper Management Pty Ltd ABN 91 006 961 799 (USM), which is licensed to provide financial product advice. USM is also the administrator of the fund UniSuper ABN 91 385 943 850 (UniSuper). UniSuper Limited ABN 54 006 027 121 is the trustee of UniSuper.

Visit us at www.unisuper.com.au.

Learn more about super with us at www.unisuper.com.au/super.

Could the money you’re putting aside for retirement be exposed to modern slavery? And what are we doing to reduce the risk that companies we invest in are involved in it? We speak with our in-house Investments team to find out.

SHOW NOTES

This podcast was published on 22 August 2019. The information was current as at that date and may now have changed.

Your hosts are Lyndon Horsburgh and Tania Meade.

Produced by Lyndon Horsburgh.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au.

Learn more about super with us at www.unisuper.com.au/super.

We were recently crowned Super Fund of the Year by ratings agency Chant West. But who exactly is Chant West, and what does it actually mean to take out the top award?

We went straight to the source to find out how funds are reviewed and compared, the criteria involved, how UniSuper stacks up against other funds and what resources you can use to compare for yourself.

SHOW NOTES

Your hosts are Lyndon Horsburgh and Tania Meade.

Produced by Lyndon Horsburgh.

Big thanks to our special guest, Ian Fryer, Head of Research at Chant West.

Compare super funds using Chant West’s Super AppleCheck tool at unisuper.com.au/compare (note: it doesn’t compare defined benefit products).

Chant West’s ratings and resources are available at www.chantwest.com.au.

Find out more about our award-winning investments and financial advice at unisuper.com.au/investments and unisuper.com.au/advice.

Check out our full trophy cabinet at unisuper.com.au/awards.

Catch up on past episodes at unisuper.com.au/podcasts.

Got thoughts or suggestions? Write to us at [email protected], join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

The result of the 2019 Federal Election surprised many, defying opinion polls and media commentary and returning the Morrison Government to power.

We jumped behind the mic with UniSuper’s Public Policy Manager, Benedict Davies, to sift through the coals of the election and ask ‘what now, for super?’

Your hosts and producers are Lyndon Horsburgh and Tania Meade.

Thanks to our in-house expert on all things politics, Benedict Davies.

Catch up on past episodes at unisuper.com.au/podcasts.

Got any thoughts or suggestions? Write to us at [email protected], join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

The 2019 Federal Budget focused more on tax cuts and other spending announcements ahead of an election, possibly paving the way for an imminent election announcement.

This month, UniSuper’s Public Policy Manager, Benedict Davies, takes us through the tax cuts and some changes to super that were announced in advance, and helps us understand the context of a budget delivered right before an election.

Your hosts and producers are Marta Zyznowska and Lyndon Horsburgh.

Thanks to our in-house expert on all things politics, Benedict Davies.

Read our analysis of the Federal Budget at unisuper.com.au/budget.

Sign up for our live Q&A webcast on Friday 5 April at: https://bit.ly/2WN2kwh

Catch up on past episodes at unisuper.com.au/podcasts.

Got any thoughts or suggestions? Write to us at [email protected], join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

This International Women’s Day, we’re joined by Julie Watkins, UniSuper’s Executive Manager of People. We chat about ‘work spouses’ and how they can make our work lives more meaningful, Julie shares some of her top career tips, and we ask the question—what’s UniSuper’s position on gender quotas?

SHOW NOTES

This podcast was published on 7 March 2019. The information was current as at that date and may now have changed.

A very special thanks to our guest, Julie Watkins.

Check out our International Women’s Day stories and resources at unisuper.com.au/women.

Read more about the TotalJobs UK research into work spouses: http://bit.ly/WorkSpouses

Got any thoughts or suggestions? Write to us at [email protected], join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Australians are using digital buy now, pay later services more than ever. But with no way of checking consumers can actually afford their purchases, is “lay-by 2.0” a good thing? Join us as we unpack these schemes’ perks and pitfalls with UniSuper Private Client Adviser, Charles Azzopardi.

SHOW NOTES

This podcast was published on 1 February 2019. The information was current as at that date and may now have changed.

Thanks to this month’s guest, Charles Azzopardi.

Find our own budgeting tool at www.unisuper.com.au/budget-planner

Check out ASIC’s MoneySmart resources at www.moneysmart.gov.au/managing-your-money/budgeting

Read the Mozo article Charles mentioned here: bit.ly/2HLwwFd

Have some feedback or a topic you'd like us to explore in a future episode? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Don’t think you need insurance? We tell the story of a member who wasn’t aware she had it—and then life dealt her an unexpected blow.

SHOW NOTES

This podcast was published on 12 November 2018. The information was current as at that date and may now have changed.

There are different types of insurance cover and benefits available through UniSuper membership, not just the ones discussed in this podcast. Learn more at www.unisuper.com.au/insurance.

If you’re a member of our Defined Benefit Division, you should also check out https://www.unisuper.com.au/your-super/introduction-to-unisuper/inbuilt-benefits

Have some feedback or a topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Are you afraid of dealing with money? If so, you’re not alone. This month, we unpack some common money fears and learn some tips and tricks to vanquish them with UniSuper Private Client Adviser Robert Cahill.

SHOW NOTES

This podcast was published on 11 October 2018. The information was current as at that date and may now have changed.

With thanks to special guest Robert Cahill.

Find out more about our on-campus consultants at www.unisuper.com.au/on-campus.

Make an appointment to see one at www.unisuper.com.au/campusbookings.

Catch up on past episodes of the pod at www.unisuper.com.au/podcasts.

Have some feedback or a topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

UniSuper Advice is operated by UniSuper Management Pty Ltd ABN 91 006 961 799 (USM), which is licensed to provide financial product advice. USM is also the administrator of the fund UniSuper ABN 91 385 943 850 (UniSuper). UniSuper Limited ABN 54 006 027 121 is the trustee of UniSuper.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super