Super Informed Radio

This episode, we look at the ‘G’ in ESG—otherwise known as governance—and how we factor it in when making investment decisions. From board and executive remuneration through to company performance, we scrutinise the companies we’re looking to invest in to ensure they have good governance practices.

SHOW NOTES

This podcast was published on 8 August 2018. The information was current as at that date and may now have changed.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Read more about our approach to responsible investing at www.unisuper.com.au/responsible.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Where would you go for information around how to invest your super? Well, according to some research we came across, it’s the people you work with that heavily influence your superannuation investment decisions.

To unpack this in more detail, we chat with Dr Carly Moulang from Monash University and Prof. Paul Gerrans from the University of Western Australia.

SHOW NOTES

This podcast was published on 22 June 2018. The information was current as at that date and may now have changed.

With thanks to special guests Dr Carly Moulang and Prof. Paul Gerrans.

Read more about their research at: http://bit.ly/2LvqKET

Got a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

In what’s widely tipped to be the last budget until the next election, Federal Treasurer Scott Morrison has announced a number of proposed changes to super.

With measures to protect low account balances and lost super (including making insurance within super ‘opt-in’ for some people), lower and flatter taxes over time, and a raft of policies focusing on an ageing population, we break down some of the announcements with our resident policy guru, Benedict Davies.

Read our full analysis of the budget at www.unisuper.com.au/budget.

SHOW NOTES

Your hosts are Rob Demasi, Lyndon Horsburgh and Marta Zyznowska.

With thanks to special guest Benedict Davies, UniSuper’s Public Policy Manager.

Sign up for our live Q&A webcast or catch-up on it at www.unisuper.com.au/webcasts.

Read the Federal Budget announcements in full at www.budget.gov.au.

Have a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

What do Carrott, Acorns, SocietyOne and Ripple all have in common? They’re not just random words thrown together—they’re services changing the way we spend, save and grow our money. But what exactly are they? How do they work, and are there any risks in using them?

To find out, we spoke with two of our experts about this new wave of finance disruptors. They tell us what it could mean for you—and the finance industry more generally—plus what you should know before diving in.

SHOW NOTES

This podcast was published on 11 April 2018. The information was current as at that date and may now have changed.

Find out more about protecting your UniSuper account at www.unisuper.com.au/protect-your-account

Quick note: we’re not promoting or endorsing any of the apps or companies mentioned in this podcast—they’re simply a few examples of what’s happening in this space.

Have a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

International Women’s Day (IWD) is our chance to celebrate women's achievements and successes.

This month, we spoke to two of our executives on what this year’s topic of #pressforprogress means to them, the advancement of women in STEM, their own career experiences, and thoughts on what it’s like to be a woman in the modern workplace. Both women have achieved remarkable success in their careers and may not have necessarily taken the traditional path in getting there.

Enjoy their stories.

SHOW NOTES

This podcast was published on 5 March 2018. The information was current as at that date and may now have changed.

Read more about how we’re celebrating women’s achievements along with bonus resources at www.unisuper.com.au/women

The book Lee mentioned was ‘Not Just Lucky’ by Jamila Rizvi.

The book Marta asked about was ‘Lean In’ by Sheryl Sandberg.

Have a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

How many people know the nitty gritty of your finances? Our guess is not that many, right? Not surprising, since talking about money can be considered impolite, garish or simply ‘not the done thing’.

According to US research by the app Acorns, 68% of people would rather talk about their weight than their money. Why is that? And what can we do about it?

We spoke with Claire Tacon, a financial counsellor with the National Debt Helpline, on the changes to societal attitudes about money and what makes people talk—or keep quiet—about it.

SHOW NOTES

This podcast was published on 15 February 2018. The information was current as at that date and may now have changed.

With thanks to our special guest Claire Tacon.

Find out more about the National Debt Helpline: http://www.ndh.org.au/

In case you’re interested, here’s the ‘money or weight’ article we talked about: https://moneyish.com/ish/why-68-of-people-would-rather-talk-about-their-weight-than-money/

The book Rob mentioned is called Etiquette: In Society, in Business, in Politics and at Home, and is by Emily Post (1922).

Have a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also join the conversation on Twitter @UniSuperNews or give us a call on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Why is responsible investing important? And what’s this thing called ‘environmental, social and governance’ (ESG)? This month, we speak with Talieh Williams and Sybil Dixon from our in-house investments team—doing a deep dive into the world of sustainability and investments, and learning how a super fund can also be a good corporate citizen.

SHOW NOTES

Your hosts are Rob Demasi, Lyndon Horsburgh and Marta Zyznowska.

Talieh Williams is UniSuper’s Manager of Governance and Sustainable Investment. Sybil Dixon is a Senior Investment Analyst.

Recorded 14 December 2017.

Learn about UniSuper’s approach to ESG and responsible investing at www.unisuper.com.au/responsible.

Have a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also follow us on Twitter @UniSuperNews or call us on 1800 331 685.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Well, kind of. Legislation for the government’s first home and downsizer superannuation proposals were passed into law this week.

As soon as we heard the news, we jumped into the studio to ask UniSuper’s Industry Policy Manager Benedict Davies—otherwise known as our resident political guru—to take us through the changes in more detail.

The finer points of how the two schemes work will become clearer in the coming weeks and months. Keep an eye out on our website www.unisuper.com.au for more info.

SHOW NOTES

Your hosts are Rob Demasi, Lyndon Horsburgh and Marta Zyznowska.

Recorded on Wednesday, 6 December 2017.

You can also find more information about the FHSSS and downsizer legislation at www.ato.gov.au.

Have a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also follow us on Twitter @UniSuperNews or call us on 1800 331 685.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Marta was riled recently by research suggesting young women are confident with short-term budgeting, but struggle with longer-term finances. So we called two UniSuper members who conducted the research—Professor James Arvanitakis and research assistant Lauren Stanley from the University of Western Sydney—to dig deeper into their findings.

SHOW NOTES

This podcast was published on 17 November 2017. The information was current as at that date and may now have changed.

Here’s a link to the research we discussed: http://bit.ly/2A359BJ

Have a question or topic you'd like us to explore in future episodes? Write to us at [email protected]. You can also follow us on Twitter @UniSuperNews or call us on 1800 331 685.

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Elder abuse. It mightn’t be the easiest of topics, but we’re starting to hear more about it. To help us understand what it is, why it occurs and some tips to safeguard yourself against it, this month we speak to Briony Dow—Associate Professor of Ageing at the University of Melbourne and Director of the National Ageing Research Institute (NARI).

SHOW NOTES

This podcast was published on 9 October 2017. The information was current as at that date and may now have changed.

Have a question you'd like us to explore in the next episode? Write to us at [email protected]. You can also follow us on Twitter @UniSuperNews or call us on 1800 331 685.

Visit us at www.unisuper.com.au

Learn more about super with us at www.unisuper.com.au/super

Australia-wide elder abuse helplines

NSW

Elder Abuse Helpline

1800 628 221

QLD

Elder Abuse Prevention Unit

1300 651 192

WA

Advocare Inc.

1300 724 679 (Perth)

1800 655 566 (rural)

VIC

Seniors Rights Victoria

1300 368 821

ACT

Older Persons Abuse Prevention Referral and Information Line (APRIL)

02 6205 3535

TAS

Tasmanian Elder Abuse Helpline

1800 441 169

SA

Aged Rights Advocacy Service

Alliance for the Prevention of Elder Abuse

08 8232 5377 (Adelaide)

1800 700 600 (rural)

NT

Northern Territory Police

131 444

Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you on our website, and whether to consult a qualified financial adviser.

Comments on the companies we invest in aren’t intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).