Super Insider

By Australian Retirement Trust

Your superannuation is key to achieving your best retirement – so how do you make the most of it?

Don’t miss Australian Retirement Trust’s Super Insider podcast – your guide to superannuation, p... more

FAQs about Super Insider:

How many episodes does Super Insider have?

The podcast currently has 87 episodes available.

Best of Super Insider

The most played episodes among Podcast App listeners.

Number 1: The investments behind your strong super returns
Where does your super actually go once it’s invested? Behind every super balance is a carefully constructed investment portfolio designed to help grow your retirement savings over the long term. But what goes into those decisions, and how do different asset classes work together through changing market conditions? In this episode of Super Insider, our host and Executive General Manager of Advocacy and Impact Anne Fuchs is joined by our Chief Investment Officer Ian Patrick, General Manager of Mid Risk Assets & UK Michael Weaver, and General Manager of Growth Assets Elizabeth Kumaru for an in-depth look at your super in action. From artificial intelligence and global shares to infrastructure, private assets and diversification, our investment experts explain what drove this year's performance, how ART manages risk through market volatility, and why a long-term focus continues to be one of the most powerful decisions you can make. What you’ll learn: How artificial intelligence shaped markets and super returns Why diversification remains a core investing principle What different asset classes contribute to your portfolio How unlisted assets like airports, property and infrastructure support long-term returns When to review your investment strategy How global events and sustainability influence decisions Where to find tools and support to make informed choices Whether you're reviewing your investment option, curious about how your super is working for you, or want to feel more confident about your retirement savings, this episode is for you. Super Insider isn’t just a podcast - it’s a trusted guide for our members, helping them feel informed and in control. Whether they’re a few years from retirement or just starting to plan, we’re giving them the knowledge they need in an easy, accessible way. Have you subscribed to Super Insider yet? If not, we’re on all the main platforms. Tune in now and join the conversation! The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. Past performance is not a reliable indicator of future performance. This is general advice or information only. It’s not based on your personal objectives, financial situation or needs. Think about your personal circumstances and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.
August 18, 202626min
Number 2: Your top retirement questions answered
These are the top retirement questions Australians are all asking right now. In this Super Insider episode, ART education experts Josh Van Gestel, Ruth Weaver and Kane Everingham answer the most common (and sometimes unexpected) questions they hear from thousands of Australians across their Retirement Essentials sessions. From how much you need to retire, to when you can access your super, and what happens to your money when you pass away, this conversation brings clarity to the topics that matter most. You will also hear practical guidance on Age Pension eligibility, tax in retirement, investment decisions, and whether self-managed super funds are really worth it as you approach retirement. Tune in to learn about the following topics: 01:26 - How much you may need in retirement 02:09 - When you can access your super 03:57 - What age pension eligibility looks like 07:41 - Why super tax benefits matter at 60+ 09:17 - How super is taxed after death 12:11 - Where retirement income can come from 14:01 - What to consider before DIY investing This episode is designed to help you feel more confident about your retirement decisions, no matter where you are in your journey. 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator Learn more about the Age Pension here: https://art.com.au/age-pension 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD 👍 Click the thumbs up and give your feedback by leaving a comment. 🔔 Subscribe and hit the notification bell to get the latest episodes. 💝 Share this episode with a friend who needs to hear it. CREDITS Joshua van Gestel – Senior Manager, Education Delivery, ART Ruth Weaver - Team Leader, Key Client Education, ART Kane Everingham – Team Leader, Education Delivery, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.
June 25, 202619min
Number 3: What you should know before retirement
Is your super on track to fund the lifestyle you want in retirement? In this Super Insider episode, our Education experts Joshua, Ruth and Kane walk you through ART’s Retirement Essentials education program: https://www.australianretirementtrust.com.au/advice/events-and-seminars From planning your lifestyle goals to growing your super and turning it into income, they break down what confidence in retirement looks like in practice. With so many Australians unsure if they are on track, this conversation cuts through the noise and explains how your super, investments and decisions evolve as you move through different life stages. You will also hear why retirement is not a finish line, but the start of a new phase that can last decades. Tune in to learn about the following topics: 2.08 - Planning for retirement 3:43 - Retirement projection calculator 5:55 - Adding money into super 6:17 - Salary sacrifice 6:50 - After-tax contributions 8:08 - How your super is invested 11:14 - Accessing my retirement savings 12:02 - Retirement income account 13:40 - Thriving in retirement Whether you are planning ahead or getting closer to retirement, this episode will help you understand your next steps with more clarity and confidence. 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD 👍 Click the thumbs up and give your feedback by leaving a comment. 🔔 Subscribe and hit the notification bell to get the latest episodes. 💝 Share this episode with a friend who needs to hear it. CREDITS Joshua van Gestel – Senior Manager, Education Delivery, ART Ruth Weaver - Team Leader, Key Client Education, ART Kane Everingham – Team Leader, Education Delivery, ART The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.
June 11, 202618min
Number 4: Should you pay off your mortgage or boost your super?
Should you pay off your mortgage or boost your super? If you suddenly had an extra $10,000, would you use it to cut your home loan or invest it for retirement? It’s one of the biggest money decisions Australians face. With higher living costs and rising interest rates, it can be hard to know which choice is best. In this Super Insider episode, Anne Fuchs and financial adviser Brad Monk unpack the real trade‑offs between paying off debt and growing your super. You’ll hear how tax benefits, compound growth and life stage all play a role - and why the right answer isn’t always about numbers alone. Whether you want to ease money stress, plan for a comfortable retirement or simply make a smarter move with your savings, this episode brings clarity and confidence. Tune in to learn: 1:24 - How mortgage rates impact retirement savings 3:46 - How younger Australians view retirement differently 5:49 - What makes super so tax effective 8:50 - Why life stage changes everything 9:58 - What to consider before boosting super 14:26 - Why emotional money decisions matter 14:40 - How financial advice can build confidence 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD 👍 Click the thumbs up and give your feedback by leaving a comment. 🔔 Subscribe and hit the notification bell to get the latest episodes. 💝 Share this episode with a friend who needs to hear it. CREDITS Anne Fuchs – Executive General Manager of Advocacy and Impact, ART Brad Monk – Director, Aged Care Specialist Senior Financial Planner, LifePath Financial Planning The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they’re paid. Any information given by the guest speakers is provided as general information only and not financial advice.
June 01, 202616min
Number 5: Global trends that grew your super in FY26
What happened to your super investments this financial year? Despite global conflict, market volatility and economic uncertainty, many super funds delivered strong returns over the past financial year. So what happened and what does it mean for your retirement savings? In this episode of Super Insider, Josh Van Gestel is joined by Australian Retirement Trust Chief Economist Brian Parker to unpack the biggest investment stories of the financial year. Together, they explain why markets proved more resilient than many expected, what drove investment performance, and why staying focused on the long term remains one of the most important decisions you can make as an investor. Tune in to learn about the following topics: 01:42 How global events shaped investment markets over the past financial year 05:18 Why share markets delivered strong returns despite ongoing uncertainty 09:47 What artificial intelligence means for investment performance and future growth 13:25 Why diversification matters more than chasing market hype 17:03 How ART invests for the long term through market volatility 21:41 What investors should focus on in the year ahead 26:15 Where to find tools to help choose a suitable investment option Whether you're checking your annual super performance or simply trying to make sense of the headlines, this conversation will help you understand what matters most and why keeping a long-term perspective is key. This episode is designed to help you feel more confident about your retirement decisions, no matter where you are in your journey. 💡 Want to feel more confident about your super journey? To explore more tools, insights and resources to help you get the most from your super, visit our website: https://www.australianretirementtrust.com.au or check out our Retirement Calculator https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator 🎧 Subscribe now and share the episode to start your journey towards a confident retirement. Product issued by Australian Retirement Trust Pty Ltd. Consider the PDS and TMD before deciding at art.com.au/pds. SUBSCRIBE FOR MORE VIDEOS Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO 🌟 LIKED THE EPISODE? HELP US SPREAD THE WORD 👍 Click the thumbs up and give your feedback by leaving a comment. 🔔 Subscribe and hit the notification bell to get the latest episodes. 💝 Share this episode with a friend who needs to hear it. CREDITS Joshua van Gestel – Senior Manager, Education Delivery, ART Brian Parker – Chief Economist, ART Returns of 10.07% p.a over 10 years to 30 June 2026 are for the High Growth Option. Past performance is not a reliable indicator of future performance. Returns are after investment fees and costs and transaction costs but before administration fees. The option was renamed from Growth to High Growth on 1 July 2024. Returns shown are for Sunsuper for Life Growth option to 28 February 2022, then ART Growth/High Growth up to 30 June 2026. Default option is Lifecycle Investment Strategy. Individual returns may vary. This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser. We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063). The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.
July 16, 202625min