The Money Mondays

The 40-40-20 Formula: How I Invest My Money for Safety, Growth, and Big Wins


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In this special solo episode of The Money Mondays, Dan Fleyshman dives deep into the investment strategy that’s guided him for decades — the 40-40-20 Principle. If you’ve ever wondered how to protect your wealth while still leaving room for life-changing returns, this is the episode for you.


Dan breaks down:

📊 40% Low-Risk: How to earn consistent returns through CDs, gold, and the S&P 500 — even in a volatile market.

🏡 40% Medium-Risk: Why real estate, established cash-flowing businesses, and individual stocks can provide solid 10-30% returns year over year.

🚀 20% High-Risk: How angel investing and Bitcoin create asymmetric upside, with strategies to manage risk and unlock big wins.


He also covers:

✅ Real-life examples of how he invests

✅ Why inflation is your silent enemy

✅ How to invest at ANY income level

✅ The power of compound interest (including how to set your kids up for future wealth)


Whether you have $10k or $10 million, Dan’s timeless framework will give you a simple blueprint to follow — helping you build wealth while avoiding common mistakes.


💡 Ready to stop sitting on cash and make your money work for you? Listen in and start creating your personalized 40-40-20 strategy today.

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The Money MondaysBy Dan Fleyshman

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