In this episode, I break down how banks think about affordability, how interest rates impact your bond, and why your monthly repayment matters just as much as the purchase price. I will walk you step-by-step through real online home loan calculators and repayment calculators so you can see, in practice, how the interest rates impact your long-term finances. You’ll learn: How interest rates affect your bond over time How to use home loan calculators with confidence Whether you’re a first-time buyer or just planning for the future, this video will help you buy smarter.Resources: <a href='https://www.ooba.co.za/home-loan/calculators/'>https://www.ooba.co.za/home-loan/calculators/</a> and <a href='https://www.property24.com/calculators/bond'>https://www.property24.com/calculators/bond</a> If this was helpful, don’t forget to like, comment and subscribe for more money conversations!

In this episode, I break down how banks think about affordability, how interest rates impact your bond, and why your monthly repayment matters just as much as the purchase price. I will walk you step-by-step through real online home loan calculators and repayment calculators so you can see, in practice, how the interest rates impact your long-term finances. You’ll learn: How interest rates affect your bond over time How to use home loan calculators with confidence Whether you’re a first-time buyer or just planning for the future, this video will help you buy smarter. Resources: https://www.ooba.co.za/home-loan/calculators/ and https://www.property24.com/calculators/bond If this was helpful, don’t forget to like, comment and subscribe for more money conversations!

In this episode, I break down how banks think about affordability, how interest rates impact your bond, and why your monthly repayment matters just as much as the purchase price. I will walk you step-by-step through real online home loan calculators and repayment calculators so you can see, in practice, how the interest rates impact your long-term finances. You’ll learn: How interest rates affect your bond over time How to use home loan calculators with confidence Whether you’re a first-time buyer or just planning for the future, this video will help you buy smarter.Resources: <a href="https://www.ooba.co.za/home-loan/calculators/" rel="noopener noreferrer">https://www.ooba.co.za/home-loan/calculators/</a> and <a href="https://www.property24.com/calculators/bond" rel="noopener noreferrer">https://www.property24.com/calculators/bond</a> If this was helpful, don’t forget to like, comment and subscribe for more money conversations!

The Bank Eats First: What you're actually paying towards your bond.

Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a&nbsp;BCom Finance degree, a Postgraduate Diploma in Financial Planning and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures. This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you. Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for everyone ready to take control. If you’re on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures. Let’s learn, grow and thrive—together.

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Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom Finance degree, a Postgraduate Diploma in Financial Planning and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures. This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you. Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for everyone ready to take control. If you’re on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures. Let’s learn, grow and thrive—together.

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The Bank Eats First: What you're actually paying towards your bond.

The Bank Eats First: What you're actually paying towards your bond.

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