The Banking Bros Podcast

The Banking Bros Podcast

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The Banking Bros Podcast episodes

  • Why You Should NEVER Invest Before Doing This

    Thinking about investing? Stop. Watch this first.

    Before you put money into stocks, crypto, or real estate, you need to understand why financial protection comes first.

    In this episode, we break down:

    - The biggest mistake new investors make
    - Why security is more important than returns
    - How insurance protects your financial future
    - What “Stage 1: Security” really means
    - How to avoid catastrophic financial setbacks

    This is the step most people skip, and regret later.

    #MoneyMistakes #FinancialFreedom #Insurance

    Chapters:

    02:31 - Word of the Week
    03:06 - Main Topic: A conversation with Integrated Ins. Group
    18:54 - Save & Spend System
    21:51 - Preview of the Next Episode
    23:06 - Trivia

    Links:

    Previous Podcast Episode: https://www.podbean.com/ew/pb-8xmuk-1a9126c
    Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/
    See our Partners: https://thebankingbros.com/partners

    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros

    33 min
  • This One Mistake Can Wipe Out Your Savings Overnight

    One mistake. That’s all it takes to lose everything you’ve saved.

    Most people think saving more money is the answer, but without the right protection, your entire financial plan is fragile.

    In this episode, we explain:
    - Why security comes before savings
    - How people lose money even when they’re doing “everything right.”
    - The hidden risks in everyday life (cars, health, property)
    - How to transfer risk and protect your financial future

    We also break down real numbers comparing CDs and money market accounts, and why that conversation is missing the bigger picture.

    Don’t build your wealth on a weak foundation.


    #WealthBuilding #MoneyMistakes #FinancialEducation #SaveMoney #PersonalFinance


    Chapters:
    02:23 - Finance News
    05:38 - Main Topic: Why Security before Savings
    21:45 - Partnership Ad: Integrated Ins. Group
    22:25 - Preview of the Next Episode
    23:26 - Top 5 Financial Mistakes


    Links & Resources:
    Previous Podcast Episode: https://www.podbean.com/ew/pb-ytns8-1a87e3d
    Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/


    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros

    27 min
  • The 3 Biggest Tax Mistakes Costing You Thousands Every Year

    Most people are making the same 3 tax mistakes, and it’s costing them thousands every year.


    In this episode, we break down exactly what those mistakes are and how to fix them so you can legally reduce taxes and keep more of your income.

    You’ll learn:
    - The #1 reason people overpay in taxes
    - Why your tax structure matters
    - How to maximize deductions
    - The hidden cost of bad tax planning
    - Simple fixes you can apply immediately

    Stop leaving money on the table and start building real wealth.

    #TaxMistakes #MoneyManagement #WealthBuilding #FinancialTips #TaxHelp

    Chapters:
    02:24 - Word of the Week
    03:05 - Taxes with Courtney Epps
    16:10 - Save & Spend System
    19:05 - Preview of the Next Episode
    20:20 - Trivia: Country Currency

    Links & Resources:
    Tax Strategy Session with Courtney Epps: https://taxrebels.com/tax-strategy-session
    Previous Podcast Episode: https://www.podbean.com/ew/pb-njs4y-1a7cd5d
    Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/

    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros

    28 min
  • How I Got My Student Loan Payment to $0

    How do you legally get your student loan payment down to $0? In this episode, we walk through the exact strategy used to reduce payments, consolidate loans, and even qualify for forgiveness programs.


    Featuring Rachael Katz from Key to Debt Free, this episode breaks down real-life results and actionable steps you can take today.

    Inside, you’ll discover:
    - Income-driven repayment plans explained
    - How loan consolidation simplifies your debt
    - The “forgiveness clock” most borrowers don’t know about
    - How to reduce your debt-to-income ratio
    - Credit repair strategies that can boost your score in weeks
    - Don’t let student loans control your financial future; take control today.

    #StudentLoans #DebtPayoff #FinancialFreedom #CreditScore

    Chapters:
    02:00 - Nelson Notes
    02:22  - Rachel Katz & Key to Debt Free
    19:05 - Save & Spend System
    22:03 - Preview of the Next Episode
    22:03 - Top 5 Books

    Links and Resources:
    The Richest Man in Babylon by George Clason: https://amzn.to/3Ppjhxk
    Think and Grow Rich by Napoleon Hill: https://amzn.to/4c0mWKH
    The Millionaire Next Door: https://amzn.to/4d0z6nS
    Rich Dad Poor Dad by Robert Kiyosaki: https://amzn.to/41mNnnH
    Becoming Your Own Banker by R. Nelson Nash: https://amzn.to/418QBvf


    Previous Podcast Episode: https://www.podbean.com/ew/pb-65ev7-1a71018
    Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/


    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros
    28 min
  • Inside a 9-Year Whole Life Policy: Cash Value, Dividends & Growth Explained
    Curious what a dividend-paying whole life insurance policy looks like after nearly a decade?

    In this episode, we open up a real policy started in 2017 and review the 2026 numbers. You’ll see exactly how cash value, dividends, and death benefit growth work over time in a properly structured whole life policy.

    Topics covered in this episode:
    - Real 9-year policy performance
    - How paid-up additions increase cash value
    - Why the death benefit keeps rising
    - What “participating whole life” really means
    - How infinite banking policies evolve over time

    If you’ve ever heard about cash value life insurance, infinite banking, or family banking systems, this episode shows the real numbers most advisors never share.

    #InfiniteBankingConcept #WholeLifePolicy #CashValueStrategy #BankingBros #FinancialEducation

    Chapters:
    00:00 - Preview of current episode
    02:19 - Finance News
    04:21 - JDew's AUL Policy
    20:22 -  The Save & Spend System
    23:19 - Preview of the Next Episode
    25:27 - Trivia: Back in the Day

    Links & Resources:
    Finance News: https://money.com/suze-orman-rules-that-still-matter/?apxa1=suze-orman-rules-that-still-matter&utm_medium=rss_synd&utm_source=applenews&xid=applenews
    Previous Podcast Episode: https://www.podbean.com/ew/pb-xicgd-1a6774d
    Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/

    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros
    35 min
  • 10 Years of Infinite Banking… Was It Worth It

    Jeremiah just hit 10 years on his whole life policy — so we’re breaking it ALL down.

    In this episode, we review his original policy from Ameritas Life Insurance Company and show the real results after a decade of using the Infinite Banking Concept.

    No theory. No hype. Just a real 10-year whole life insurance breakdown and how Infinite Banking actually performs over time.

    If you want to see how cash value life insurance builds wealth, this episode is for you.

    #InfiniteBanking #WholeLifeInsurance #CashValueLifeInsurance #BeYourOwnBank #WealthBuilding

    Chapters:
    01:17 - Recap from the last episode
    02:15 - Word of the week
    02:54 - Main Topic: JDEW’s Policy Review
    22:41 - Michelle Prather's Care Income Planning
    23:28 - Preview of the Next Episode
    24:28 - Trivia: Currency

    Links & Resources:
    Michelle Prather's Care Income Planning: https://careincomeplanning.com/
    Previous Podcast Episode: https://www.podbean.com/ew/pb-9yzwq-1a547b5
    Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/

    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros
    33 min
  • Taking Back Control of Your Money with Infinite Banking

    Take control of your finances like never before with the Infinite Banking Concept (IBC)! In this video, we break down how you can manage your money, grow your savings, and use your cash intentionally, all while avoiding common pitfalls that cost most people thousands each year.


    We’ll cover:
    - What Infinite Banking really is and how it works
    - How it helps you regain control over your money instead of letting banks dictate it
    - Practical strategies for using your cash value to create flexibility and financial stability
    - Common mistakes people make with their finances and how to avoid them

    Whether you’re new to IBC or just curious about smarter ways to handle money, this video will give you the clarity and confidence to start taking control today.

    Chapters:

    01:17 - Recap from the last episode
    02:30 - Nelson Notes
    03:29 - Explaining the Infinite Banking Concept
    16:17 - Save & Spend System
    19:14 - Preview of the Next Episode
    20:09 - Trivia: 100 Year Ago Prices

    Learn more & dive deeper:
    Previous Podcast Episode on the Save & Spend System:https://www.podbean.com/ew/pb-am3bi-1a4a4e5
    Join our Facebook Community: https://www.facebook.com/share/g/1BXreD7C7n/

    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros

    29 min
  • Stop Struggling With Money: The 4 Steps to Financial Freedom You Need

    Most people don’t lose money because they’re bad with it; they lose money because nothing they’re doing is guaranteed to work.


    In this episode of the Banking Bros Podcast, Jeremiah and Jonah break down the Save and Spend System, a 4-stage roadmap designed to help you build financial security, create guaranteed income, invest strategically, and ultimately leave a legacy.

    If you’ve ever wondered:
    - Why am I not building wealth even though I make decent money?
    - Why does investing feel risky and unstable?
    - What is the Infinite Banking Concept, and how does it actually work?
    - How do I move from surviving financially to true financial freedom?

    This episode walks you through the exact framework.
    #FinancialFreedom #MoneyTips #WealthBuilding #PersonalFinance #SmartMoney

    Links:
    Prevail (Traci S Bell):  https://calendly.com/prevail-ed/private-money-lending?back=1&month=2025-10
    Little Guys Loans (Neil Timmins):  https://www.littleguyloans.com/apply
    Finance News:  https://www.forbes.com/sites/jimwang/2026/01/16/5-expenses-you-must-renegotiate-right-now/

    Chapters:
    0:00 - Intro & money misconceptions
    00:14 - Save and Spend System overview
    00:33 - Guaranteed income & wealth building
    01:20 - Recap: last episode & hard money lending
    02:16 - New format & trivia announcement
    02:48 - Personal finance news
    03:06 - Save and Spend roadmap
    04:31 - Community coaching opportunity
    06:36 - Stage 1: Security essentials
    10:02 - Stage 2: Savings & tax strategy
    13:48 - Stage 3 & 4: Financial freedom
    14:02 - Stage 3: Strategy & investing
    16:39 - Stage 4: Legacy & significance
    18:23 - Tracy Bell: Private money lending
    20:44 - Trivia: US coins & bills
    28:24 - Renegotiating fixed expenses
    29:36 - Closing: Coaching & community

     

    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros

    31 min
  • How Hard Money Lending Really Works (16-Day Closings Explained)
    Discover the insider secrets of hard money lending and why some real estate investors never rely on banks. In this episode, we sat down with Neil Timmins, owner of Little Guy Loans, to reveal how hard money loans can give investors fast, asset-backed returns in as little as 16 days. Whether you’re a seasoned investor or just curious about real estate investing, this conversation is packed with actionable strategies and financial mindset tips.

    If you’ve ever wondered how investors fund fix-and-flip deals quickly, earn consistent returns, and avoid common banking roadblocks, this episode is a must-watch. JD and Neil break down real-life examples, investor strategies, and key lessons from over 2,000 homes brokered in Des Moines.

    #HardMoneyLending #FixAndFlip #RealEstateInvesting

    Chapters:
    0:00 - Intro
    0:29 - Guest introduction: Neil Timmons
    0:58 - Neil’s real estate background
    1:57 - Launching Little Guy Loans
    4:01 - What hard money lending is
    6:23 - Des Moines market advantage
    7:22 - Iowa real estate opportunities
    9:33 - Who hard money investing is for
    10:41 - Investor fund structure and returns
    12:25 - Risk, guarantees, and wealth mindset
    14:20 - Building a long-term wealth formula
    16:43 - Infinite banking and leverage
    17:58 - Financial freedom mindset
    18:45 - How to find Little Guy Loans
    20:26 - Banking vs investing explained
    22:26 - Simplifying infinite banking
    25:10 - Partnership and webinar ideas
    28:11 - Future community and live events

    If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
     
    You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
     
    Follow and like us on FB, IG, and TIKTOK:
    https://www.facebook.com/cashcompound
    https://www.instagram.com/thebankingbros
    https://www.tiktok.com/@thebankingbros
    25 min
  • 10 Years of Infinite Banking: How We Built Wealth & Mastered Cash Flow
    Discover the journey of mastering Infinite Banking and building generational wealth on this special 10th anniversary episode of the Banking Bros Podcast! Join us as we share our personal story of learning the Save & Spend system, leveraging whole life insurance, and turning financial confusion into clarity.

     

    In this episode, we cover:
    • How we first discovered the Infinite Banking Concept (IBC) in 2015, and the mindset shift it required
    • The difference between active income vs passive income, and why playing offense with your money matters
    • Understanding the "grocery store" analogy from Becoming Your Own Banker and why it revolutionized our cash flow strategy
    • How to use policy loans and cash value effectively while maintaining discipline and a repayment plan
    • Lessons from 10 years of building wealth with life insurance, guaranteed cash value, and family financial planning
    • Non-forfeiture options and strategies for retirement planning with IBC
    •  

      If you’ve ever wondered how to take control of your finances, grow cash flow, and create a plan for long-term wealth, this episode is packed with actionable insights.

       

      Chapters:
      0:00 - Intro & milestone
      1:00 - Discovering Infinite Banking
      3:30 - Early confusion & skepticism
      5:05 - What banking means
      7:45 - Debt vs leverage
      10:00 - Defense vs offense
      12:45 - Finance over protection
      15:40 - Using cash value
      19:15 - Guarantees & certainty
      20:00 - Grocery store analogy
      25:20 - Honest banking & repayment
      27:05 - Long-term policy options
      30:10 - Seen vs unseen benefits
      33:47 - Fan shoutout
      35:20 - Closing & next steps
       
       
      If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link
       
      If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
       
      You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link
       
      Follow and like us on FB, IG, and TIKTOK:
      https://www.facebook.com/cashcompound
      https://www.instagram.com/thebankingbros
      https://www.tiktok.com/@thebankingbros
      37 min

    About The Banking Bros Podcast

    From the publisher's feed

    The Banking Bros., real life brothers Jeremiah and Jonah Dew, seek to teach people how to save & spend money at the same time by using something they were never taught growing up, at school, or at…

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