The Banking Bros Podcast

By The Banking BrosBusiness Entrepreneurship Education How To

The Banking Bros Podcast episodes

January 20The Secret Real Estate Strategies That Can Make You Financially Free
Unlock the secret real estate strategies that can help you achieve financial freedom faster than you ever thought possible! In this video, we reveal the exact methods top investors use to turn small-town properties, house hacks, and short-term rentals into steady passive income.

Whether you’re a beginner or looking to level up your investment game, you’ll discover how to:
Build a profitable real estate portfolio without relying solely on banks
Leverage Infinite Banking and creative financing for maximum capital efficiency
Scale properties strategically while minimizing risk and mistakes
Generate passive income through house hacking, Airbnb, and rental investments
Use proven financial tools to grow wealth and secure long-term freedom
These strategies aren’t theory; they’re actionable, tested, and designed to help you take control of your money and your future.

#RealEstateInvesting #InfiniteBanking #FinancialFreedom

Chapters:
0:00 - Podcast intro and guest welcome
0:45 - Meeting through a Greenville investment
1:26 - Chad’s background and early life
2:58 - Ministry work and overseas experience
4:53 - Financial struggles and early jobs
5:37 - Nail injury leads to building credit
8:46 - First home purchase and real estate start
10:02 - Money mindset and family influence
13:45 - House hacking and live-in flips
17:23 - Airbnb and short-term rental growth
20:39 - Lessons for new investors
22:35 - Discovering creative finance and Pace Morby
24:14 - Infinite banking and credit stacking
29:23 - Main Street redevelopment vision
35:19 - Creative Nation Tour and Greenville event

Interested in joining Chad, JDew (and Pace Morby) in the Sub-To creative real estate community!? https://subto.typeform.com/to/QBVaWmer

Learn more about Chad: https://chadchoquette.com/

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
39 min
January 13 The Secret to Making Money While Traveling
Discover the secret to making money while traveling and learn how real people are building income streams that let them explore the world without going broke. If you’ve ever wondered how to work from anywhere or fund long-term travel, this video breaks it all down.

In this episode, we dive into practical ways to earn money while traveling, the mindset behind location independence, and the proven strategies used by digital nomads, entrepreneurs, and remote workers who’ve built true financial freedom.

#TravelAndEarn #DigitalNomadLife #FinancialFreedom

Chapters:
0:00 - Podcast introduction and guest Shawn King
0:54 - Holiday reflections and family time
1:23 - Lifestyle and travel dreams discussion
2:14 - Sean's early travel experiences and inspiration
4:16 - Flexible jobs enabling travel
5:22 - Meeting Amanda and relationship story
10:21 - Travel philosophy and life priorities
14:36 - Infinite Banking and insurance career introduction
16:19 - Finding work-from-home opportunities
18:17 - Connecting insurance with family protection
22:25 - Traveling with a child and family experiences
27:04 - Taipei and Vietnam trip overview
33:05 - Budget-friendly international travel tips
35:27 - Philosophy on lifestyle, family, and presence
37:16 - Social media and following the Kings’ journey
38:59 - Advice on achieving your own lifestyle
39:25 - Closing and podcast outro

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
41 min
January 06 The Buffett Rule That Keeps You Rich When Markets Crash
Warren Buffett’s 90/10 rule is the simple strategy that can help you grow wealth while staying calm in any market. By putting 90% of your money in a low-cost S&P 500 index fund and 10% in short-term government bonds, Buffett shows how to protect your wealth, maintain control, and avoid panic investing.

In this video, we break down the hidden power of Buffett’s 90/10 rule, explaining how it works, why it’s more about mindset than math, and how you can apply it to your personal finances. Learn how guaranteed income, Infinite Banking strategies, and smart liquidity management translate Buffett’s principles into modern wealth-building systems.

#WarrenBuffett #InvestingTips #WealthBuilding

Chapters:
0:00 - Market panic vs Buffett’s calm approach
0:19 - Buffett’s 90/10 investing rule explained
0:44 - Control, guarantees, and infinite banking
1:06 - Article overview on market volatility
1:59 - Why rules matter in wealth building
2:46 - Wealth as a game of not losing
4:27 - The importance of the “10% safety.”
5:25 - Guarantees and emergency funds
6:09 - Age, retirement, and investing risk
7:11 - Why retirees avoid market swings
8:42 - Taking risk once income is guaranteed
10:11 - Infinite banking as a foundation
13:14 - Defining real expenses
16:12 - Dangers of skipping savings
20:35 - Why Buffett can afford risk
21:09 - Cash reserves before investing
24:20 - Taking action, not theory
27:13 - The 10% as freedom, not dead money
30:53 - Final thoughts and key takeaways

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
33 min
December 30, 2025Turn Life Insurance Into a Passive Income Machine
Unlock the secrets to financial independence with Infinite Banking and Commercial Real Estate! In this episode, Nolan Sanburn, a true practitioner from the hometown of Nelson Nash, shares how to increase cash flow, redirect interest, and leverage policy loans to grow wealth while reducing taxes.

Discover:
How Nolan went from 55 single-family homes to 14 light industrial warehouses
Using insurance policy loans instead of traditional bank loans
How triple net leases in commercial real estate maximize passive income
Tax strategies that turn passive losses into active refunds
Creative financing techniques to keep your money compounding

Whether you’re an investor, entrepreneur, or just curious about building wealth, this episode gives actionable strategies to take control of your money, grow passive income, and make the tax code work for you.

#PassiveIncome #TaxStrategies #WealthBuilding

Chapters:
0:00 – Intro & guest
0:18 – How we met
0:25 – Partnership & Birmingham trip
0:39 – Income growth & tax focus
1:01 – Infinite banking overview
2:03 – Nolan’s backstory
2:52 – Early real estate investing
3:25 – Discovering infinite banking
6:11 – Increasing cash flow
7:10 – Redirecting interest
8:33 – Vehicle policy-loan example
12:34 – Switching from houses to warehouses
15:36 – Triple-net leases explained
16:43 – Why commercial debt is easier
17:34 – Nolan goes all-in on industrial real estate
18:08 – Tax benefits of CRE
22:06 – Bonus depreciation
22:49 – Real estate professional status
23:39 – Using policies + CRE + taxes together
25:03 – CRE Collective explained
29:11 – Partnership announcement
30:20 – Closing remarks

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
31 min
December 23, 2025 This 3-Cup Setup Changes Everything About Money
Infinite Banking is one of the most misunderstood wealth-building strategies, and in this episode, we sat down with Krystal to break it down in a simple, practical way. If you’re looking for a clear explanation of how to become your own bank, build tax-free cash value, and use the Infinite Banking Concept to fund major life expenses, this conversation is exactly what you need.

We walk through how whole life insurance works as a financial tool, why so many families rely on this strategy, and the easy 3-cup method that makes Infinite Banking finally make sense. Whether you're brand new to this concept or wondering if you're “too late” to start, this episode gives you the clarity and confidence to move forward.

#InfiniteBanking #BecomeYourOwnBank #FinancialEducation

Chapters:
0:00 – Intro & Guest Welcome
0:29 – Brothers’ Background & Journey
3:03 – Infinite Banking Overview
3:36 – Whole Life: If vs. When
5:26 – Three-Cup Setup Explained
7:54 – Equity & Cash Value Access
10:12 – Ways People Use Infinite Banking
11:00 – Age, Eligibility & Starting Late
14:23 – Practical Examples (Debt, Cars, Education)
19:01 – Building the Banking Bros Brand
21:29 – Systems, AI & Scaling
26:08 – Advice for New Insurance Agents
29:20 – Where to Find the Banking Bros

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
32 min
December 16, 2025 The Real Path to Wealth: Cashflow Stacking Explained Simply
Cash-flow stacking is one of the fastest, most predictable paths to long-term wealth, and today, we’re breaking it down step by step so anyone can understand it. Instead of relying on traditional savings, slow compounding, or risky one-off investments, this method leverages recurring cash flow, passive income stacking, and repeating financial systems to build wealth over time.

If you’ve heard terms like infinite banking, amortized notes, passive income stacking, private lending, or income snowballing but weren’t sure how they actually work in real life, this episode simplifies everything into a practical framework you can apply.

#CashFlowStacking #PassiveIncome #WealthBuilding

Chapters:
0:00 – Intro
0:22 – Passive income stacking overview
1:53 – Learning to apply, not just learn
3:09 – Cash flow stacking explained
7:01 – How the strategy works
10:16 – What income stacking actually is
11:23 – How amortized notes function
13:11 – Using notes to repay policy loans
14:01 – Budgeting & finding excess cash flow
16:00 – Why 3-year notes work best
18:34 – Rinse-and-repeat system
21:02 – $10k stack example
26:13 – Policy loan interest explained
27:23 – Real examples
32:11 – Increasing stack sizes
33:06 – When you get to use the money
36:35 – Using stacks for backup cash flow
38:47 – Paying premiums with stacks
40:12 – Long-term efficiency of policies

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
45 min
December 09, 2025 We Turned Thanksgiving Into a Money Masterclass
See how we transformed a family Thanksgiving into a financial masterclass, teaching guaranteed lifetime income, passive income strategies, and family wealth planning. From life insurance tips to fun family quizzes and interactive activities, we show how to make money conversations engaging for all ages.

Learn practical strategies to host your own financial family reunion and create systems that grow and protect wealth across generations. Perfect for anyone curious about infinite banking, family finance, and financial freedom.

#FamilyWealth #MoneyMasterclass #FinancialFamilyReunion

Chapters:
0:00 – Intro & Podcast Welcome
0:23 – Thanksgiving Gathering & Tech Support
1:56 – Using Visuals & Money Topics
3:06 – Financial Family Reunion Overview
4:00 – Agenda & Five F’s: Faith, Family, Fun, Fitness, Finances
6:34 – Faith: Family Devotional
7:25 – Fun: Family Trivia Game
8:16 – Fitness: Secret Santa Book Exchange
9:40 – Family Updates & Highlights
10:42 – Purpose: Relational, Non-Sales Environment
11:46 – Jonah Leads Financial Discussion
12:36 – Planning Holiday Reunion Call
13:09 – Finance: Life Insurance Talk
14:25 – Income Strategy & Family Support
15:03 – Guaranteed Passive Income & Preparedness
15:30 – Reunion Highlights
15:46 – Closing & Facilitation Invitation

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
17 min
November 25, 2025 If Hard Work Created Wealth… Everyone Would Be Rich.
Wealth building, cash flow, and financial freedom don’t come from hard work alone; they come from using a smarter wealth strategy that works even when your job doesn’t. In this episode, we break down why traditional career advice falls short and reveal how Infinite Banking and Guaranteed Income create real, predictable financial security.

If you’ve ever wondered why so many hardworking people still struggle financially, or why high earners often feel trapped, this conversation will change the way you think about money, careers, and long-term financial control.

#guaranteedincome #wealthbuilding #cashflow #infinitebanking #financialfreedom

Chapter:
0:00 – The Career Advice No One Questions
0:33 – Is the Ladder a Trap?
1:16 – The Path to Real Financial Freedom
1:32 – Amazon’s Secret to Getting Noticed
5:20 – The Money Mistake Millionaires Make First
10:06 – IBM’s One Question That Changes Everything
12:00 – LinkedIn’s Rule for a Fulfilling Career
15:24 – Fan Shoutout
16:31 – The CEO Who Stopped Trying to “Be One of the Guys”
19:05 – The Hidden Reward of Staying the Course
25:38 – The Advice That Opens New Doors
30:21 – Leadership’s Hardest Truth
32:21 – The Hosts’ Most Powerful Financial Lesson

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
37 min
November 18, 2025 Is Life Insurance Still Worth It after 65?
Many seniors assume life insurance is only for young families with mortgages and kids, but the truth is, it can be a powerful tool for retirement planning, legacy building, and financial security. In this episode, we break down everything you need to know about life insurance after 65, including permanent vs. term policies, final expense coverage, and how some retirees are leveraging life insurance to protect wealth and reduce taxes.

#LifeInsurance #RetirementPlanning #FinancialFreedom #LegacyBuilding

Talk to one of our partners, Traci S. Bell: CalendlyAlternative Asset Investing - Traci S. Bell, CPA, Financial Educator

Chapter:
0:00 – Intro: Is life insurance after 65 a strategy?
01:56 – Reviewing insurance during open enrollment
00:59 – Year-end financial reviews with family
06:34 – Misconceptions: “Too old / too expensive”
07:55 – What to consider when buying at 65+
10:55 – What life insurance can solve (final expenses, estate issues)
12:05 – Example: Inheriting assets without cash
13:39 – Special needs + long-term care planning
14:56 – Beneficiary mistakes with minors
17:00 – Retirement income realities (Social Security, pensions)
19:19 – Cash value as a reserve
20:22 – Whole life vs universal life
21:53 – Cash-ready custom policies for seniors
23:49 - Fan Follow of the week
25:05 – Tax advantages of private life insurance
26:21 – Inheriting taxable retirement accounts
27:40 – Families avoiding money conversations
28:36 – When seniors can’t qualify & insuring others
29:33 – Life insurance as a “finish strong” tool
30:03 – Book a call for personalized guidance

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
32 min
November 04, 2025 Think You’re Ready to Retire? These Numbers Say Otherwise
Think you’re ready to retire? Before you make that leap, take a hard look at the latest retirement savings data. According to new studies, the average 401(k) balance for people in their 60s might not be enough to guarantee financial freedom, and the median numbers tell an even more sobering story.

In this episode, we break down how much you should have saved for retirement by your 60s, reveal the surprising gap between the average and median 401(k) balances, and explain what those numbers really mean for your future.

#RetirementPlanning #FinancialFreedom #WealthBuilding #RetireSmart

Chapter:
0:00 - Are you really ready to retire?
0:17 - Real stats on 401(k) balances
01:03 -Fan Follow of the week
2:18 - Average vs. median retirement savings
5:55 - How much you actually need to retire
7:16 - Life expectancy and planning ahead
9:00 - Retirement confidence and generational gaps
11:46 - Do people still believe in retirement?
13:01 - Real couple’s retirement case study
14:59 - The 4% rule explained
20:15 - Why 401(k)s alone won’t cut it
21:23 - Using whole life and annuities for income
22:26 - When investments stop working
23:02 - Social Security as the main retirement check
25:00 - Why typical savings advice falls short
26:53 - Downsizing and other “retirement fixes”
29:13 - Creating a realistic retirement plan
31:27 - Guaranteed income options and next steps
32:34 - Final message: plan, act, and secure your future

If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at:
https://thebankingbros.com/save-and-spend-system-podcast-link

If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6

You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link

Follow and like us on FB, IG, and TIKTOK:
https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
34 min

About The Banking Bros Podcast

From the publisher's feed

The Banking Bros., real life brothers Jeremiah and Jonah Dew, seek to teach people how to save & spend money at the same time by using something they were never taught growing up, at school, or at…