Chris Gledhill is the #1 fintech influencer globally and regularly speaks and writes about fintech, banking and the future of financial services.   Chris was lead mobile architect and led the disruptive innovation labs at Lloyds Banking Group before founding Secco (@seccoaura), a next generation "bank."    Chris has expertise spanning a wide range of disruptive technologies including Blockchain, AI, APIs, Big Data, Deep Learning, Virtual Reality, Crypto Currencies, Biometrics, Mobile & Wearables.   Chris is a regular blogger and his twitter feed (@cgledhill) has become a ‘must follow’ for anyone in the industry looking to keep up to date with the latest fintech developments around the world.