One of the things I learned after leaving Corporate America is that entrepreneurship is much harder than a day job. When you have to be the marketer, the creator, the accountant, the publicist, and the customer support, you often wonder how you can make any decision to move your business forward. But after over a Read More... The post Taking A Vacation From Parenthood By Going Back To Work appeared first on Financial Samurai.

Ever wonder how net worth compositions change the wealthier you get? Look no further as I stumbled across this great chart from VisualCapitalist.com that highlights how much each asset is as a percentage of net worth from the Federal Reserve of Consumer Finances. If you want to get rich, it’s good to study how the Read More... The post Net Worth Composition By Levels Of Wealth: Build A Business Already appeared first on Financial Samurai.

In the debate between stocks versus real estate as a better investment, a common issue that comes up is real estate’s lack of liquidity, and therefore inferiority. For example, reader Nate writes, “I prefer equities because real estate doesn’t provide a sufficient illiquidity premium to merit the leveraged risk and transaction cost. If stocks provide Read More... The post The Need For Liquidity Is Overrated If You Are Financially Competent appeared first on Financial Samurai.

I was expecting much more backlash from coastal city folks in my article, Why Real Estate Will Always Be More Desirable Than Stocks, but instead, I got heat from folks who live in the Midwest. The general feedback was that Midwesterners never felt anti-housing rage and that I’m a fool for preferring real estate over Read More... The post The Benefits Of Owning Stocks Over Real Estate For Certain Investors appeared first on Financial Samurai.

Now that tax season is over, it’s a good time to reflect on why you are saving and investing so diligently. Reminding yourself of the why is an important motivator to keep going. Goodness knows it’s too easy to eat one more cookie and find ourselves unrecognizable 10 years later when we live in a Read More... The post What Are You Saving And Investing So Diligently For? appeared first on Financial Samurai.

Whenever I meet a fresh college graduate at a random mixer, I’m inevitably hit with a wave of bubbly enthusiasm that’s rarely found in my circle of older friends. Phrases such as, “I love my job,” “I believe in my company’s mission,” “this city is so amazing,” and “we’re making the world a better place,” Read More... The post The Importance Of Forecasting Your Misery To Live A Happier Life appeared first on Financial Samurai.

If you decided to sell your house to simply life, lock in gains, downsize, or relocate for a job, this article will help you minimize your tax bill. According to the IRS, most home sellers do not incur capital gains due to the $250,000 and $500,000 exclusion for single and married couples. This makes sense Read More... The post How To Pay No Capital Gains Tax After Selling Your House For Big Profits appeared first on Financial Samurai.

When I was 30, my goal was to retire in 2017 at the age of 40. I figured, after spending my 20s learning, I should spend my entire 30s earning. Now that I’m almost 41, I’m glad I didn’t wait until 40 to leave the workplace for good. Life doesn’t end once you retire. It Read More... The post The Ideal Retirement Age To Minimize Regret And Maximize Happiness appeared first on Financial Samurai.

One way to tell whether buying a home right now is a good time or not is seeing what the stock market is doing. The stock market reflects earnings expectations 6 – 24 months in advance. You can investigate further and look at sectors in which your location has large exposure e.g. tech in San Read More... The post What If You Buy A Home At The Top Of The Market? A Look At The Real Estate Cycle appeared first on Financial Samurai.

Hopefully everyone got some laughs this April Fool’s! It’s always good to poke fun at yourself once in a while to stay grounded. Yes, Twitter is indeed like high school where there are gang ups, non-stop gossiping, and outbursts of hormonal rage. One of the main reasons why Disney decided to back out from their Read More... The post Financial Samurai 1Q2018 Investment Update And Outlook appeared first on Financial Samurai.