The Financial Therapy Podcast - It's Not Just About The Money

What if some of our most persistent money problems aren’t budgeting issues at all—but trauma responses we’ve never named? This conversation pushes past polite financial talk and questions some deeply held beliefs: that healing has to hurt, that more money means more fulfillment, and that trauma is either everywhere or nowhere at all. Joy offers a sharp critique of both the financial industry’s emotional avoidance and the therapy world’s discomfort with money, arguing that both miss what’s actually happening in people’s nervous systems. The result is an unflinching look at how money becomes unsafe, why shame keeps people stuck, and how labeling—or mislabeling—trauma can either support healing or quietly sabotage it.

 #financialtherapy, #moneymindset, #moneytrauma, #traumainformed, #nervoussystem, #financialwellness, #emotionalwealth, #moneyandmentalhealth, #healingandmoney, #traumahealing, #moneybeliefs, #financialhealing, #shameandmoney, #psychologyofmoney, #mindsetshift, #innerwork, #emotionalintelligence, #wealthconsciousness, #moneyhabits, #financialfreedomjourney, #somatichealing, #selfawareness, #behavioralfinance, #moneystories, #healingjourney 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

Money has a way of exposing parts of us we’d rather not see, and as Ed Coambs, CFP, CFT makes clear in this conversation, wealth doesn’t protect us from that. Together, Rick and Ed unpack why money anxiety grows right alongside income, how attachment styles quietly shape our financial decisions, and why couples keep having the same money fights no matter how smart or successful they are. Through personal stories and hard-earned insight, they reveal the uncomfortable true story behind money stress—it’s rarely about spreadsheets and strategies, and almost always about safety, shame, connection, and the emotional wiring we bring into every financial choice.

 #financialtherapy, #moneymindset, #moneyandrelationships, #attachmentstyles, #financialstress, #moneyanxiety, #couplesandmoney, #relationshipgoals, #emotionalintelligence, #behavioralfinance, #psychologyofmoney, #mentalhealthawareness, #traumainformed, #innerwork, #healingjourney, #moneyhabits, #financialwellness, #wealthmindset, #financialplanning, #moneycoach, #selfawareness, #growthmindset, #therapytools, #couplestherapy, #communicationmatters, #moneystory, #financialhealth, #personalfinance, #emotionalhealth, #mindsetshift 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

Most of our money struggles don’t start with numbers—they start with personality. In this conversation, Rick sits down with Khara Croswaite Brindle to explore how each Enneagram type relates to money in strikingly different ways. Achievers often tie worth to financial success, helpers give until their own security erodes, loyalists manage money through anxiety and vigilance, and enthusiasts stay focused on what’s next rather than what’s sustainable. Through stories, research, and lived experience, the discussion reveals that money behaviors are rarely about discipline or intelligence—they’re about protection. When we understand how our Enneagram type views safety, control, belonging, and freedom, money stops being a moral issue and becomes an invitation to self-awareness and compassion. 

 #financialtherapy, #moneymindset, #enneagram, #enneagramtypes, #personalgrowth, #selfawareness, #moneystory, #behavioralfinance, #emotionalintelligence, #mentalhealthmatters, #therapytools, #innerwork, #healingjourney, #moneyhabits, #financialwellness, #mindsetshift, #traumainformed, #selfcompassion, #growthmindset, #moneymindsetcoach, #therapistsupport, #burnoutrecovery, #financialhealth, #psychologyofmoney, #wealthmindset, #personaldevelopment, #consciousliving, #moneyandemotions, #enneagramcoach, #financialfreedom 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

Financial therapy isn’t about having the right tools—it’s about having the courage to face your own money story first. In this conversation, Khara Croswaite speaks candidly about burnout, money avoidance, and the quiet damage that can happen when helpers skip their own inner work. Through her path from mental health therapy to financial therapy, a hard truth emerges: we can’t ethically ask clients to go places we refuse to go ourselves. Rick reflects on why vulnerability—not polish or credentials—is what builds trust, why so many therapists struggle with money in silence, and how financial therapy often becomes a second career precisely because it demands depth, humility, and lived experience.

 #FinancialTherapy #FinancialLifePlanning #MoneyPsychology #BehavioralFinance #HumanFirst #BeyondTheNumbers #InnerWork #MoneyStory #MoneyWounds #EmotionalMoney #EthicalPractice #DoYourOwnWork #SelfLeadership #InternalFamilySystems #IFS #PartsWork #SystemsThinking #FamilySystems #IntegrativePsychology #PersonalDevelopment #SelfAwareness #InnerClarity #EmotionalAwareness #HealingJourney #SelfDiscovery #FutureOfFinance #ProfessionalDevelopment #FinancialProfessionals #TherapistsOfInstagram #SecondCareer #PurposeDrivenWork #DeepListening #ClientCentered #MoneyAndRelationships #RelationshipPatterns #TrustBuilding #TransformationalConversations #BurnoutRecovery #TherapistBurnout #MoneyAvoidance #VulnerabilityInLeadership #AuthenticConversations #RealTalk #DeepConversations #ThoughtLeadership #HumanCentered #LivedExperience #FinancialWellbeing 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

What if the fastest path to your Enneagram type wasn’t testing or theory—but listening to your parts? In this conversation, Rick Kahler and Enneagram veteran Joan Ryan explore a powerful, emerging approach: using Internal Family Systems (IFS) as a direct pathway to accurate Enneagram typing. Joan explains how the Enneagram offers a reliable map of core motivations, while IFS provides the method to investigate them from the inside—by working with managers, protectors, and long-held fears. Together, they show how identifying which parts prioritize certainty, bonding, or agency can reveal your true Enneagram center and type, often correcting years of mis-typing. It’s a client-led, curiosity-based process that replaces guessing with inner clarity—and deepens both personal growth and financial therapy.

#Enneagram #InternalFamilySystems #IFS #PersonalityAndParts #SelfUnderstanding 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

What happens in the wide gray space between financial therapy and life planning? In this rich, unscripted conversation, Rick explores that question with a next-generation leader who brings both heart and rigor to the future of financial planning. Together, they unpack the difference between “snorkeling” and “scuba diving” with clients, why deep listening and long pauses can be more transformative than advice, and how practitioners can responsibly navigate emotional territory without overstepping their role. Along the way, they touch on the power of George Kinder’s Three Questions, the limits of traditional CFP training, the growing influence of Internal Family Systems, and why doing your own inner work may be the most important professional development of all. It’s a candid look at where the profession is headed—and what it takes to truly put humans first.

#FinancialLifePlanning #FinancialTherapy #HumanFirst #ValuesBasedPlanning #BehavioralFinance 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

What happens when money struggles, relationship patterns, and personal history all collide in the same room? In this wide-ranging and deeply human conversation, Rick Kahler sits down with Dr. Megan Ford to explore how financial therapy grew out of systems thinking, why “fixing one person” rarely fixes anything, and how our earliest money wounds quietly shape our adult lives. Megan shares her journey from marriage and family therapy into financial therapy, including her own money avoidance and the self-work required to become an effective healer. Together, they unpack the importance of therapists and financial professionals doing their own inner work, the role of evidence-based practice in financial therapy, and why lasting financial change almost always requires looking inward—not just at numbers, but at relationships, beliefs, and emotional patterns that drive financial behavior.

 #FinancialTherapy #MoneyPsychology #MoneyMindset #BehavioralFinance #EmotionalMoney #MoneyStories #MoneyWounds #FinancialHealing 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

When financial conversations start sounding like political debates, something deeper is going on, and this piece explores why facts can feel threatening when emotions take the driver’s seat. It highlights how polarization has eroded our shared understanding of basic economic principles, leaving advisors torn between honesty and clients’ emotional reactions. Drawing on the lens of financial therapy, it reveals how identity, fear, and belonging shape our interpretation of financial truth, and why both clients and advisors must learn to regulate their own internal “parts” to stay grounded. The heart of the message is simple but powerful: emotional awareness isn’t a soft skill—it’s a financial one, and reclaiming it may be the only way to restore trust in objective guidance.

 #FinancialTherapy #MoneyAndEmotions #EmotionalAwareness #FinancialPsychology #MoneyMindset #FinancialTruth #BehavioralFinance #MoneyBeliefs #IdentityAndMoney #EmotionsAndFinance #AdvisorClientTrust #FinancialWellness #MoneyConversations #Polarization #SelfRegulation 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

Most of us hear the word “socialism” and picture a single, monolithic system—but this episode unpacks four very different versions of it and reveals how much fear and old conditioning shape our reactions to economic ideas. Through an unexpectedly personal journey, Rick traces how his Cold War–era assumptions unraveled as he explored the distinctions between State Socialism, State Capitalism, worker cooperatives, and Social Democracy, and how that shift mirrors the emotional work many people face in financial therapy. What emerges is a deeper question about power, who holds it, how we relate to it, and why letting go of outdated beliefs can feel both unsettling and liberating.

 #EconomicPsychology #FinancialTherapy #MoneyBeliefs #SocialismExplained #EconomicSystems #StateSocialism #StateCapitalism #WorkerCooperatives #SocialDemocracy #ColdWarConditioning #UnlearningFear #PowerAndMoney #MindsetShift #EmotionalEconomics #BehaviorChange #MoneyMindset #RethinkingEconomics #InnerWork #PsychologyOfPower #LiberatingBeliefs 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

What if the way you pay is part of the therapy? Some psychoanalytic therapists ask for cash after each session—not for convenience, but because money itself reveals emotional truth. Forgetting to pay, overpaying, or haggling can uncover hidden dynamics worth exploring. Vessy explains how two sessions a week can go far deeper than one and why honest talk about fees is as essential as discussing feelings. When money enters the room, therapy gets real—and that’s where lasting change begins.

 #MoneyInTherapy #PsychoanalyticTherapy #FinancialTherapy #TherapyInsights #EmotionalDynamics #MoneyPsychology #TherapyProcess #BehindTheTherapyRoom #TherapeuticRelationship #HealingPatterns #DeepTherapyWork #MoneyMindset #EmotionalAwareness #TherapeuticChange #ExploringFeelings #TherapyConversation #MentalHealthPodcast #InnerWork #UnderstandingYourself #TherapyJourney 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..