The Fiscal Firecrackers

By The Fiscal FirecrackersBusiness Entrepreneurship Investing

The Fiscal Firecrackers episodes

July 01, 2022 15. Kids + Kash
When is it too early to start talking to your kids about money? That's a trick question because it's never too early! There are steps you can take to help them (and their dollars) grow at every age and stage of their lives. Galia and Susan address what you can do to help set your child up early with both good financial habits as well as lay the foundation for their long-term wealth well-being. From family money meetings, to putting yourself before your kids financially, how to set up their first account, modeling responsible fiscal habits and we even divulge our favorite money book. Susan shares her love of 1980s era back-to-school shopping including salty potato wedge fries + malts. Plus, why a Sheena Easton t-shirt was always in budget!
32 min
June 24, 2022 14. You're a Sexy M.F.'er (Mutual Funder)
Mutual funds. What the heck are they? Mutual funds are the cornerstone of our retirement plans. They are also the best way to start socking money away and earning more - even if you have no money saved. Mutual funds make the investing process much simpler and more streamlined. Think of them as "one stop shopping" for your investments. Yet they can seem overwhelming and intimidating. In episode 14, "You're a Sexy M.F.'er (Mutual Funder)," Galia teaches us what they are and advises how to decipher between all the funds available to make it easy on yourself. She shares her mutual fund checklist, how to save on fees and where to buy them. Susan discusses how she bought hers in person (mostly for the free snacks), asks what "liquid" and "instruments" mean and makes Galia rank all the options we have for investing based on their level of risk. Mutual funds are essential for our retirement and well being - at any level. So get to know them and you too can be a Sexy M.F.'er.
32 min
June 17, 2022 13. The Emotional Rollercoaster of Money
We all know money isn't just about the numbers. It's SO much more. Our personal history and specific circumstances can affect every financial decision we make. Sometimes we feel lacking even though we have plenty in the bank. Or maybe we feel like we will never have enough. Episode 13 of @fiscalfirecracker "The Emotional Rollercoaster of Money" helps you understand what may trigger your emotional response to money and how to best to handle it. Galia shares tips on understanding your early money memories, how to detach emotionally and exercise financial self-compassion plus how to get help to finally fix a recurring problem. Susan shares how taking a walk can change your perspective, ways to self-soothe, sound baths with gongs, alcohol-free rum and why you shouldn't take nude selfies in a grocery store parking lot.
34 min
June 10, 2022 12. Money Pet Peeves #1
Money. Though it's just paper and coins, its worth gives it either positive or negative association. Financial situations have the capacity to make us elated or frustrated. In episode 12, Galia and Susan to spout off their dollar pet peeves for some much needed cathartic relief. Irksome moments like navigating an improperly split restaurant check, gracefully handling irritating money conversations with friends + family and not blowing your stack when being upsold a bag of fusilli with your marinara sauce - when you clearly say you only want marinara sauce. Galia gives tips on how to handle all.
37 min
June 03, 2022 11. First Jobs
Got a new job? We've got you covered. Galia shares tips on how to put your best foot forward including asking for a "crumb" more, how to take advantage of your company's benefits and keeping track of your accomplishments. Susan shares tales from her early gigs - dancing as an extra in a music video, high school humpin' on a sweater-folding table and bakin' up dirty delights in a restaurant's pizza oven.
45 min
May 27, 2022 10. You ask. We answer. #2
You have MORE money questions. We have MORE money answers. Our Fiscal Firecracker inbox keeps growing - we've now received even more worthwhile queries so we decided to devote yet another entire episode to answering them. Galia and Susan address a wide range of topics per your request: what to do with an inherited IRA, how to deal with inflation at the gas pump/grocery store and how best to work with your financial advisor - especially at age 76! Susan reveals her deeply personal relationship with her bank that includes lollipops and pecan cookies. She also divulges whom her favorite dinner guest would be. Hint: He's very, very chill.
22 min
May 20, 2022 9. Vacation W.B.T.B. (Without Breaking the Bank)
Ah, vacation. We all dream about it. With inflation looming, market volatility and economic uncertainty, how best to plan for a fiscally responsible break? Galia shares online resources and tips to make a trip affordable - even when traveling internationally. Susan recounts stories from her family excursions including dirty motel pools, stolen shoes, a 19k refund and what NOT to wear in a passport photo - unless you're a nudist.
35 min
May 13, 2022 8. You ask. We answer. #1
You have money questions. We have money answers. Our Fiscal Firecracker inbox received so many worthwhile queries that we decided to devote entire episodes to them. For the premiere, Galia and Susan address a wide range of topics: money management tools, credit card tips for your teen child, annuities for retirees, IRAs and even a daily exercise to help prioritize your spending habits. Susan shares her budget hacks for New York and springs some questions on Galia herself.
32 min
May 06, 2022 7. Investing With Your Values
We all need money to survive, cover our expenses and uphold our quality of life. But once we fulfill those needs, where should we we choose to put our cash to better the world around us? What entities feel worthwhile to support with your dollars? For example, are you passionate about climate change, the environment or sustainability? Then how about merging your investments with your values? It's easier than you think and deeply gratifying. In this episode, Galia shares ways to merge your beliefs with your money. She talks about investing in businesses and mutual funds focused on sustainability through ESG Investing (environmental, social and governance). Susan addresses how we handle tipping in 2022, finding deserving charities to mirror your belief system and how the act of thrifting reflects her values. Who knew buying a pair of assless jeans could help support the environment? But first, put them in the freezer!
40 min
April 29, 2022 6. Get Yourself A Spicy Retirement
Straight off their debut as guests on "Live with Kelly and Ryan," Galia and Susan tackle the subject of retirement.
Dreaming of what your life will look like when you no longer have to work? If you follow our tips now, you'll avoid living a boring or compromised retirement.

The sunset years may look differently for each of us, but we will all want to have the ability to design them to our specs. By employing our guidance, you can prepare yourself to be comfortably free of financial concerns whenever that day arrives.

We'll discuss this subject from all angles and ages: how much of a nest egg you'll need to retire, how best to get organized well in advance of your career's end and practical ways to maximize what you do have, (even if you don't have enough saved today).

Susan shares her grandfather's eel stories and wonders if living in a palace could be in the cards for her retirement.
36 min

About The Fiscal Firecrackers

From the publisher's feed

The Fiscal Firecrackers educates, entertains and empowers people about their money. In every episode, hosts Susan Yeagley and Galia Gichon combine their superpowers to share educational financial information, tips, tricks and their own personal anecdotes to motivate listeners to make the most with their wallet. It's the ideal fusion of money, smarts, humor and heart - you'll laugh, you'll cry, you'll learn, you'll be entertained and you'll walk away with a personal financial plan ready to take on the world.