In this episode: Wade breaks down the first two stages of owning whole life: Saver (building a safe, liquid foundation and tightening your relationship with money) and Wealth Builder (shifting premiums from "expense" to "opportunity," paying down the right debts, and funding opportunities without sacrificing liquidity). You'll hear how Tough Money habits, cash-flow redirection, and a clear "days of liquidity" target create real control—not just theory. Tune in to learn how to move from storing cash to putting it to work—on your terms.

Episode Highlights

02:57 - Introduction to the Four Stages of Whole-Life.

04:45 - Stage 1: Saver Mindset.

10:30 - Liquidity at Time of Death - Life Insurance.

11:59 - Savings vs. Investing Clarification.

30:35 - Stage 2: Wealth Builder Discussion.

37:12 - Stage 3: Business Banker Mindset.

Episode Resources

• sagewealthstrategy.com