In this episode: Wade breaks down the first two stages of owning whole life: Saver (building a safe, liquid foundation and tightening your relationship with money) and Wealth Builder (shifting premiums from "expense" to "opportunity," paying down the right debts, and funding opportunities without sacrificing liquidity). You'll hear how Tough Money habits, cash-flow redirection, and a clear "days of liquidity" target create real control—not just theory. Tune in to learn how to move from storing cash to putting it to work—on your terms.

Episode Highlights

01:04 - Exploring the four stages of whole life insurance.

04:43 - The misconception of doing infinite banking.

05:35 - Stages from saver to infinite banker.

07:59 - Building a strong financial foundation.

09:17 - Misclassification of life insurance as liquidity.

13:56 - Whole life insurance as a secure investment.

16:50 - Transitioning from saver to wealth builder.

18:27 - Strategic debt elimination.

21:17 - Importance of increasing cash flow.

Episode Resources

• sagewealthstrategy.com