Are you investing to win, or just trying not to lose?

In today's solo episode, I break down the fundamental mindset shift that separates successful investors from those who stay stuck in financial mediocrity.

From leveraging the right relationships to choosing the right asset class, this episode explores:

• The difference between playing to win and playing not to lose

• How your circle defines your ceiling

• The danger of middle-class comfort

• Real stories from my own journey — the mistakes, the lessons, and the breakthrough moments

• Why waiting for the "perfect time" is keeping you broke

• And how cashflow-positive assets like HMOs can be your key to early retirement

This isn't just about property — it's about life. Relationships, business, career — playing not to lose means playing small.

If you're ready to back yourself, invest smart, and build a future that doesn't rely on super alone...

It's time to play to win. Let's go.

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FOR MORE INFORMATION Want help with your investment strategy? Book a free, no-obligation chat with our team: https://calendly.com/jose-hmo/15min?month=2023-03

Join our community Perth HMO and NDIS High Cashflow Investment Properties Facebook Group

THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: @thehmopropertyco_ Spotify: The HMO Property Show Apple Podcasts: The HMO Property Show Living Rooms: https://livingrooms.com.au/

Disclaimer Nothing on this channel should be considered tax, financial, investment or legal advice. Please do your own due diligence — only a professional assessment of your specific situation can determine which strategies are right for you. Our goal is to share value, insight, and strategies that help you think differently about property, cashflow and freedom.

Hashtags #hmo #housesofmultipleoccupants #cashflow #coliving #colivingtrend #passiveincome #positivegearing #intentionalliving #winwinhousingsolution #financialfreedom #investingmindset #backyourself #NeilGibb #PerthPropertyInvestment #WorkLifeBalance #Parenting #FamilyLife #renovations #Newbuild #TheHMOPropertyShow

In this milestone episode, Neil Gibb breaks down the results of the 2025 Australian federal election and unpacks what they mean for property investors. Forget political noise—this episode is about strategy, opportunity, and how to play where the government is going, not where it's been.

We deep dive into:

• Why politic certainty is good news for the market

• The housing supply crisis and government plans like the National Housing Accord and HAAFF

• Population growth and migration pressure

• Labour's housing agenda, from shared equity schemes to build-to-rent support

• Infrastructure incentives, planning fast-tracks, and land use policy shifts

Plus, Neil shares insights from meetings with banks, developers, and thought leaders that signal where the smart money is heading next. Whether you're equity-rich and cash-poor, or just waiting for the right time to strike—this episode lays it all out.

💬 "Plans don't build houses—tradesmen do. And right now, Australia is crying out for supply."

🔔 Don't forget to like, subscribe, and hit the bell for weekly episodes.

📍 Follow Neil on LinkedIn 📲 Instagram: @the_hmo_property_co #HMO #HousesOfMultipleOccupants #PropertyInvesting #Coliving #PositiveGearing #PassiveIncome #FederalElection2025 #HousingCrisis #CashflowStrategy #BuildToRent #AffordableHousing #WAProp

In this episode, we hear from Paul Featonby, who shares his incredible journey from initial hesitation to becoming a successful property investor. Paul walks us through his first investment in 2020, the challenges he faced along the way, and how he achieved a 11.7% yield on his first property, leading to a $50K return without lifting a finger.

Paul's story is a testament to how property investment, especially through HMO strategies, can create life-changing passive income and build long-term wealth. He also discusses how his properties have grown in value, the lessons he's learned, and the key decisions that led him to where he is now.

In this episode, you'll hear about:

• How Paul overcame his initial doubts and took the leap into property investment

• The success of his first property, providing a 11.7% yield and a $50K return

• The lessons Paul learned in the first 5 years of his real estate journey

• How HMO properties created consistent cashflow and increased property values

• What's next for Paul, including his plans for further investment

If you're thinking about starting your investment journey or just want to hear a real-life success story, this episode is packed with insights.

Links & Resources 📎 Learn more: https://www.thehmopropertyco.com 📩 Have a question? DM Neil or email: [email protected]

Connect with us: 📱 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 💼 LinkedIn: Neil Gibb

Hashtags: #hmo #propertyinvestment #passiveincome #cashflow #realestatesuccess #customerjourney #investmentstrategy #propertyportfolio #financialfreedom #realestatejourney

In this solo episode, Neil Gibb takes a deep dive into Anglicare Australia's 2024 Rental Affordability Snapshot, highlighting the worsening crisis that's pushing essential workers—our nurses, teachers, hospitality workers, and cleaners—into rental stress or homelessness.

📊 With only 0.6% of rental listings in WA deemed affordable for hospitality workers and less than 1% for many essential roles nationwide, this report puts hard numbers to a reality we've been warning about for years.

Neil breaks down:

• The key findings from Anglicare's 2024 report

• Why traditional housing models are failing our communities

• How HMO and co-living provide real, cashflow-positive solutions

• The growing role of employers in providing housing

• The case for compassionate capitalism in the real estate sector

If you're an investor wondering how to do good and generate strong returns—or just want a no-BS update on Australia's housing crisis—this episode is essential listening.

Links & Resources 📎 Read the full Anglicare Report: 2024 Rental Affordability Snapshot 🌐 Learn more: https://www.thehmopropertyco.com 📩 Have a question? DM Neil or email: [email protected]

Connect with us: 📱 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 💼 LinkedIn: Neil Gibb

#hmo #rentalcrisis #essentialworkers #cashflow #coliving #passiveincome #affordablehousing #intentionalinvesting #winwinhousingsolution #compassionatecapitalism

Welcome back to The HMO Property Show, hosted by Neil Gibb—your go-to podcast for cashflow-positive property investing and breaking free from outdated real estate myths.

Considering investing in an HMO but not sure where to start? In this episode, Neil answers the top 10 questions that come up time and time again from aspiring and seasoned investors alike. From rental yields to legality, tenant types to exit strategies—this episode is your go-to guide for getting confident with co-living.

Neil shares real numbers, real stories, and breaks it all down in plain English—so you can make smarter, lower-risk decisions about your next investment move.

✔️ How HMOs differ from traditional rentals (and why they outperform) ✔️ What kind of returns are realistic and what impacts cashflow ✔️ Who actually rents co-living rooms and what they're looking for ✔️ The truth about legality and compliance in WA ✔️ What happens if you have vacancies—and why it's rare ✔️ How to invest passively without managing tenants or repairs ✔️ What your exit options are and how resale stacks up ✔️ Why new builds often beat conversions in the long run ✔️ How to invest using your Self Managed Super Fund ✔️ What makes The HMO Property Co different from everyone else

🔹 10% gross yield is our benchmark—but we've hit up to 16% 🔹 Cashflow can be $10K–$30K/year depending on your strategy 🔹 Essential workers are driving demand—and they're rock-solid tenants 🔹 Legal, compliant, and future-proof with the right approvals + team 🔹 Our vacancy rate is 1–3%—and never fully empty once filled 🔹 Full end-to-end management = passive income for investors 🔹 Exit options exist—but most investors keep them for the cashflow 🔹 New builds give you better layouts, yields, and long-term value 🔹 SMSFs are a powerful tool—with the right structure and advice 🔹 We walk the walk—200+ HMOs built, 800+ rooms, and growing

Whether you're thinking about your first HMO or planning to scale, this episode arms you with the facts and frameworks to invest with confidence—and avoid the common mistakes that cost time and money.

🎧 Tune in now!

🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 💼 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_

💬 Need help with your investment strategy? Book a free, no-obligation chat with our team today.

👥 Join our Facebook Group: Perth HMO and NDIS High Cashflow Investment Properties

Welcome back to The HMO Property Show, hosted by Neil Gibb—your go-to podcast for cashflow-positive property investing and breaking free from outdated real estate myths.

Negative gearing is DEAD. It's one of the biggest financial traps investors fall into, locking them into jobs they don't want and stopping them from reaching financial freedom. In this episode, Neil exposes why negative gearing is a flawed strategy and shows you a smarter way to invest—one that actually puts money in your pocket instead of draining it every month.

In this episode, Neil dives into: ✔️ Why negative gearing limits your portfolio growth ✔️ How positive cashflow properties boost lending capacity and financial security ✔️ The numbers behind capital growth vs. cashflow strategies ✔️ Why paying tax is actually a good thing for investors ✔️ The key investment shift that lets people quit their jobs and live off passive income

Key Takeaways: 🔹 Negative gearing stops investors from scaling their portfolio 🔹 Cashflow-positive assets create long-term financial stability 🔹 The right investments can fast-track your financial freedom 🔹 You don't need tax deductions—you need real, passive income

If you're still holding onto negative gearing, it's time to break free and start investing smarter. Tune in now!

Follow us for more: Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: thehmopropertyco_

Need help with your investment strategy? Book a free, no-obligation chat with our team today.

Join our Facebook Group: Perth HMO and NDIS High Cashflow Investment Properties

#HMOPropertyShow #PropertyInvestment #PositiveCashflow #FinancialFreedom #PropertyInvesting #WealthBuilding #NeilGibb #Investing #RealEstate

Welcome to Episode 143 of The HMO Property Show with your host Neil Gibb!

In this episode, we dive into a new and innovative strategy for investors looking to build a cashflow-positive HMO within their Self-Managed Super Fund (SMSF). If you're looking for a secure, high-yield investment that can set you up for a strong retirement, this episode is a must-listen!

Neil Gibb breaks down the traditional SMSF property investment model and introduces a new off-the-plan strategy that enables investors to access premium inner-suburb locations while maximizing long-term capital growth and rental yield.

Historically, many SMSF investors were limited to fringe suburbs, facing high land costs and oversupply risks. With this new model, investors can now acquire better properties, in better locations, with higher returns.

Why traditional SMSF property investments may not be the best option

• The one-part contract model requires a large cash deposit (~$400K).
• It limits investors to fringe suburbs, which may face lower long-term capital growth.
• Many "co-living" operators are pushing oversaturated areas, which could impact future rental demand.

The new off-the-plan SMSF model: A game-changer

• Investors buy into premium, high-demand inner-suburbs (0-15km from CBD) instead of fringe locations.
• Lower upfront investment (~$380K vs. $400K) due to strategic land acquisition.
• Increased development uplift means your property has instant value growth.
• Secure long-term stable cashflow ($100K+ per year) while reducing tax liabilities.

How the process works

• Step 1: Invest in a strategic land subdivision project (e.g., buying a 1,000 sqm block & splitting it into two).
• Step 2: Fund the development through an SPV (special purpose vehicle) with other investors.
• Step 3: Property is developed into a custom-designed, high-yield HMO.
• Step 4: The bank refinances the completed property directly into your SMSF, giving you a long-term, debt-free asset.

👉 FOR MORE INFORMATION Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book Now https://calendly.com/jose-hmo/15min?month=2023-03 Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group. https://www.facebook.com/groups/190469198815181/

👉 THE HMO PROPERTY CO

Website: www.thehmopropertyco.com

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Living Rooms - https://livingrooms.com.au/

Disclaimer

Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies.

Help Shape The HMO Property Show! Tell us what you love, what you'd change, and what topics you want next. Take our quick survey here: https://wkf.ms/419QNLa

What separates those who excel from those who struggle? Darren Hardy unveils the critical key: investing in yourself. In this Quote Vault episode, he explains why personal development—not just traditional education—is the ultimate game-changer in today's competitive world.

Hardy breaks down the "skills gap"—the true divide between success and failure—emphasizing that in a global market, continuous self-improvement is essential. He shares the "10-10 plan" for financial success and reveals how to build resilience, sharpen your mindset, and feed your mind for growth. Learn how to protect your mental space and distinguish between entertainment and education to stay ahead.

Don't miss this powerful lesson on why the best investment you'll ever make is in yourself!

For more information, visit

• For those that prefer to watch you can also catch us on YouTube.
• Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book Now
• Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group.

The HMO Property CoWebsite: www.thehmopropertyco.com Instagram: @the_hmo_property_co FaceBook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: thehmopropertyco_ Spotify: The HMO Property Show Apple Podcast: The HMO Property Show Living Rooms - https://livingrooms.com.au/

Help Shape The HMO Property Show! Tell us what you love, what you'd change, and what topics you want next. Take our quick survey here: https://wkf.ms/419QNLa Disclaimer Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies.