The Investor Lab

In this episode of the Dashdot Insider Podcast, Property Coach Olivia Ward is back for another round of property myth-busting with Goose.

Olivia talks about the infamous Lenders Mortgage Insurance (LMI) and how you can turn it into a secret weapon for your property portfolio.

She also breaks down the strategy of having a 10% deposit on multiple properties and why it’s such a bold and brilliant move. Meanwhile, Goose tackles the issue of DEBT and how it can be the ticket to your financial success.

So, what are you waiting for?

Grab your headphones, hit play, and embark on the wildest, most informative ride through property investing with Goose and Olivia. 

Oh, in case you missed Part 1, the link’s right here: https://www.youtube.com/watch?v=2Df4wlM70Sw&ab_channel=DashdotInsider 

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast!

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 05:03 Using Lmi To Accelerate ROI In Property Investment
• 10:52 Refinancing Loans And Breaking Fixed Rate Terms
• 15:57 Debt And Its Benefits In Business And Real Estate
• 20:20 Using Debt Strategically For Wealth Creation
• 24:26 Property Investment Strategies And Myths
• 26:57 Investing In Australian Real Estate Beyond Sydney And Melbourne

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

• Olivia Ward, a Property Coach, hit the top 1% of investors in her 20s while working in a call center. Now, she's coaching Aussies to build wealth effortlessly.

Connect with the Guest:

• YouTube: https://www.youtube.com/@oliviawardLivTobuy 
• Instagram: https://www.instagram.com/oliviawardproperty/?hl=en
• Facebook: https://www.facebook.com/Olivia.Ward.LivToBuy 

See omnystudio.com/listener for privacy information.

Let's crush the biggest myths in property investing with property pro Olivia Ward.

In this episode of Dashdot Insider Podcast, Olivia shares her journey from zero to five properties, busting myths with Goose along the way. 

Myths like the idea that you need tons of cash to start investing in property. Or that you need to own your home first and invest in your backyard. Spoiler alert: you don’t! 

Goose and Olivia also tackle the age-old debate on hands-on vs. hands-off property management.

So, if you're ready to break free from the paycheck-to-paycheck cycle, check out the Dashdot Insider Podcast. Hit play now and let's unlock those property secrets together!

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 04:39 Using Family Equity For Real Estate Investment
• 10:18 Real Estate Investing And Managing Risk
• 15:37 Myths About Investing In Real Estate
• 19:22 Buying A Home First Vs. Building Wealth
• 22:58 The Pros And Cons Of Buying Vs. Renting A Home
• 29:08 Property Investing And Home Ownership
• 35:17 Property Investing And Borrowing Capacity
• 38:30 Mortgage Brokers, Myths, And Strategies For Real Estate Investors
• 42:12 Affordability Of Real Estate Investing With Varying Incomes
• 47:15 Property Investing And Debt Management
• 53:00 Common Myths In Property Investing

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

• Olivia Ward, a Property Coach, hit the top 1% of investors in her 20s while working in a call center. Now, she's coaching Aussies to build wealth effortlessly.

Connect with the Guest:

• YouTube: https://www.youtube.com/@oliviawardLivTobuy 
• Instagram: https://www.instagram.com/oliviawardproperty/?hl=en 
• Facebook: https://www.facebook.com/Olivia.Ward.LivToBuy 

See omnystudio.com/listener for privacy information.

Let’s take a deep dive into the intriguing topic of Rentvesting — a.k.a. the art of living where you want while investing where it counts.

But rent money is dead money, right? Well, not exactly. In this episode, we explain why paying rent isn't just spending; it's investing in your happiness. Not to mention, Rentvesting can also be a clever money move.

To find out if it’s good for YOU, tune in and learn about our nifty Rentvesting calculator. Whether you’ve got $50,000 or $100,000, this calculator will help you figure out if Rentvesting is the right move for you.

So, if you're tired of the same old home-buying struggles, give this episode a listen. Rentvesting might just be the secret sauce you've been looking for to unlock a life of freedom, choice, and abundance.

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 02:58 Property Investing and Affordability in Australia
• 06:05 Property Investing and the Australian Dream
• 11:58 Homeownership and Financial Implications
• 16:30 The Role of Real Estate Investing in Achieving Financial Security
• 21:56 Exploring Property Investment and its Growth Potential
• 24:42 Financial Strategies for Homeownership and Renting
• 27:54 Financial Calculator for Investment Property Purchase
• 34:14 The Power of Rent Vesting as a Financial Tool

Connect With Us:

• Free Rentvesting Calculator (https://bitly.ws/3bf7X) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8) 
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

The guru of crafting spaces for a top-notch life is joining the Dashdot Insider Podcast. Amy Loughman shares how your workspace makes or breaks your worldview.

For property investors, Amy shares tips on creating homes that boost well-being. Zoom into your home office — the battleground for focus and creativity. Amy spills the tea on creating a workspace that fuels your best work, whether you're crunching numbers or chasing creative vibes. 

Ready to level up your space game, whether at home or in the corporate jungle?

Hit play and learn how neuroarchitecture can become your secret weapon for making every space a thoughtful space.

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 02:12 Balancing Work and Life: Crafting Spaces for Well-Being
• 07:00 The Influence of Environment on Your Worldview and Well-Being
• 13:12 Neuroarchitecture's Impact on Well-Being in Property Investment 
• 19:01 Building a Collaborative Property Portfolio with Happy Tenants 
• 24:52 Elevating the Work-from-Home Experience for Well-Being 
• 28:03 Productivity in Remote Work: Navigating Environmental Factors 
• 34:13 Designing Workspaces and Habits for Your Well-Being 
• 41:32 Fostering Flow for Productivity and Satisfaction 
• 45:30 Mastering Single-Tasking, Multitasking, and Boosting Work Efficiency 
• 49:14 Workplace Culture and Taking Personal Responsibility 

Connect With Us:

• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

• Amy Loughman, PhD, is a psychologist and scientist with a decade of experience in health research. Passionate about well-being, she applies her expertise in neuroarchitecture and environmental psychology. Through her company, Thoughtful Spaces, Amy offers guidance on optimizing well-being in remote workplaces. In her private practice, she conducts neuropsychology assessments, providing clarity on cognitive function in various contexts.

Connect with the Guest:

• Visit Thoughtful Spaces at www.thoughtfulspaces.com.au
• Send email at [email protected] 

See omnystudio.com/listener for privacy information.

Before Josh McMillan became a property wizard, he had tried it all: university, job hunting, a career in IT, even building his own labs.

In the end, he realised life's too short to not invest in a future that screams freedom, choice, and abundance.

By investing in property, he started investing in a life less ordinary. Think unlimited trips, exotic foods, and a quest to experience it all before time runs out.

So if you’re still hesitating on taking the property plunge, check out this episode for golden nuggets of wisdom from Josh’s blazing investing journey.

A $220,000 property turned into a gold mine? Check. Learning the ropes, overcoming anxieties, and hitting that second property milestone? Double-check.

So, kick back and join Josh on this Dashdot Insider Podcast.

And if you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast!

See you on the inside!

In this episode, we cover:

• 00:00 Coming Up
• 04:37 Growing Personally and Finding Life Fulfillment
• 08:14 Choosing Experiences Over Stuff
• 12:15 Making Money Moves with Property Investment
• 17:34 Unpacking Property Investing Mindset and Goals
• 20:47 Riding the Property Investment Wave with Expertise
• 26:44 Buy or Rent, Numbers Speak Louder
• 31:33 Real Estate Investment: Beyond Walls, Into Financial Planning
• 36:57 Strategies and Automation Unveiled
• 39:10 Entrepreneurial Grit and Streamlining Success
• 43:05 Entrepreneurship, Business Growth, and the Property Puzzle
• 47:54 Navigating Property Acquisition Risks with Perspective
• 52:43 Risk and Gains in Real Estate Investment

Connect With Us:

• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

• Joshua McMillan teamed up with Dashdot to achieve financial freedom. With our guidance, Josh’s cash flow positive property has seen 59.55% growth in under two years. Now eyeing a second property, Dashdot's support is propelling Josh towards increased net worth and more time for meaningful pursuits.

See omnystudio.com/listener for privacy information.

We all love to hate property management. 

We know it's not the sexiest topic on the block, but guess what? It's key to making your property journey a breeze.

For today’s episode, Goose is joined by Jonathan Bell from Housemark and he spilled the beans on how they turned property management from the lost cousin to the golden child of real estate. They've got a 100% referral rate, meaning folks are lining up to have Housemark manage their properties. Why? Because they're not just managing… they're out there hustling to get you a better result.

Now, if you think you can DIY property management, slow down.

Hiring a property manager isn't just a cost; it's an investment. It could add a cool $100 to your weekly return—enough for a fancy dinner every week or even more property investment adventures.

So, treat your property manager like the MVP that they are. Build a relationship, have a virtual coffee chat, maybe even a Zoom call at your property to get to know it better. 

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 03:03 Unleashing Growth and Keeping Clients Happy in Property Management
• 05:32 The World of Property Management: Industry Insights and Incentives
• 11:11 DIY Property Management vs. Bringing in the Pros
• 14:33 Property Management and Investment Strategies
• 20:10 Streamlining Property Management Tasks and Cutting Costs
• 23:00 Adding Value to Rental Properties for Maximum Returns
• 28:42 Why Hiring the Best Property Management Team Pays Off
• 31:30 Navigating Property Management Industry Growth
• 36:57 How Service-Driven Businesses Impact Their Clients
• 39:34 Revolutionizing Real Estate: Transformative Moves and Societal Impact

Connect With Us:

• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

Jonathan Bell, the driving force behind Housemark, brings over a decade of real estate expertise, starting his journey at 16. A standout alum of St Joseph's Nudgee College and Queensland University of Technology, Jonathan's passion for property meets strategic prowess.

As Managing Director, he's reshaped property management standards, earning a solid reputation for proactive and reliable service. Jonathan and the Housemark team specialize in portfolio growth, executive rentals, and staying up-to-date in local trends.

Connect with the Guest:

• Visit Housemark at www.housemark.com.au to learn more.
• Connect with Jonathan at https://www.linkedin.com/in/jonathan-bell-517275155/ 

See omnystudio.com/listener for privacy information.

Buckle up for a rollercoaster chat with Sean Simpson about the wild world of property in 2024.

In this episode, we unpack interest rates, media missteps, and the mortgage cliff. Goose and Sean introduce a suburb selection dashboard that sheds light between affordability and interest rates across various locales, from WA to New Farm.

To wrap up 2023, Sean and Goose discuss the timeless trio of factors—jobs, lifestyle, and affordability— that still rule the migration game. Join us as we unravel how the influx of 450,000 migrants raised the stakes, creating a housing crisis and a dearth of building approvals.

Looking ahead to 2024, find out the red flag waving for agents who can’t find on-market properties. Spoiler alert: patience will be the name of the game in this challenging market.

So, if you're ready to waltz into property success in 2024, don’t miss this one.

And if you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast.

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 01:58 Decoding Property Market Trends: Unraveling Media Misconceptions
• 05:18 Navigating Affordability and Interest Rates in the Australian Property Scene
• 09:39 Unveiling the Dynamics of Australia's Real Estate Market
• 14:11 Property Prices in Flux: Understanding Migration Patterns
• 17:56 Immigration Impact: Examining the Intersection of Population Growth and Housing
• 23:01 Trends in Real Estate Investing: A Closer Look at Buyers' Advocates
• 27:57 Property Investment and Growth: Lessons from the Market Landscape
• 30:50 Property Market Trends and Consumer Confidence
• 36:35 Inflation, Interest Rates, and Migration: The Triad Shaping Australia's Economy
• 40:22 Australian Property Market: Navigating Trends and Seizing Opportunities
• 47:17 Thriving in a Tough Terrain: Property Investing Amid Challenges

Connect With Us:

• Book a call at www.dashdot.com.au/discovery 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

Hey there! We’re back with another exciting episode of the Dashdot Insider Podcast. Joining us today is the lending maestro, Onar Serrano from Lendary, where lending and finance are made simple.

Picture this: You're on the brink of building your property empire, chasing that sweet freedom, choice, and abundance. But here's the kicker—interest rates have been doing the cha-cha for the last 18 months. How's that affecting your mood and your borrowing mojo?

Onar spills the beans on the nitty-gritty of interest rates and how they're throwing some serious curveballs. It's not just about snagging the cheapest rate; it's about avoiding the financial quicksand that might leave you stuck with a property that's sinking like a stone.

In this episode, Goose and Onar also emphasise on the power of having a portfolio growth plan. Without a strategy, you might as well be blindfolded, throwing darts at a map. 

Spoiler alert: that's not the best way to build your empire.

But the real gem here? The Australian property market is a resilient beast. It survived the rate hikes, danced through the challenges, and guess what? Prices are still on the upswing. So, if you've been sitting on your hands, waiting for the "perfect" moment—wake up! The time is now.

So, before you go on a property binge or swear off investing forever, grab a cuppa, kick back, and hit play on this podcast.

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 02:27 Mastering Property Investment: Strategies and Finance Planning
• 09:23 Leveraging Trusts for Property Investment and Debt Management
• 13:54 Real Estate Equity and Valuations Explored
• 17:14 Impact of Interest Rate Hikes on Property Investment Decisions 
• 22:18 Real Estate Investing Strategies and Constraints Unraveled
• 26:57 Strategies and the Art of Prioritising Long-Term Wealth
• 29:35 Australian Real Estate Market Trends, Growth Prospects, and Predictions
• 38:10 Australian Real Estate Market Stability and Growth Deep Dive
• 41:20 Property Market Trends and Investment Strategies in Australia

Connect With Us:

• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About Onar:

Onar Serrano, the award-winning mortgage broker and Director of Lendary, holds a Finance degree and boasts a successful career in Australia's largest Wealth Management company. Recognized with the National Young Gun Award in 2018, he contributed to a team winning the #1 branch four years consecutively. Fueled by his passion for client interactions and business success, Onar founded Lendary to streamline the home loan process.

Lendary, driven by Onar's vision, focuses on simplifying home loans to help individuals and families achieve their dream of homeownership. The company's excellence is evident in its nomination for "New Office of the Year 2021" at The Australian Broking Awards, alongside Onar's triumph as 'The Rising Star' at the Connective Excellence Awards 2021.

Connect with Onar:

• Visit Lenday at www.lendary.com.au   
• Contact Onar at (02) 8014 4298 or 0423 623 306
• Email him at [email protected] 

See omnystudio.com/listener for privacy information.

Let me hit you with a truth bomb:

The Great Australian Dream of a quarter acre block might be morphing into something a bit more compact, like a cosy apartment or a room above a lively pub. 

Times are changing, and so are our living preferences. But fear not, my friends, because where there's change, there's opportunity, and that's what our property gurus, Sean and Jason, are sharing today.

These guys on the podcast – they’re diving deep into the data to find where the best opportunities lie. They've got this secret sauce that involves riding the wave of demand… and it's not your average property strategy.

We're talking about optimal times to buy, growth, yield – it's like a property buffet, and you're invited!

So, go on, give it a listen, and let the property adventure begin!

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 03:54 Spotting Golden Opportunities in a Dynamic Real Estate Landscape
• 08:49 Navigating Property Market Dynamics for Global Investment Success
• 11:04 Unlocking Consistent Cycles: 40 Years of Property Data Insights
• 16:16 Insights into Housing Market Trends Down Under
• 20:53 Exploring Unit Growth Potential in Thriving Real Estate Markets
• 23:25 Decoding Trends and Opportunities in the Ever-Evolving Real Estate Market
• 27:37 Analyzing Real Estate Market Trends and Meeting Demand Head-On
• 32:59 Unit Markets Unveiled: Strata Costs, and Strategies for Yield Optimization
• 43:37 Breaking Down Affordable Housing Options in the Australian Real Estate Market
• 47:31 The Unit vs. House Dilemma in Real Estate Investment
• 50:39 Investing in Units vs. Houses for Long-Term Portfolio Growth

Connect With Us:

• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

Download the Minimum Viable Freedom Calculator here - https://dashdot.com.au/freedom_calculator 

What’s more important than maximising your returns on an investment property?

The answer: NOT getting stuck.

Save yourself from stagnation by listening to this special episode.

Today is all about Jason and Sean throwing down knowledge bombs that’ll help your portfolio move forward.

You see, being an investor is not all about collecting properties like some hobbyist. Rather, it’s also about dodging the pitfalls and creating a portfolio that's as smooth as butter.

Geographical diversification is the new black. Forget about sticking to your own backyard; it's time to globetrot on the real estate world map. Jason and Sean spill the tea on why local ain't always the way to go.

Now, I won't give away all the punchlines. You've got to hit that play button to catch the full episode of insights, laughs, and "aha" moments. 

Smash that subscribe button, throw in a thumbs-up, and, most importantly, share this to your pals.

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 00:51 Strategies and Overcoming Obstacles in Property Investment
• 07:24 Unveiling Modern Portfolio Theory
• 10:48 Modern Portfolio Theory: A Game-Changer in Real Estate Investing
• 16:27 Real Estate Investing Strategies and Risk Management 
• 22:41 Portfolio Plans and the Theory of Constraints
• 27:33 Property Investment Strategies and Geographic Diversification
• 32:20 Geographic Diversification in Property Portfolios
• 40:58 Property Investment Planning and Portfolio Optimization
• 44:56 Portfolio Planning and Risk Management 
• 50:38 Property Investing and Climbing the Sophistication Ladder

Connect With Us:

• Download the Minimum Viable Freedom Calculator (https://dashdot.com.au/freedom_calculator) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.