The Investor Lab

Something doesn't add up.

The headlines say the economy is fine. GDP is growing. Unemployment is low. Markets are hitting records.

But talk to anyone in the real world and they'll tell you it feels like everything is falling apart.

So how can both be true at the same time?

Today on The Investor Lab, we're connecting four massive stories that explain why nothing feels the way the numbers say it should – and more importantly, what it means for your money.

We're digging into:

1. Australia's Secret Recession – Why millions of Australians are going backwards even though "the economy" is supposedly fine.
2. The AI Job Apocalypse – It's not coming. It's here. And the numbers will shock you.
3. The Dollar's Quiet Collapse – The world's reserve currency is having its worst year in 50 years (and most people haven't noticed)
4. The Great Liquidity Return – Why money is about to flood back into everything, everywhere, all at once.

Each of these stories would be massive on their own. Together? Well, let’s just say… it’s time to pay attention.

Because understanding these four forces isn't just about being informed – it's about positioning yourself for what comes next.

See you on the inside

PS. We've been deep in the research on this, and honestly? Some of what we've found is pretty wild. While it can be unsettling, it also opens opportunities for those who understand what’s truly happening behind the official narratives. Investors who decode the signal will be better positioned to protect and grow their wealth. 

WATCH ON YOUTUBE: 
Four Global Forces Reshaping Your Financial Future: Are You Ready?

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

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RELATED EPISODES MENTIONED: 

How to Design a Life You Won't Regret in the Next 5 Years
How AI Will Change Your Economic Future
AI Is Here: And Most People Aren't Ready
The Coming US Debt Collapse (And What It Means For Australia)
Investment Strategies for 2025

OTHER MENTIONS: 
* Coatue EMW25 Keynote: what the macroeconomic environment means for both public and private markets now - https://www.coatue.com/blog/company-update/coatues-2025-emw-keynote-replay

--

RESOURCES TO HELP: 

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• How To Build A Property Portfolio That Pays For Itself
• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Most investors hit a wall after their second property.

The banks say no more borrowing. The negative cashflow is eating into savings. The dream of building a portfolio feels impossible.

The frustrating part? You know you could handle more. You've got the experience, the drive. But between maxed-out borrowing capacity and negative cashflow eating your savings, you're stuck.

But what if your existing properties could fund the next ones?

This week on The Investor Lab, we're diving into the strategy that could very well turn your trapped equity into a self-funding portfolio machine.

Callum Rhodes, Head of Dashdot Finance, is joining us to be pleasantly questioned (cough: grilled) on how smart investors use structures to break through borrowing limits and create portfolios that literally pay for themselves.

What's inside:

• How to unlock trapped equity without selling your properties
• The structuring strategy that expands your borrowing capacity beyond traditional limits
• How to make your negative cashflow properties fund each other

This isn't about finding better deals. It's about using your existing assets strategically to fund your next phase of growth.

See you on the inside,

WATCH ON YOUTUBE: 
How To Build A Property Portfolio That Pays For Itself

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

RESOURCES TO HELP: 

Want to invest in property to hedge against inflation? 
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• The Coming US Debt Collapse (And What It Means For Australia) 
• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

The United States just crossed $36 trillion in debt, adding $4 billion every single day. For the first time in generations, the math simply ain't mathin' anymore.

In this episode, we break down what happens when the world's biggest borrower hits a debt wall – and what every Australian needs to understand about what's coming next.

What we'll cover:

• Why US debt levels have reached an unsustainable tipping point
• How America's fiscal crisis directly impacts Australian households
• The ripple effects hitting your mortgage, grocery bill, and super balance
• Practical strategies to protect your wealth during global currency shifts

From crazy interest rates to pricier petrol, this is about understanding the forces reshaping your financial future  – and the specific moves you, in Australia, can make right now.

See you on the inside,

WATCH ON YOUTUBE: 
The Coming US Debt Collapse (And What It Means For Australia)

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

EPISODES MENTIONED:

• Is A Supercycle Coming? (Housing Market Outlook) - Why the next decade of Australian housing could look very different from a typical property cycle.
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate - How investors should decide whether to buy, hold or sell an asset.

--

RESOURCES TO HELP: 

Want to invest in property to hedge against inflation? 
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

• How to Help Everyone You Care About Win in the New Economy
• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

-- 

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

You understand investing, property, and the AI transformation. But... 

Your family is keeping retirement savings in term deposits.
Your friends think savings accounts are "safe."
Your siblings follow 1995 financial advice. 

This week, we're tackling the isolation problem every financially literate person faces:
How do you help the people you love without overwhelming them?

Here's what you'll learn:

• The Casino Chip Analogy - how to explain monetary debasement in 30 seconds without sounding crazy
• Age-specific strategies: what to tell your 16-year-old vs. your 40-year-old parent
• How to handle the "it's too complicated" resistance (they're scared, not stupid)
• The three-asset framework that works for everyone, regardless of their starting point

One financially literate person can help 5-10 others. Let's expand your impact.

See you on the inside,

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

–

RESOURCES TO HELP:

Want to invest in property to hedge against inflation?

Need finance guidance? Chat with the team

Build Your FREE Portfolio Growth Plan on Property Pathfinder

Got a question or some feedback? We're all ears!

–

Catch Up On Recent Episodes:

• How to Design a Life You Won't Regret in the Next 5 Years
• How AI Will Change Your Economic Future 
• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Advanced Property Accounting
• Tariffs, Trade Wars, and What It Means For Your Portfolio
• Portfolio Acceleration Masterclass
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything 

–

Connect:

https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

Stuck in paralysis? Overwhelmed by uncertainty about the future? 

In a world where AI disruption looms and getting ahead feels harder than ever, many people retreat into comfort zones and do nothing - risking a future filled with regret.

In this episode, we explore how to break free from the "risk of passivity" and design a life you won't regret in 5 years. We dive deep into balancing present happiness with future planning, avoiding the trap of sacrificing everything for tomorrow while forgetting to live today.

What You'll Learn:

• The dangerous psychology behind doing nothing when overwhelmed
• How to balance high and low time preferences for optimal life design
• The 6 core life categories framework for self-analysis
• Why happiness must be part of your decision-making matrix
• Practical prototyping strategies to test your life vision
• How to avoid the regret of meeting "the person you could have been"

See you on the inside,

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

–

RESOURCES FROM THIS EPISODE

Blog: "A Practical Guide to Finding Happiness and Living a Deliberate Life" - https://blog.goosemcgrath.com/p/practical-guide-finding-happiness-living-deliberate

Stat: You will spend 85% of your time with your children before age 12 https://www.linkedin.com/posts/sahilb...

–

RESOURCES TO HELP YOU ACT: 

Want to invest in property to hedge against inflation?

Need finance guidance? Chat with the team

Build Your FREE Portfolio Growth Plan on Property Pathfinder

Got a question or some feedback? We're all ears!

–

Catch Up On Recent Episodes:

How AI Will Change Your Economic Future
AI Is Here: And Most People Aren't Ready
Is A Supercycle Coming? (Housing Market Outlook)
The Inner Game of Investing
Advanced Property Accounting
Tariffs, Trade Wars, and What It Means For Your Portfolio
Portfolio Acceleration Masterclass
Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
Winning the Investment Game: How to Set & Beat Your Hurdle Rate
Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything 

–

Connect:

https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

"What happens when GDP breaks?"

In Part 2 of our AI series, we move beyond theory — and into the economic quake that's already rumbling beneath our feet.

This isn't about the future of work. It's about what happens when work… just isn't needed anymore.

We unpack the uncomfortable questions most people aren't asking — and why AI is set to break the very foundations of our economic system.

Here's what we explore:

• When capital no longer needs labour — how does labour get capital?
• The ripple effects of AI-driven deflation
• What a post-labour economy could look like (and what that means for you)
• The moment when GDP, as we know it, stops making sense

If you've been looking for an explanation of AI & the future of the economy, this is it.

This isn't doom and gloom. But it is a wake-up call.

Because once the disruption starts… it won't wait for you to catch up.

See you on the inside,

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

–

RELATED EPISODES: 

• Part 1: A 101 on how fast AI is developing 
• The Housing Supercycle Episode
• Investing in the 3 likely asset classes to thrive - 

RESEARCH & READING:

• MIT News: AI Economics Overview  
• CISAC: Creative Industries Study
• PwC: Global Impact Study 
• Amundi: Economic Analysis
• UNCTAD: Future Outlook

ADDITIONAL RESEARCH:

• IMF Blog: AI Will Transform the Global Economy
• Artificial Intelligence and Its Potential Effects on the Economy and the Federal Budget - US Congressional Budget Office
• Stanford HAI AI Index Report 2025 - U.S. private AI investment reached $109.1B in 2024: 
• Goldman Sachs: Generative AI could raise global GDP by 7% - 
• Economic Potential of AI - McKinsey
• Future of Jobs Report - World Economic Forum

–

RESOURCES TO HELP YOU ACT: 

Want to invest in property to hedge against inflation?

Need finance guidance? Chat with the team

Build Your FREE Portfolio Growth Plan on Property Pathfinder

Got a question or some feedback? We're all ears!

–

Catch Up On Recent Episodes:

• AI Is Here: And Most People Aren't Ready
• Is A Supercycle Coming? (Housing Market Outlook)
• The Inner Game of Investing
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
• Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster
• How to Create A Property Portfolio Growth Plan
• The Smartest Plan B for Business Owners? Sean's $464k Story
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? 
• The RBA Just Changed the Game — Here’s What It Means for You
• Hold vs Sell: How to Know When to Take Profits
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
• Everything You Need To Know About Property Investing Finance
• Property Investing In Australia In 2025: What You Need To Know
• Investment Strategies for 2025
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
• What You Don’t Know About Money Could Cost You Everything
• Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
  
• Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster
  
• How to Create A Property Portfolio Growth Plan
• The Smartest Plan B for Business Owners? Sean's $464k Story
  
• Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
• Winning the Investment Game: How to Set & Beat Your Hurdle Rate
  
• Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? 
  
• The RBA Just Changed the Game — Here’s What It Means for You
  
• Hold vs Sell: How to Know When to Take Profits
  
• Bitcoin: Why Every Property Investor Needs to Consider Owning It
  
• Everything You Need To Know About Property Investing Finance
  
• Property Investing In Australia In 2025: What You Need To Know
  
• Investment Strategies for 2025
  
• Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
  
• What You Don’t Know About Money Could Cost You Everything

–

Connect:

https://www.dashdot.com.au

https://youtube.com/@theinvestorlab

https://instagram.com/dashdotproperty

https://instagram.com/goosemcgrath

https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

"A century of progress in a decade."

That's not hype – it's what's actually happening with AI right now. And if you're not paying attention, you might miss the biggest economic transformation of our lifetime.

This isn’t another ‘how to write emails with ChatGPT’ episode.

This is a conversation about the real implications of AI — not as a productivity hack, but as a species-level shift that’s already underway.

In Part 1 of this series, we unpack what most people are missing: not just the pace of change, but the scale of it — and why the next few years will feel like living through centuries of progress, all compressed into a single decade.

If it hasn’t hit you yet… it will.

Here’s what we explore:

• Why the “AI boom” isn’t just big — it’s species-level
• How exponential change tricks your brain (and leaves you behind)
• What most experts aren’t saying about what’s coming next
• The dangerous comfort of denial — and what to do instead

We’re not fearmongering. But we’re also not sugarcoating.

This is the foundational episode to help you understand what’s happening — so you can prepare, adapt, and make decisions with eyes wide open.

Stay tuned for next week — we’ll pull apart how this likely to completely reshape the economy as we know it. 

See you on the inside,

WATCH ON YOUTUBE:
https://www.youtube.com/live/X1nDYHHtv00?si=5dPF62qZ0EMRfu7T 

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

RESOURCES MENTIONED:

• 80,000 Hours Podcast with Will MacAskill - "A Century in a Decade"
• Investment Strategies for 2025 - https://youtu.be/pVz1Ns2V_cw

--

Build a roadmap to achieve your goals for FREE on Property Pathfinder:
propertypathfinder.io

Want help to invest in 2025?
Book in a quick chat here and we'll point you in the right direction:
bit.ly/3E0wKGa

Got a question or some feedback? We're all ears!
bit.ly/tilqs

Need finance guidance?
Chat with the team: dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

Is A Supercycle Coming? (Housing Market Outlook)
The Inner Game of Investing
Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster
How to Create A Property Portfolio Growth Plan
The Smartest Plan B for Business Owners? Sean's $464k Story
Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
Winning the Investment Game: How to Set & Beat Your Hurdle Rate
Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? 
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You EverythingTrusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster
How to Create A Property Portfolio Growth Plan
The Smartest Plan B for Business Owners? Sean's $464k Story
Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
Winning the Investment Game: How to Set & Beat Your Hurdle Rate
Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? 
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
 What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

House prices climbing. Migration surging. Rental markets tighter than ever…

The whispers of a new property "supercycle" are growing louder by the day.

In this episode of The Investor Lab, we dive deep into the data that suggests Australia might be entering a sustained 2-3 year period of rising property prices - and what that could mean for your investing strategy.

Here's what we unpack:

• The key indicators pointing to a potential supercycle
• Why this cycle is different from the COVID boom
• The structural forces driving a potential multi-year upswing
• What smart investors are doing right now to position themselves for what's coming

With construction bottlenecks, record migration, and interest rates stabilising, understanding these shifts could be the difference between catching the wave or missing out entirely.

See you on the inside,

WATCH ON YOUTUBE:
https://www.youtube.com/live/VNlXB3qEhqQ?si=eecR4AjOK7lxJoxN

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

RESOURCES MENTIONED:

• Goose’s 2020 interview with Akhil Patel on the 18.6 Year Cycle (note our views have since evolved!) 

MARKET RESEARCH & DATA:

• CoreLogic & Property Update Market Analysis: Total residential real estate value ($11.3 trillion)
• SQM Research: National rental vacancy rate (1.1% - May 2025)
• CoreLogic Data: Average mortgage debt to property value ratio (21.2%)
• KPMG Housing Analysis: Annual housing deficit (~56,000 properties)
• CoreLogic Monthly Housing Market Update: Sydney price-to-income ratio (12.5x)

--

Build a roadmap to achieve your goals for FREE on Property Pathfinder:
propertypathfinder.io

Want help to invest in 2025?
Book in a quick chat here and we'll point you in the right direction:
bit.ly/3E0wKGa

Got a question or some feedback? We're all ears!
bit.ly/tilqs

Need finance guidance?
Chat with the team: dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

The Inner Game of Investing
Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster
How to Create A Property Portfolio Growth Plan
The Smartest Plan B for Business Owners? Sean's $464k Story
Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
Winning the Investment Game: How to Set & Beat Your Hurdle Rate
Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? 
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You EverythingTrusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster
How to Create A Property Portfolio Growth Plan
The Smartest Plan B for Business Owners? Sean's $464k Story
Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
Winning the Investment Game: How to Set & Beat Your Hurdle Rate
Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? 
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

This conversation isn't about interest rates, the property cycle, or strategy. It's about the emotional friction that keeps smart investors from moving forward — even when the plan is clear.

"I just need to save a bit more first"
"I'll wait until the market settles"
"I'm not quite ready yet"

These aren't just personal thoughts — they're a pattern. One we've seen hundreds of times.

And it's not a strategy problem. It's not about the data, the plan, or the timing.

It's the inner game.

In this episode, we dive into why so many smart, capable people stay stuck on the edge of investing — and what actually moves the needle.

We unpack the psychology of waiting, the emotional loops that masquerade as logic, and how to break free from a mindset that keeps you on pause.

We pull apart:

• The real reasons smart people stall, even when the strategy is sound
• The mindset patterns we've seen keep people stuck in planning purgatory
• How to tell when your 'caution' is actually avoidance
• A better question than "Should I invest now?"
• How to start moving — even if you're not 100% sure

See you on the inside, 

WATCH ON YOUTUBE: 
https://www.youtube.com/live/cHKxGK5O3W4?si=iZZwg7AcDpXlLV57 

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

RESOURCES:

• Research on The Inner Game: https://docs.google.com/document/d/1yNZWerzhUzNMemAYG_NjMw2lbxpiPyYyEspqRLCFWtU/edit?usp=sharing
• Loss Aversion: https://thedecisionlab.com/biases/loss-aversion
• Read: A Practical Guide To Finding Happiness and Living A Deliberate Life - https://blog.goosemcgrath.com/p/practical-guide-finding-happiness-living-deliberate-life
• Read: Self Actualisation Is The Only Worthy Goal - https://blog.goosemcgrath.com/p/self-actualisation-is-the-only-worthy-goal-d5e2 
• Byron Katie's "Loving What Is" - https://www.amazon.com.au/Loving-What-Four-Questions-Change/dp/1400045371
• Bill Perkins' "Die With Zero" - https://www.amazon.com.au/Die-Zero-Getting-Your-Money/dp/0358099765

Further Reading:

• Loss Aversion Explained: https://www.behavioraleconomics.com/resources/mini-encyclopedia-of-be/loss-aversion/
• Harvard Business Review on Loss Aversion: https://hbr.org/2018/05/why-people-keep-spending-too-much-on-house-renovations 

--

Build a roadmap to achieve your goals for FREE on Property Pathfinder: 
propertypathfinder.io

Want help to invest in 2025?
Book in a quick chat here and we'll point you in the right direction:
bit.ly/3E0wKGa

Got a question or some feedback? We're all ears!
bit.ly/tilqs

Need finance guidance?
Chat with the team: dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025
Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster 
How to Create A Property Portfolio Growth Plan 
The Smartest Plan B for Business Owners? Sean's $464k Story
Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
Winning the Investment Game: How to Set & Beat Your Hurdle Rate
Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?  
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au 
https://youtube.com/@theinvestorlab 
https://instagram.com/dashdotproperty 
https://instagram.com/goosemcgrath 
https://instagram.com/gabi.billing 

See omnystudio.com/listener for privacy information.

Are trusts still the best way to invest in 2025?
Is it smarter to buy in your personal name?
How do SMSFs fit into a modern portfolio strategy?

This week, Goose and Gabi are joined property accounting wizard, Jeremy Iannuzzelli, to explore how advanced property investors are adapting to a changing market — and what you should consider before making your next move.

What we’ll cover:
* Are trusts still the ‘golden child’ to maximise your borrowing capacity?
* When it might actually be smarter to invest in your personal name
* How SMSFs fit into a long-term portfolio growth strategy
* Why the old rules don’t apply anymore — and what to do instead

If you’re serious about portfolio growth, tax strategy, and future-proofing your investments, this session is packed with critical insights for 2025 and beyond.

See you on the inside, 

WATCH ON YOUTUBE: 
https://youtube.com/live/W4AgKFhyMW0

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

Build a roadmap to achieve your goals for FREE on Property Pathfinder: 
propertypathfinder.io

Want help to invest in 2025?
Book in a quick chat here and we'll point you in the right direction:
bit.ly/3E0wKGa

Got a question or some feedback? We're all ears!
bit.ly/tilqs

Need finance guidance?
Chat with the team: dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster 
How to Create A Property Portfolio Growth Plan 
The Smartest Plan B for Business Owners? Sean's $464k Story
Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints
Winning the Investment Game: How to Set & Beat Your Hurdle Rate
Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?  
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.