The Investor Lab

With property prices going crazy, it’s easy to feel like you’re being left behind.

But there’s still a way in.

In the latest episode of the Dashdot Insider Podcast, we’re sitting down with Sean Simpson, Head of Property at Dashdot.

He’s looked at thousands of properties and studied every corner of the market. And what’s he buying for himself?

Units.

If you’re one of those thinking that houses are where the money’s at… it might be time to shake off those old-school biases.

See, the price gap between houses and units is the largest it’s ever been, and units are starting to outpace houses in growth in major cities.

But why? 

Let Sean tell you the details in this episode.

And if you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside!

In this episode, we cover:

• 00:00 Coming Up
• 04:35 Breaking Down Australia’s Market Disparity
• 09:44 Median House Prices & Affordability Challenges
• 13:13 Demand & Supply: What’s Driving Trends in Your Suburb?
• 17:18 Land vs. Building: The Real Story Behind Real Estate Value
• 20:41 What’s Happening in Brisbane, Sydney, Melbourne, and Perth?
• 26:47 The Housing Affordability Crisis: Why the Government Isn’t Fixing It
• 31:27 Property Market & Investment: Can Government Interventions Help?
• 37:03 Why Units Are Winning in the Current Market

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

If you’ve ever dreamed of owning property but overwhelmed by where to start, this episode of the Dashdot Insider Podcast is for you. 

Join us as Frank Sorbello, one of our standout team members, shares his strategic approach to property investments.

Frank’s story is a masterclass in smart decision-making.

Rather than following the conventional path of buying a home to live in, Frank jumped straight into building an investment portfolio.

Inspired by Rich Dad Poor Dad, Frank realised the power of using his salary to purchase assets that, in turn, fund his lifestyle.

And in just two and a half years, Frank has gone from a first-time investor to an astute property owner, now on the hunt for his third property.

From mindset shifts to practical tips, Frank’s journey is packed with insights that can transform the way you think about property investing.

So, if you’re in your 20s or 30s and itching to get started, you don’t want to miss this episode.

Discover the smart moves that have accelerated his property journey and learn how you can apply these strategies to your own investments.

And if you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 04:10 Navigating Property Investing: Growth and Debt Management
• 10:31 How a Young Investor Leveraged Small Deposits for Rapid Growth
• 14:30 Strategies and Mindset Shifts in Property Investing
• 19:37 Key Mindset Shifts: Embracing Data and Cash Flow
• 24:52 Debunking Property Investment Myths and the Power of Starting Early

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

The property market can sometimes feel like a puzzle with a few missing pieces.

Between figuring out the right borrowing strategy, protecting your assets, and making sure your portfolio is set up for success, it’s so easy to get lost in the details.

That’s why in this episode of the Dashdot Insider Podcast, Jeremy Iannuzzelli is back with some seriously valuable insights on trusts and structures, and how they can make or break your property investment game. 

In part one, we dove into setting up your portfolio for tax success. Here’s the link, just in case you missed it: https://youtu.be/ONfNqFWf9Dk 

Now, in part two, we’re tackling the big issues head-on.

See, most investors get stuck after buying their first property or two…

Especially when life throws them curveballs like private school fees, or the joys (and costs) of family life. 

So, Jeremy and the team are going to walk you through the basics, and then dive deep into how trusts and different structures can be your secret weapon in property investing. 

If you’re ready to get the best possible outcome for your property journey, this is one podcast you don’t want to miss. 

And if you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 04:09 Borrowing Capacity & Structuring for Asset Protection
• 08:03 Asset Protection & Tax Minimisation
• 12:49 Trusts in Property Investment: Weighing the Pros & Cons
• 17:54 Trusts & Portfolio Performance: Optimising Property Investments
• 21:07 Maximising Returns: Optimising Property Investing Strategies
• 25:10 Reducing Risk in Property Investment
• 28:52 PAYG Withholding Variation: Tax Benefits & Minimising Payments
• 33:11 Tax Strategies for Property Investors

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

• Jeremy Iannuzzelli, with over 12 years of experience in small to medium business enterprises, specializes in property investment. He creates effective tax structures for clients, aligning with their goals. Jeremy is also a seasoned property investor with a diverse portfolio. He mentors investors, helping them develop balanced strategies for acquiring and holding wealth, ensuring financial security into retirement.

See omnystudio.com/listener for privacy information.

The gap between the rich and the rest of us appears to be growing every day. 

And the property market? It's becoming more and more exclusive to those who already have the money to begin with.

But here's the good news: by getting smart about your taxes, your investments, and how you structure your business, you can massively improve your financial position… perhaps enough so to start acquiring more property.

On this week's podcast, Jeremy Iannuzzelli shares some top-notch advice for anyone thinking about jumping into property investing. 

One of the key takeaways? It’s not all about the tax benefits—think about the long-term value of what you’re investing in.

So, if you’re serious about making the most of your money, whether it’s in business or property, this episode is packed with insights that can help you get there faster and smarter. 

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast!

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 05:16 Why Tracking Your Property Investment Numbers Is Key to Success
• 09:51 Smart Strategies and Tax Tips for Property Investors
• 14:49 How to Structure Your Property Purchases for Maximum Cash Flow and Borrowing Power
• 18:01 Boost Your Tax Benefits with the Right Mortgage Structure
• 23:37 What You Need to Know About Switching from Sole Trader to Company Structure
• 29:47 Top Tax Hacks for Property Investors 

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

• Jeremy Iannuzzelli, with over 12 years of experience in small to medium business enterprises, specializes in property investment. He creates effective tax structures for clients, aligning with their goals. Jeremy is also a seasoned property investor with a diverse portfolio. He mentors investors, helping them develop balanced strategies for acquiring and holding wealth, ensuring financial security into retirement.

See omnystudio.com/listener for privacy information.

Feeling like your dream of owning a home is slipping away? 

Between skyrocketing property prices and tough lending criteria, homeownership has become a real challenge many people are facing. 

In our latest podcast episode, Goose and Emil break down the real reason behind this madness. HINT: our debt-based monetary system is messing with your money. 

But here's the good news: there are strategies that can help you get into the property market, even when it feels impossible. 

Join us as Goose and Emil talk about how using debt smartly can boost your financial growth and why real estate is still a solid bet.

Our mission is to help you move from the "have-nots" to the "haves."

So, if you’re ready to take control of your financial future and make your property dreams a reality, tune in to our latest episode. We’re in this together.

And if you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 04:08 Inflation, Money Supply, and Retirement Savings in Australia
• 08:04 Debt and Economic Growth in Australia: Mortgages and the Housing Market
• 11:49 Wealth Growth and the Challenges of Buying Assets in a Rapidly Appreciating Market
• 15:32 The Increasing Difficulty of Buying Property for Young People
• 18:24 Understanding Liquidity: Global Money Supply and Interest Rates
• 23:22 How Interest Rates Impact the Economy
• 25:46 The Effects of Interest Rate Hikes on the Economy and Asset Prices
• 30:28 Money Printing and Its Impact on the Economy
• 35:19 Inflation, Debt, and Affordability in the Economy
• 40:12 Using Debt to Invest in Australian Real Estate for Long-Term Wealth Growth
• 44:30 Wealth Inequality and Personal Responsibility in Australia
• 48:14 Property Investing, Growth, and Access to Credit
• 52:27 The Consequences of Unchecked Government Borrowing and Money Printing
• 55:37 Investing in Property for Wealth Creation, Avoiding Inflation, and Achieving Financial Freedom

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

Ever feel like no matter how hard you try, your savings just don't seem to grow? 

It's not just you—it's the system. 

We live in a world where money is constantly losing its value. 

Think about it: money should be a store of value, something you can save and rely on for the future. 

But in today's debt-based monetary system, new money is created through debt, and this inflation makes your hard-earned cash worth less over time.

We'll unravel why your money isn't holding its value, why safe investments are becoming a myth, and what you can do about it. 

If you’re wondering how to get your foot on the property ladder or secure your financial future, this episode is for you. From discussing liquidity and investment strategies to highlighting the flaws in our monetary system, we've got it all covered.

Whether it's about buying your first property or figuring out how to make your money work for you in an inflationary world, this episode offers insights you can't afford to miss.

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 03:50 Unlocking Home Equity for Smart Property Investment: Accessing Equity & Securing Loans
• 06:40 Strategic Property Investment: Government Programs for First-Time Homebuyers
• 11:13 Navigating Changing Lending Criteria for Property Market Entry
• 15:51 Using Family Members as Guarantors or Co-Owners in Property Investments
• 19:28 Innovative Ways to Boost Borrowing Capacity for Property Investment
• 25:45 Property Investing Insights: Units vs. Detached Dwellings
• 32:02 Creative Homeownership & Wealth Creation Strategies in Australia

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

Got a burning question about property investing… but too scared to ask your mortgage broker? We got you.

This is Part 2 of the Dashdot Insider Podcast episode with Callum Rhodes where we dive deep into all the questions every property investor should be asking a mortgage broker. Callum will shed light on the hottest topics in property investing, from the obsession with rental yields and the overwhelming number of lenders you can choose from… to the truth about the Lenders Mortgage Insurance.

Remember: A good broker opens doors you didn’t even know existed, speeding up your journey to financial freedom. So it’s high time you get clarity on these burning questions.

Tune in, stay informed, and let's make those property dreams a reality together!

In case you missed it, here’s a link to Part 1: https://youtu.be/Oe-r4Vz8fv0 

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 06:46 Boost Your Loan Approval Chances: Lender Selection & Non-Bank Options
• 10:18 Non-Bank Lenders, Granny Flats & Your Borrowing Power
• 14:41 Navigating Property Investment: Strategies & Challenges in Australia
• 18:26 Lenders Mortgage Insurance: Refunds & Rent Vesting Explained
• 22:20 Master Property Investing: Strategies & The Power of a Strategic Plan

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

Callum Rhodes is the founder and chief problem solver at Babylon Advisory, a Melbourne-based mortgage broking business focused on helping ambitious property investors grow their portfolios. With a wealth of experience working with investors with substantial portfolios across Australia, Callum and his team apply their unique skills and strategies to guide budding property investors, helping them avoid common pitfalls.

Connect with the Guest:

• Instagram: @babylon_advisory    
• TikTok: @babylonadvisory   
• Facebook: @babylon advisory  
• Website: www.babylonadvisory.com.au  

See omnystudio.com/listener for privacy information.

If you buy a big home, and spend years building capital for an investment property… only to outgrow that first house, you’re stuck in a frustrating cycle, right?

This common problem can be a major roadblock for property investors looking to grow their portfolios. That’s why in this episode of the Dashdot Insider Podcast, we enlisted the help of Callum Rhodes from Babylon Advisory to break down the ins and outs of financing your property.

He’ll talk about choosing the right structures, and answer all those burning questions you’d typically ask a mortgage broker.

Having the right broker can make a massive difference in your property investment journey. After all, the right broker can help you plan for future growth and avoid common pitfalls like overcommitting to a principal residence.

So, tune into this episode and let Callum’s insights take your property investment journey to the next level.

Love the episode? Email us at [email protected], and don’t forget to subscribe, rate, and share this podcast!

See you on the inside!

In this episode, we cover:

• 00:00 Coming Up
• 04:01 Mortgage Broker Qualifications and Lender Rental Income Assessments
• 09:37 Mortgage Brokers, Property Investments, and Debt Management
• 14:30 Investment Property Strategies: Avoiding High Debt and Single Ownership
• 17:03 Boosting Borrowing Capacity for Property Investments
• 21:45 Trusts in Property Investments: Benefits and Challenges
• 27:07 Optimizing Borrowing Capacity with Mortgage Brokers for Property Investments

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

About the Guest:

Callum is the founder and chief problem solver at Babylon Advisory, a Melbourne-based mortgage broking business focused on helping ambitious property investors grow their portfolios. With a wealth of experience working with investors with substantial portfolios across Australia, Callum and his team apply their unique skills and strategies to guide budding property investors, helping them avoid common pitfalls.

Connect with the Guest:

• Instagram: @babylon_advisory    
• TikTok: @babylonadvisory   
• Facebook: @babylon advisory 
• Website: www.babylonadvisory.com.au  

See omnystudio.com/listener for privacy information.

Goose is BACK! And he’s not happy. 

Why?

Well, if you’ve ever felt like the financial system is rigged against you, you’re not alone. And today we’re lifting the lid on just how broken the system is, and more importantly, what you need to do. 

You see, now, more than ever, it’s simply impossible to save your way to wealth. 

Imagine being able to save upwards of $60K a year and the properties in today's market are still running away from you. It's a crazy game where the rules keep changing, and the real problem? We're short on houses, and the money system is all out of whack!

The way banks lend money without sufficient reserves is a ticking time bomb. 

In this episode of the Dashdot Insider, Goose pulls no punches in venting his frustration at our debt-based monetary system and its impact on property investing. Join us as Goose and Emil break down how this system creates an unfair scenario where the rich get richer simply by understanding and playing the game better.

And if you want strategies on how to secure your financial future in a system that’s set up to work against you, then keep watching ‘til the end. 

Remember: in a world where the money game feels like a puzzle, being savvy about your investments is key to staying ahead.

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 04:13 Understanding Housing Affordability and Money Supply in Australia 
• 10:28 Exploring Money Supply and Inflation in Australia 
• 13:35 Impact of Inflation, Money Supply, and Purchasing Power 
• 19:33 Money Devaluation from Government Money Creation 
• 31:16 Population Growth, Housing Supply, and Inflation Effects 
• 36:31 Real Estate Market Forces: Supply, Demand, and Prices 
• 41:36 Importance of Investing in Hard Assets for Future Security 
• 48:14 Australia's Economic System and Housing Market Overview 
• 54:15 Overcoming the 15% Hurdle Rate with Real Estate and Debt 
• 58:28 Pros and Cons of Property vs. Stocks for Investors 
• 01:01:47 Real Estate and Bitcoin Investments: Managing Risk and Stability 

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.

Anyone can make rent and price forecasts. But the ability to predict growth and rental increases accurately is next to impossible. 

So, how do we do it?

Well, for starters, we’ve got models all powered by machine-learning algorithms. 

We're talking about crunching numbers and zapping them with AI magic to predict prices 15 months down the road. We're talking confidence intervals, and predictions so accurate they put weather forecasts to shame.

And did we mention the accuracy? Our models hit the bullseye within 1%, nearly 75% of the time. We're at 85% accuracy on predicting price shifts, and a whopping 98% on foreseeing the not-so-great ones.

But we're not just about numbers and data. We're talking innovation that's turning heads and getting awards. 

So join us as Julian Mougenot wraps up with all this mind-bending data and insights for Part 3 of our Dashdot Tech series. 

In case you missed it, here are the links to Parts 1 and 2: 

• Dashdot Tech Part 1 - https://youtu.be/cITDmobtowM 
• Dashdot Tech Part 2 - https://youtu.be/KhBhz8-18X4 

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

In this episode, we cover:

• 00:00 Coming Up
• 04:47 How Data Analysis Predicts Property Prices
• 11:13 Historical Data and Statistical Models in Property Market Predictions
• 17:16 Property Price Forecast Accuracy with Machine Learning Models
• 24:44 Navigating Real Estate Investment and Forecasting Models
• 31:33 Unpacking Property Investment in Western Australia's Gem

Connect With Us:

• Free Rentvesting Calculator (https://dashdot.com.au/rentvesting) 
• Subscribe on Youtube (https://www.youtube.com/@dashdotinsider) 
• Listen on Spotify (https://spoti.fi/3Np19x8)
• Dashdot Website (https://www.dashdot.com.au/)
• Ready to work with us directly? (https://dashdot.com.au/discovery)
• Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan)

See omnystudio.com/listener for privacy information.