The structure of your loans can make or break your investment journey. Today, I chat with Nick Aves from Purely Finance about why loan structure and type are crucial. From using standalone securities to managing offset accounts, Nick shares strategies to avoid financial pitfalls and maximise returns.

We also tackle common mistakes first-time investors make and how to sidestep them. Nick explains the importance of separating home and investment loans, preserving tax-deductible debt, and managing cash flow to set yourself up for long-term success.

If you're curious about leveraging equity or exploring alternative lenders, this episode is packed with insights to guide your next move. Ready to elevate your property finance game?

Let’s go inside!

 

 

 

Resource Links:

• Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property  (https://www.investorsedge.com.au/invest-in-perth-property/)

• Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors)

• Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join)

• For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/)

• For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/)

 

 

 

Episode Highlights:

1. Intro [00:00]

2. First-Time Buyers and Investment Properties [00:10]

3. Market Trends and Client Profiles [04:41]

4. Loan Structures and Mistakes to Avoid [06:09]

5. Pre-Approval and Leveraging Equity [23:54]

6. Alternative Lenders and Self-Employed Clients [24:54]

7. Interest Rates and Market Outlook [32:50]

8. First Steps and Planning [36:17]

9. End-of-Year Market Activity [40:57]

 

Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast.

 

 

 

About the Guest:

Nick Aves is a prominent figure in the financial sector, currently serving as a Director at Purely Finance. With a strong background in finance, he specializes in simplifying complex financial problems and providing comprehensive advice on home, investment, and business loans. His expertise is complemented by his role as a Course Consultant for the Executive Relief Racing Group, where he combines his passion for finance with interests in numismatics and art history. Aves is known for his engaging approach and commitment to delivering tailored financial solutions to his clients.

 

Connect with Nick:

• Linkedin: https://www.linkedin.com/in/nickaves/?originalSubdomain=au

• Facebook: https://web.facebook.com/nick.aves

 

 

 

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