In this episode, Michael is interviewed by Joshua from The Art of Money and Communication Podcast.  The interview covers various aspects, from trying to FIRE with children, embracing FIRE in a high inflation environment, discussing other FIRE influences and discussing some of the core aspects of FIRE - such as being uncomfortable and compounding your ability to earn, save and reduce expenses.

Show Notes:

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In this episode, Michael interviews Joshua from The Art of Money & Communication Podcast.

Joshua is originally from Wales and now living in London.  He is an Opera Singer and has been pursing FIRE for a number of years.

Michael & Joshua talk about a range of FIRE topics, from happiness in your career, trying to FIRE in the arts industry, following a simple investment strategy, how to decide to a job, to getting your partner onboard with FIRE. 

Listen to Joshua's Podcast at:

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In this episode, Michael responses to a listener email.  The email asked Michael why he doesn't look to apply more moderation and consistency to his FI journey.  Michael responses by talking about the elephant in the room - that FIRE is extreme and that to make it work long term, it often needs to be done in phases.

In this episode, Michael talks with Laura Mansbridge, a mortgage broker based in Limerick.    Michael and Laura talk everything mortgages, including mortgages for first time buyers, equity release, buying property through a company and a pension, advantages of using a mortgage broker and associated costs.

Show Notes:

Laura can be reached at:

Disclaimer: Information in this episode is for education purposes only.  When it comes to mortgages, all situations are different.  Please consult your own mortgage broker or contact Laura directly to answer any specific questions.

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In this episode, Michael covers the second part of his 12 FIRE rules. In part two, he covers his 5 rules related to income and investing. Michael shares his advise around why income is the most important FIRE attribute, the importance of an emergency fund, why keeping investing simple is the best approach and that average market returns are OK!

In this episode, Michael covers his 12 FIRE rules.  In part one, he covers his 7 rules related to managing expenses.  Since 2018, Michael has actually decreased his annual expenses, even with rising inflation.  He lists his 7 rules related to how his family have reduced expenses overtime.

In this episode, Michael gives his five key takeaways from the book 'Die with Zero', which has because a bit of a stable for FIRE enthusiasts.  He lists his five main takeaway points from the book and gives his own take on how he has implemented changes after listening to the book.

In this episode, Michael discusses one of the hidden secrets of the FIRE movement - the element of luck, or chance!  Luck (both good and bad) plays a huge role in one's ability to hit FIRE and is often underrated.  Michael gives examples of those in the FIRE community that have experienced good luck on their journey, as well as giving examples of his own good luck from the last 5 years.

In this episode, Michael talks about how his perception of work as changed as his progress towards FI has progressed.  He mentions that there is a great sense of irony that the closer he moves to early retirement, the more he is enjoying work.  He talks about why this is and how work can still play an important part of your life in early retirement.

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In this episode, Michael provides insights into his thinking around how to plan for withdrawals in early retirement.  He discusses the challenge of working out whether to pay down current mortgages on investment properties, or continue to buy new properties.