It’s been more than two years since the Government promised to let young farmers use their KiwiSaver to buy their first home or farm — but nothing has changed. 

In this episode, we talk with Kylee Smit, a Cambridge-based mortgage adviser who works with many young farmers and rural workers trying to get on the property ladder. 

Kylee explains why the current KiwiSaver rules don’t work for farmers, the frustration it’s causing across rural communities, and how fixing the system could open up huge opportunities for the next generation in agriculture.