What’s the difference between a $10m, $100m, and $1b lifestyle? Sam Parr, founder of Hampton, asked this question in his community to determine how people live and feel at various liquid asset milestones. In this episode, I examine the participants' responses and their implications for doctors seeking to build wealth.

We examine how wealth levels impact lifestyle choices, financial security, and personal fulfillment. We’ll also talk about the importance of cash flow over net worth, the concept of 'memory dividends,' and why focusing on health, family, philanthropy, and community is critical at all levels of wealth.

 “There's a problem with too little money, but there's also a problem with too much money.” ~ Dr. Vikram Raya 

 In This Episode:

- Sam Parr’s levels of wealth explained

- Challenges the rich face beyond $100 Million

- Key takeaways and reflections

Mentioned in the Episode:

Sam Parr’s Survey Results: https://www.linkedin.com/posts/parrsam_whats-the-difference-between-a-10m-100m-activity-7375696533427519488-t1oC 

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

Success isn’t a six-lane highway. It’s a lonely, bumpy back road filled with self-doubt and lessons that forge unshakable endurance. In this solo episode, I open up about what it really looks like behind the scenes of building multiple seven- and eight-figure companies: the late nights, the tough calls, the inner battles, and the moments when you question if it’s all worth it. 

I share raw insights from my journey through four ventures and the pivotal moments that taught me to embrace discomfort, make bold moves, and trust the process even when the applause fades. You’ll learn how to navigate crises, why pattern recognition separates good leaders from great ones, and how thinking in decades, not days, transforms your impact and peace of mind.

If you’ve ever felt alone in your pursuit of success, this is your reminder that solitude sharpens mastery. Stay focused, stay disciplined, and keep driving toward greatness.

 “Success leaves clues. Your job is to spot them naturally and amplify them.” ~ Dr. Vikram Raya 

 In This Episode:

- Lessons from adversity in Viking Capital

- Thinking in decades, not days

- The birth of Limitless MD and transformational coaching

- Building the Vitology Institute and the lessons learned

- Becoming an advisor at Moon Pursuit Capital

- Recognizing and creating patterns for success

- The five-step crisis playbook

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

Are you stuck on the corporate hamster wheel, running in circles but getting nowhere? Joey Mure, co-founder of Wealth Without Wall Street, is here to show you how to break free from the grind and start building the financial freedom you’ve been craving.

Joey shares his journey from being a high-income professional to becoming a successful investor. He reveals how transitioning from active income to passive income is the secret to regaining control over your time and your life.

Joey walks us through the essential mindset shifts and actionable steps to start creating wealth that works for you. It’s time to stop waiting for “someday” and start building the life you deserve today!

 “If you are the only thing at work, if your money is not at work creating passive income, you have no freedom.” ~ Joey Mure

 In This Episode:

- Breaking free from the hamster wheel

- Debunking the retirement myth

- Why doctors fail at building passive income

- The GPS method to financial freedom

- Personal journey to passive income

- The importance of peer groups and mentorship

- Common money traps & stock market pitfalls

- Achieving financial freedom and giving back

Mentioned in the Episode:

Wealth Without Wall Street Podcast: https://www.wealthwithoutwallstreet.com/podcast  

Book, Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income: https://www.amazon.com/Wealth-Without-Wall-Street-Freedom/dp/B0DJDNQVH1  

Connect with Joey Mure: 

LinkedIn: https://www.linkedin.com/in/joey-mure-b376824 

Website: https://www.wealthwithoutwallstreet.com/ 

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

If you’re a doctor or dentist looking to grow your practice, you know scaling can be daunting. I’m joined by Dr. Joshua Gindea, a seasoned dentist and marketing expert who has successfully helped thousands of medical professionals expand their practices. 

Dr. Gindea knows firsthand what it takes to scale a medical practice. He went from running a single dental clinic to helping doctors and dentists worldwide grow their businesses. With over 15 years in the space, he’s been at the forefront of integrating digital marketing and customer service to build successful practices. 

We discuss practical tips on using AI and digital tools to drive growth and scale efficiently. If you are ready to scale your practice, this one is for you!

 “You wanna be successful in your practice? Treat everybody like they're your mother. That's how you are going to get new patients into your practice.” ~ Dr. Joshua Gindea

 In This Episode:

- Challenges in scaling a dental practice

- Marketing strategies for practice growth

- The role of AI in modern marketing

- Adapting marketing to changing search behaviors

- Referral strategies for medical practices

- Leveraging human connection in customer service

- Common marketing mistakes in healthcare

Connect with Dr. Joshua Gindea: 

Email: [email protected] 

Website: https://doctorsinternet.com/ 

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

Do you feel stuck paying enormous tax bills and riding the volatile ups and downs of the market? What if there’s a smarter, safer way to keep more of your money and grow it faster? In today’s episode, I sit down with Dana Cornell, founder of Cornell Capital and former Wall Street advisor, to reveal the hidden strategies wealthy families use to protect assets, reduce taxes, and build lasting wealth. 

Dana went from knocking on doors during the 2008 financial crisis to managing over $1.4 billion at Morgan Stanley. Along the way, he discovered a broken system designed to serve institutions and not individual investors.  

His achievements earned him Forbes recognition as one of the top advisors in the country, yet he chose to walk away and launch Cornell Capital to disrupt traditional wealth management. Dana will teach you how to cut your tax bill by six figures, invest like the ultra-wealthy, and create a financial plan that truly serves your life.

 “Time solves most chaos in any investment situation... So have patience when there's turmoil.” ~ Dana Cornell

In This Episode:

- Dana's origin story and early career

- What are alternative investments?

- Tax strategies for high earners

- Investment options and services at Cornell Capital

- The future of wealth management & investment opportunities 

- Top five mistakes millionaires make

- How to connect with Cornell Capital

Access Free Resources on Tax Strategies and Alternative Investments: https://www.cornellcapitalholdings.com/free

Book an appointment with CCH: https://marketing.cornellcapitalholdings.com/meetings/brandon1047/podcast-cch-intro

Connect with Dana Cornell: 

Website: https://www.cornellcapitalholdings.com/ 

LinkedIn: https://www.linkedin.com/in/danacornell 

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

When you think about building wealth in medicine, do you picture yourself working at one job until retirement? My guest today, Kristin Burton, proves there’s a better way. She began her career like many of us, buried in student loan debt and working long hours. After paying off $161,000 in just 16 months, she realized financial freedom was about more than debt elimination. 

Kristin shares how she shifted her focus from paying bills to building assets, investing aggressively in her twenties, and eventually creating income streams outside of medicine. We talk about the mindset shifts healthcare professionals must make to get ahead, and Kristin also shares how she helps other PAs, NPs, and PharmDs rethink their financial journey, create sustainable wealth, and avoid burnout in medicine. 

If you’re wondering whether it’s possible to thrive in your career, grow your wealth, and still have time for family and passions, this episode is for you!

 “If you can create a gap between your expenses and income and then create some assets with the gap, it's almost inevitable that you're gonna end up building some wealth.” ~ Kristin Burton

 In This Episode:

- Kristin Burton’s journey of paying $161k in student debt

- What steps did she take toward becoming a millionaire?

- Why your income level doesn't matter in building wealth

- What Kristin would do differently and her current beliefs

- Biggest client "head trash": PSLF myths and the 4% 401k mindset 

- How do you help healthcare professionals avoid lifestyle inflation?

- Kristin's book recommendations 

- Redefining wealth: from net worth goals to "what is enough?" 

- How to find out more and join Kristin’s community 

Book Recommendations Mentioned in the Episode: 

The Alchemist by Paulo Coelho: https://a.co/d/3yayzkg 

10x Is Easier Than 2x by Dr. Benjamin Hardy & Dan Sullivan: https://a.co/d/hlbLEbG 

Who Not How by Dr. Benjamin Hardy & Dan Sullivan: https://a.co/d/2Ol8Rjw

The 5 Types of Wealth by Sahil Bloom: https://a.co/d/6SMYeNH 

Die With Zero by Bill Perkins: https://a.co/d/6ae8TSq 

Join The Millionaires in Medicine Club!

Learn how to clear debt and build wealth as a PA, NP, or PharmD: https://www.millionairesinmedicine.com/community 

Connect with Kristin Burton: 

Website: https://www.millionairesinmedicine.com/ 

LinkedIn: https://www.linkedin.com/in/kristin-burton-pac `

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

Ever wonder what ultra-wealthy families are doing differently to grow and protect their wealth? In today’s episode, I sit down with Kristian Mtetwa, co-founder of Synergy Private and Tax Alchemy, to explore the private world of elite financial planning. 

From his immigrant beginnings in Zimbabwe to managing wealth for nine-figure clients, Kristian shares what separates those who build lasting legacies from those who simply accumulate assets. We unpack the four stages of the wealth cycle and how to transition from a high earner to a family office-level investor. 

You’ll hear how doctors and entrepreneurs are using frameworks based on income tiers to structure their investments, protect their assets, and access exclusive private deals most people never even hear about. 

If you’ve hit a plateau and you know you’re capable of more, this conversation will challenge how you view wealth and ignite the drive to be the one who changes your family’s financial destiny.

 “True wealth is freedom—doing what you want, with who you want, and whenever you want.” ~ Kristian Mtetwa

 In This Episode:

- Impact of heritage and immigrant mentality on building wealth

- The connection between Synergy Private and Tax Alchemy

- Wealth management for ultra-affluent families

- Common myths and mindsets about money

- Tactical strategies and frameworks on how to build wealth

- First generation wealth: challenges and opportunities

- Kristian’s aspirations, role models, and inner circle

- The Access investments community

Ready to Build Wealth Like the Ultra-Wealthy?

Apply now to Kristian’s ACCESS platform. Use code LIMITLESS to join at 50% off: https://www.synergyprivate.com/access 

Connect with Kristian Mtetwa: 

Website: https://kristianmtetwa.com/ 

LinkedIn: https://www.linkedin.com/in/kristianmtetwa 

Instagram: https://www.instagram.com/kristianmtetwa/ 

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

Today, I’m joined by Travis Smith, founder and CEO of Tribevest, to explore how doctors can leverage their networks to invest in real estate and other high-return opportunities without giving up their full-time jobs. 

Travis walks us through his journey from being a passive investor to becoming what he calls “actively passive” in the real estate market. He explains how doctors can create a capital aggregation business model by pooling resources with colleagues to invest together and generate wealth. 

If you're looking for new ways to grow your wealth, Travis will guide you on how to make passive income and harness the power of your professional network to achieve lasting financial freedom.

“Anytime you're bringing value to the world, there's a wealth opportunity there.” ~ Travis Smith

 In This Episode:

- Travis's background and the birth of Tribevest

- Building wealth through real estate syndications

- The role of capital aggregators in investing in real estate

- Key factors for successful real estate investments

- Dr. Dylan's success story in real estate investing

- Travis's entrepreneurial journey: challenges and wins

- How to participate in Tribevest

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Travis Smith: 

Website: https://www.tribevest.com/ 

LinkedIn: https://www.linkedin.com/in/travissmithmovethechannel 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

As a physician, entrepreneur, or high-income professional, taxes are often your biggest expense. But you can reduce that burden significantly. I sit down with Thomas Castelli, a tax strategist and real estate expert, to explore how you can offset your taxes with smart strategies. 

Thomas dives deep into how real estate can help lower your effective tax rate with strategies like bonus depreciation and the Augusta Rule. He sheds light on common tax mistakes that can cost you thousands—and how to avoid them. 

We also break down the role of a tax strategist versus a typical CPA, highlighting the importance of proactive tax planning. 

If you’re ready to take your tax planning to the next level, Thomas has an exclusive offer for you. Get a free 30-minute discovery call and $500 off your engagement with Hall CPA. Don't miss out—optimize your tax strategy today!

 “If you're a high-income earner, you could be paying between 40 to 50% in taxes, but with real estate, the rental income is often sheltered from tax, thanks to depreciation.” ~ Thomas Castelli

 In This Episode:

- Meet tax strategist, Thomas Castelli

- Top 3 tax mistakes and how to avoid them

- Understanding tax strategists and their roles

- Real estate professional status and bonus depreciation

- Short-term rentals: benefits and cautionary tales

- Little-known tax hacks and partial asset disposition

- Exploring the Big Beautiful Bill and its implications on real estate

- Final thoughts and how to claim Hall CPA’s special offer

Connect with Thomas Castelli: 

Website: https://thomascastelli.com/ 

LinkedIn: https://www.linkedin.com/in/thomascastelli 

Instagram: https://www.instagram.com/thomascastellicpa

Facebook: https://www.facebook.com/castellithomas 

YouTube: https://www.youtube.com/channel/UC7r_GidIaOKmpAWdvraMOeg 

Resources:

 ➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless 

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free

Have you ever felt like you're meant to do more than just clock in and out as a doctor? I sat down with Dr. Mona Sodhi and Dr. Marissa Caudill, two physicians turned entrepreneurs. They’re not just doctors; they’re real estate investors, tech founders, and visionaries who co-created Super Doc Tech to simplify and supercharge the business side of private practice. 

We talked about what it takes to leap from a traditional medical job into building your own dream practice. We dig into the struggles and mental shifts that come with launching something from scratch, and how embracing failure and taking messy action can lead to freedom and fulfillment. 

If you’ve ever dreamed of launching your own practice or want to take your current one to the next level, this conversation is your blueprint. Tune in and learn how Super Doc Tech could be the secret weapon that helps you streamline your business, boost patient experience, and finally practice medicine on your terms!

“Once you get out of your comfort zone and take that leap of faith to do the thing that really lights you up, that's when you grow.” ~ Dr. Mona Sodhi

 In This Episode:

- Dr. Mona's journey from traditional medicine to entrepreneurship

- Dr. Marissa's path from psychiatry to private practice physician

- How Super Doc Tech was born

- The power of CRM and automation for private practice

- How to start a successful business partnership

- Leveraging technology for private practice growth

- The importance of marketing in modern medical practices

- How AI receptionists enhance efficiency and productivity

- What makes Super Doc Tech stand out?

- Advice for aspiring entrepreneur physicians

- What are your unified impact and future goals?

Download a FREE copy of my book: https://go.perfectweekmd.com 

Learn more about Super Doc Tech: https://superdoctech.com/  

Connect with Dr. Mona Sodhi: 

Website: https://monarchconciergewellness.com/ 

LinkedIn: https://www.linkedin.com/in/drmona-sodhi 

Instagram: https://www.instagram.com/drmonasodhi/ 

Connect with Dr. Marissa Caudill: 

Website: https://www.theparentdoctor.com/ 

LinkedIn: https://www.linkedin.com/in/dr-marissa-caudill-995b3614  

Instagram: https://www.instagram.com/the_parent_doctor/?hl=en 

Resources:

 ➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

Connect with Vikram:

Website:   https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook:  https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: https://www.youtube.com/channel/UCdq9M-kD0L2hy1UlfOK-hwQ

Special Thank You to Music Provided by Music Library: https://soundcloud.com/music-library-non-copyrighted-sounds/300-violin-orchestra-jorge-quintero-copyright-and-royalty-free