Ever wish your money could grow in two places at once? 

Brennan and Blake from Money Insights join Dr. Ann Sung to reveal a wealth strategy that turns idle cash into a powerful investment engine. Discover how high cash value life insurance—used the right way—can help you earn tax-free compounding growth while funding your next big move. 

They break down how this “Investment Optimizer” gives investors more liquidity, safety, and control, so every dollar you earn keeps working even when you’re between deals.

Tune in and start building a system where every dollar you own keeps growing, even while you sleep.

Key Points From This Episode:

1. How to make your money grow safely in two places at once
2. Why high cash value life insurance can outperform traditional savings
3. Turning idle funds into an opportunity engine through the Investment Optimizer
4. Borrowing against your policy while it continues to compound
5. How to earn tax-free growth and create generational wealth
6. The flexibility of policy loans and why repayment isn’t required
7. A real-world case study showing how a 12% return becomes 15%
8. How to protect your wealth while keeping liquidity and control
9. Think about how much money you are losing by having cash sitting in your bank account

Resources:

• Money Insights Group
• Money Insights (Wealth Builder Series)

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Double Dip on Gains Tax Free Using High Cash Value Life Insurance Policies with Money Insights 

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/10/15/episode-79/

Do you feel like your days slip away before you ever get into a state of true focus? The problem might not be time—it’s energy.

In this episode of Productivity MD, we dive into the concept of energy arbitrage—mastering your chronotype, aligning your day to your natural rhythms, and using intentional flow blocks to get more done with less struggle.

You’ll learn how to identify your personal peak zones, build two daily flow blocks, and even optimize what you eat to sustain deep focus. By the end, you’ll have a roadmap to hit your goals while still making time for yourself.

Key Points From This Episode:

1. How to determine your chronotype and why it matters
2. Structuring your day around energy—not just tasks
3. Action steps that bring you closer to your goals
4. Why starting with time for yourself sets the tone for focus
5. Leveraging your second flow block during peak energy zones
6. The different types of peak zones and their timing
7. Why two flow blocks a day can transform productivity
8. The role of nutrition in sustaining focus and energy

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - Are You Wasting Your Peak Energy Time on Low Value Tasks? Find Your Chronotype Peak Zone and 4X Your Productivity

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/09/15/episode-78/

Most people feel like there’s never enough time—but what if you could create it? Being a Time Creator means designing a life where your hours serve your vision, not the other way around.

In this episode, we break down the exact steps you can take to guide clients through conversations that help them rethink how they spend their days, who they spend them with, and what they’re building for the future. From mapping out your “wheel of life” to envisioning where you want to be at 85 or 90, this approach shifts the focus from endless busyness to intentional living.

You’ll discover how to align daily actions with long-term purpose, build passive income, stay sharp and energized, and ultimately control the one resource you can never get back—time.

What You’ll Learn in This Episode:

1. What it truly means to be a Time Creator.
2. How to use the “wheel of life” to identify gaps and opportunities.
3. Why having a clear life vision changes how you spend your hours today.
4. The role of peers, travel, passions, and contribution in living intentionally.
5. Practical ways to take control of your time and align it with your values.
6. How well are you controlling your time?
7. Create 5 goals for the year 

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - Do You Want To Become a Time Creator_ Start with Life Vision, Wheel of Life, and 5 Goals for the Year

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/08/27/episode-77/

Feeling stuck in the grind of full-time clinical work? You're not alone—and there is another way.

In this episode, Dr. Ann Tsung is joined by an interventional cardiologist, STR business owner, SuperDad, and founder of Halftime Freedom, , Dr. Ryan Mallory. Dr. Ryan shares how he transitioned from a traditional full-time role into locum tenens while optimizing his income and reclaiming his time.

You'll learn how he’s helping other physicians compress the timeline toward the freedom they want—without abandoning their careers or families.

Whether you're exploring locums, scaling your investments, or just want your time back, this conversation offers actionable steps and a blueprint for building a life on your terms.

Key Points From This Episode:

1. Why he created Halftime Freedom to help physicians fast-track their lifestyle goals
2. The mindset shift from a full-time cardiologist to a flexible locums career
3. How locums enabled him to work less but earn more while staying clinically active
4. Using STRs (Short-Term Rentals) to accelerate income and freedom
5. Tips for physicians who want to start locums without fully leaving their job
6. The Halftime STR Blueprint: a framework to optimize your business launch
7. How he helps others compress the time it takes to reach financial and personal outcomes

Resources:

• Half Time Freedom Website
• Follow Dr. Ryan on Instagram
• Physician Locums Facebook Group

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Boost Income With Locums Medical Work and Short-Term Rentals With Dr. Ryan Mallory

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/07/21/episode-76/

You don’t have to follow the traditional financial playbook to grow lasting wealth. In fact, the smartest strategies often involve tools most people overlook—like life insurance.

In this episode, Ann Tsung sits down with Brenyn McConnell, Wealth Strategist at Money Insights, to demystify how alternative assets and well-structured life insurance policies can create a powerful financial foundation. What started as simple personal finance tips for family and friends has turned into Brenyn’s mission: helping others grow and preserve wealth strategically, without falling into the trap of high-interest debt or low-yield investments.

We unpack how to store capital efficiently, why understanding the cost of interest is critical when taking out loans. You will also hear a breakdown of how cash value grows, common mistakes in policy design, and a real-life example of a well-built policy that enhances—not hinders—returns. Tune in! 

What You’ll Learn in This Episode:

1. Why traditional savings methods might be holding your wealth back.
2. The biggest misconceptions about life insurance and wealth strategy.
3. 3.How to calculate the real cost of interest when taking on debt. 
4. Key differences between Indexed Universal Life (IUL) and Whole Life policies.
5. How to structure a policy so it builds wealth, not just security.
6. A real-world example of how capital can grow when structured correctly.

Resources:

• Money Insights Group
• Follow the Money Insights Podcast
• Follow Brenyn in LinkedIn
• 
  

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Double Dip on Gains Tax-Free Using Indexed Universal Life Insurance

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/06/17/episode-75/

Pushing harder isn’t always the answer. Sustainable high performance comes from aligning your mind and body—not burning them out.

In this episode, holistic coach Tania St-Laurent—a certified osteopath in Canada with a degree in microbiology and over 20 years of experience as a movement specialist—shares how true performance begins with doing things the right way. Drawing from her background in science, mindfulness, and global experience across clinics, labs, and sports fields, Tania unpacks what sustainable performance actually looks and feels like.

We explore how movement, nutrition, and recovery work together to create long-term energy and focus, why presence is the most underrated skill, and how starting small can lead to big change. Tania, also a certified Lifestyle and Wellness Coach from Harvard Medical School, gives you practical tools to optimize your well-being and perform without depletion.

What You’ll Learn in This Episode:

1. Why Tania dedicated her life to exploring the connection between physical health and mental clarity.
2. It’s not about doing more—it’s about doing the right things with intention.
3. What it looks and feels like when you’re in sync—covering movement, nutrition, and recovery.
4. Simple, proven principles anyone can start applying today.
5. Why multitasking backfires—and how presence can shift your entire performance.
6. Why choosing one habit and doing it consistently leads to lasting change.

Resources:

• Follow Tania St-Laurent
• Visit Tania’s Website

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Avoid Burning Out Your Nervous System and Achieve High Performance—In Body and Mind with Tania St. Laurent

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/05/24/episode-74/

Efficiency is key in healthcare, but how do you move faster without sacrificing patient care? 

In this episode, Dr. Ann Tsung and Dr. Bradey Block, host of The Physician's Guide to Doctoring Podcast, shares valuable insights on how to improve patient interactions, enhance trust, and manage your time without compromising the quality of care. 

From asking the right questions to leveraging technology and creating boundaries, this episode provides actionable strategies to optimize your practice.

Key Points From This Episode:

1. The Podcast Origin: How the podcast began as a way to learn from communication experts to improve patient interactions and efficiency without sacrificing care quality.
2. The Doctor-Patient Relationship
3. Why asking “What worries you about this?” builds immediate trust and uncovers hidden concerns.
4. How completing notes immediately reduces attention residue and mental clutter.
5. Why multitasking during patient visits erodes connection—and what to do instead.
6. How to use simple language, compassionate framing, and intentional introductions to deepen rapport.
7. Tools like AI, structured boundaries, and focused presence to reclaim time without sacrificing care.
8. The Illusion of Multitasking:Typing while listening isn’t the same as being fully present. Patients sense when you're distracted—even if you’re technically hearing them.
9. Recognizing fluid balance instead of Static Balance

Resources:

• Follow Dr. Bradley Block Physician Guide to Doctoring
• The Physicians Guide to Doctoring Podcast

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Avoid Sacrificing Patient Care While Trying to Be More Efficient

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/04/18/episode-73/

Struggling to get into flow? The key isn’t just about focus—it’s about mastering the struggle and release phases that lead to peak productivity.  

In this episode, we dive into the hidden obstacles that block your flow, from decision fatigue to environmental distractions. Learn how to eliminate friction points, optimize your workspace, and train your mind to transition into deep focus faster.  

Key Points From This Episode:

1. Why the struggle phase is essential for achieving flow.  
2. How to transition from struggle to flow with ease.  
3. The art of decisiveness and setting non-negotiables.  
4. The top three people who may be disrupting your flow.  
5. Simple morning tweaks to remove productivity choke points.  
6. Treating your flow block like an event for maximum efficiency.  
7. How to turn your workspace into a fortress for deep work.  
8. Mental conditioning techniques to improve focus and release.  Welcome to Productivity MD, I triple peoples time through neuroscience and peak performance systems, so they feel a sense of control and freedom in life.

If you’re ready to break free from distractions and unlock your flow state, this episode is for you!

Resources:

• Flow in Research Collective by Steve Kotler

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Remove the Struggle Phase and Get into Flow Faster to Achieve 5x Productivity

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/03/15/episode-72/

Struggling with procrastination, distractions, and a lack of focus? In this episode, we dive into the Four Cycles of Flow and uncover the hidden habits that keep you stuck in unproductive loops. Learn how to eliminate the top three supersimulators—molecules, media, and munchies—that hijack your ability to focus and perform at your best.  

You’ll discover how to move through the struggle, release, flow, and recovery phases effectively, so you can get into deep focus faster, stay in the zone longer, and recover without burning out.  

Key Points From This Episode:

1. Understanding the Four Cycles of Flow and why they matter.  
2. The three biggest super simulators sabotaging your focus and how to eliminate them.  
3. How to shift from chronic procrastination to effortless productivity.  
4. Decreasing or eliminating the three “M’s” (molecules, media, munchies)
5. The role of single-tasking in accelerating flow states.  
6. Practical strategies to engage with flow and stay in it longer.  

If you’re ready to stop sabotaging your productivity and take control of your focus, this episode is a must-listen!

Resources:

• Flow in Research Collective by Steve Kotler

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Master Your Brain and Engage in the Flow Cycle with Dr. Ann Tsung

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/02/15/episode-71/

Do your mornings feel chaotic, unproductive, or exhausting? In this episode of Productivity MD, Dr. Ann Tsung will uncover the habits and routines that could be holding you back from achieving flow and productivity. Discover how to avoid the extremes of overcomplicated morning routines or burnout from excessive work, and instead create a balanced path to growth and focus.  

You’ll learn how to start your day in flow within 90 seconds of waking up, recover effectively to stay present, and align your schedule with your natural chronotype for optimal performance. Plus, find out how your eating habits might be derailing your productivity.  

Key Points From This Episode:  

1. Breaking free from excessive routines or nonstop work that lead to burnout.  

2. Building the habit of starting flow immediately after waking up.  

3. Recovering from flow cycles without losing momentum or presence.  

4. Aligning your schedule with your chronotype (lark, night owl, third bird).  

5. Why “flow before food” is essential for sustained focus and success.  

6. Using gratitude to shift your mindset and enhance recovery.  

7. How to change destructive thought processes and habits for long-term results.  

If you’re tired of feeling stuck, overwhelmed, or unproductive, this episode is your guide to regaining control and finding flow.

Resources:

• Flow in Research Collective by Steve Kotler

Listen to the previous episodes here

Welcome to Productivity MD where you can learn to master your time and achieve the 5 freedoms in life!

Show Notes - How to Stop Sabotaging Your Productivity with Bad Habits with Dr. Ann Tsung

Please subscribe and leave a review so you can help others who need the knowledge most discover this podcast. 

Visit https://www.productivitymd.com/ to learn more 

Here are 3 ways I can help you reclaim your time and be more productive:

#1: Book a 15 minutes 1 Year 1-1 Peak Performance and Productivity Coaching Qualification Call now to learn more and take control of your time! 

#2: Join my Private Facebook Group and get full access to my 7-day Video Masterclass to 3X Your Productivity

#3: Subscribe to Productivity MD Podcast (Formerly It's Not Rocket Science) on Health, Relationships, and Productivity or watch in YouTube.

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https://www.productivitymd.com/2025/01/24/episode-70/