🎙️ Welcome back to another eye-opening episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if your real “plan B” for freedom wasn’t more clinic shifts—but a second residency, offshore assets, and cash-flowing property abroad?

In this episode, Alex sits down with Mikkel Thorup—founder of Expat Money and a veteran global investor who’s lived in 9 countries, visited 120+, and helps high-income professionals legally reduce taxes, secure second residencies/citizenships, and invest in tangible assets worldwide. We dig into how physicians can build resilience and optionality with international real estate (Panama, Paraguay, Brazil, Colombia), Timberland/ag land, and smart structures that protect downside and unlock mobility.

From pre-construction deals with milestone payments and double-digit returns, to Panama’s Qualified Investor Visa and Cook Islands–level asset protection, this is your starter playbook for going global—responsibly.

🔥 What you’ll learn:

• The 4+1 framework for going offshore: immigration, investment, structuring, taxes + lifestyle fit
• How second residency/citizenship (e.g., Panama, St. Kitts & Nevis) creates true freedom of movement
• Where Mikkel sees compelling opportunities now (Paraguay path of progress, Panama, NE Brazil beachfront, Medellín, Timberland)
• Pre-construction strategy: small deposits, milestone payments, potential equity pop during build
• Realistic returns: ~6–9% LTR, ~9–12% STR cash-on-cash + ~5–10% appreciation (market dependent)
• Asset protection 101: why structures (trusts/foundations/IBCs) matter for highly suable professions
• Financing reality abroad: why many investors go low-leverage/no-leverage and how that protects downside
• A practical 12-month starter plan: second residency, second home, offshore access to capital (e.g., allocated metals with LTV loans)

🔥 Key Takeaways:

• Plan B ≠ theory. It’s passports, properties, and liquidity you can actually use.
• Tangible, productive assets (cash flow + utility) beat speculation you can’t control.
• Jurisdiction selection is strategy. Laws, taxes, and title matter more than glossy photos.
• Lifestyle fit is a filter. Buy where you’ll happily visit, maintain, and understand.
• Work with cross-border specialists (not generalists). The wrong advice is expensive.

⚠️ Friendly reminder: none of this is legal, tax, or investment advice. Always consult qualified cross-border counsel and CPAs.

🔗 Connect with Mikkel Thorup:

• Website/Newsletters
• Podcast
• YouTube
• Newsletter
• LinkedIn
• X

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another energizing episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if the real “freedom plan” isn’t just money—but mastering your energy so you can build wealth, practice on your terms, and lead at home?

In this episode, Dr. Schloe is joined by Dr. Zhanna Albany—internal medicine hospitalist, physician mom, real estate investor, and certified life coach for women physicians. After a mid-pandemic divorce and a “never again” home-buying experience, Zhanna entered real estate in 2021, built short-term and long-term rentals in Indianapolis, and found a calling: helping women physicians get out from “underpowered” and into aligned action. Her mantra: “I’m always bullish on a physician brain.”

From cost segs and STR management to her Sassy MD Factor energy framework, Zhanna shows how mindset + mechanics create true autonomy.

💥 What you’ll learn:

• ✔️ Why freedom = finances + energy mastery (and why money alone won’t deliver it)
• ✔️ How Zhanna started post-divorce: local market focus, single-family/STR entry, and smart rehabs
• ✔️ Using the short-term rental (STR) tax strategy the right way (CPA + documentation)
• ✔️ Building a trusted team (agent, contractor, CPA) and why relationships compound returns
• ✔️ Energy tools for physicians: shifting from reaction → response → energetic connection
• ✔️ A simple path to start: podcasts → physician-led communities → first buy in your backyard

🔥 Key Takeaways:

• ✔️ Physicians aren’t “born” business owners— they’re trained thinkers. Skills beat genetics.
• ✔️ Break-even STRs can still win (tax benefits, lifestyle use, content/office utility, long game).
• ✔️ You can pivot: STR ↔︎ LTR ↔︎ other niches as seasons and goals change.
• ✔️ Document or it didn’t happen: protect your STR hours and expenses.
• ✔️ Growth is a practice: fail forward, recharge your battery, keep moving.

If you are a physician ready to pair smart investing with sustainable energy—so you can practice medicine on purpose and build durable wealth—this conversation gives you both the mindset and the playbook.

🔗 Connect with Dr. Zhanna Albany:

• LinkedIn
• Instagram
• Sassy MD Factor (consults)

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Instagram
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🎙️ Welcome back to another insightful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if growing wealth together didn’t just strengthen your net worth—but your marriage?

In this episode, Dr. Schloe sits down with Dr. Michelle Downing (anesthesiologist) and her husband Patrick (attorney, civil engineer, and full-time real estate investor). From a $36K foreclosure to a diversified portfolio of long-term rentals, beach short-term rentals (self-managed), and a triple-net commercial property, Michelle and Patrick show how aligned goals, clear roles, and smart tax strategy can accelerate freedom—without sacrificing family or values.

They break down the real talk of investing as a couple: communication rhythms, choosing markets, building systems, and using real estate to buy back time for what matters most.

💥 What you’ll learn:

✔️ How an MD + JD/engineer “power combo” divided roles (vision + integration) to scale faster
 ✔️ The couple’s buy box: location first, cash flow first, value-add next (and when to walk away)
 ✔️ Short-term rental playbook: self-managing from afar (OwnerRez, dynamic pricing, AI messaging), pet/kid-friendly amenities, and photo/listing upgrades that actually book
✔️ Tax levers explained: STR “100-hour” route, real estate professional status (REPS), cost seg, and bonus depreciation—plus what to document and what to avoid
✔️ Triple-net basics: why an absolute NNN can be “mailbox money,” how they underwrote a sell-leaseback, and buffering vacancy risk
✔️ Investing as partners: decision frameworks, conflict prevention, and using projects to teach kids entrepreneurship

🔥 Key Takeaways:

✔️ Cash flow first; tax benefits are the cherry on top—not the reason to buy
 ✔️ Vacation markets > anti-STR cities; you can’t fix location
 ✔️ Documentation protects you: time logs, calendars, receipts, photos (audit-proof your strategy)
 ✔️ Systems create sanity: tech stack + local team = sustainable self-management
 ✔️ Build the life you want now: design for time freedom, family experiences, and legacy skills

If you are a physician couple ready to align your finances and your future—while learning how to invest, self-manage, and protect your time—this episode is your roadmap.

🔗 Connect with Michelle Downing & Patrick Andres:

•  Website
• STS+ Coaching

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another impactful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if your rental renovations, CME spend, and everyday bills could fund bucket-list travel—business class flights and over-water bungalows—for nearly $0 out of pocket?

In this episode, Dr. Schloe sits down with Dr. Courtney Downes—Las Vegas emergency physician, real estate investor, short-term rental owner, and founder of Prescription to Travel MD. Dr. Downes breaks down how she turned STR and business expenses into millions of points, booking Singapore Airlines business class and 5 nights in a Maldives over-water villa for under $1,000 total, plus free Hyatt stays in Singapore—trips that would’ve been ~$30,000 in cash.

She shares a practical, repeatable system any high-earning professional can use to turn necessary expenses into extraordinary, memory-making travel—without blowing the budget or adding burnout shifts.

💥 What you’ll learn:

✔️ The simple points framework: welcome bonuses, category multipliers, and transfer partners
 ✔️ How real estate & practice expenses (renovations, subscriptions, supplies) can be leveraged—responsibly—for huge points
 ✔️ Smart starter cards for professionals & investors (e.g., Chase Ink Cash/Unlimited, Amex Blue Business, plus when Amex Gold/Plat make sense)
✔️ 0% APR strategy (use only if you can repay)—and why paying in full monthly is non-negotiable
✔️ When buying points actually makes sense (her Maldives example + “5th night free” stack)
✔️ Marketing your first STR, renovation lessons, and using family projects to teach kids entrepreneurship

🔥 Key Takeaways:

✔️ Points ≠ permission to overspend—optimize expenses you already have
 ✔️ Big expenses = new card time (hit a welcome bonus with money you must spend anyway)
 ✔️ Use the right card for the spend (stop putting everything on one shiny card)
✔️ Business cards supercharge earning and don’t report to personal utilization
✔️ Freedom is both financial and time—points help you take restorative trips now, not “someday”

If you are a physician who wants to travel more, spend less, and build lasting memories without derailing your financial goals—this episode is your playbook.

🔗 Connect with Dr. Courtney Downes:

• Website
• Facebook
• Instagram
• YouTube
• Spotify
• Apple

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another exciting episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if the solution to America’s broken healthcare system isn’t more insurance—but doctors reclaiming the patient relationship through Direct Primary Care?

In this episode, Dr. Schloe is joined by Dr. Kenneth Qiu—a family physician, med school friend, and leader in the Direct Primary Care (DPC) movement. Right out of residency, Dr. Qiu skipped the traditional employed model and built his own practice, Eudoc, which has now grown to four physicians across two clinics in Richmond, Virginia.

From balancing student debt while starting a business, to convincing patients that DPC is real, to advising healthcare leaders on policy and finance, Dr. Qiu shares why DPC is both a personal calling and a scalable solution for the future of primary care.

💥 What you’ll learn:

✔️ How Dr. Qiu went straight from residency to founding a DPC clinic
 ✔️ The financial and marketing challenges of launching with no patients and no safety net
 ✔️ Why word-of-mouth and patient experience are the strongest growth strategies
 ✔️ Misconceptions about DPC—and why it’s not just for the wealthy
 ✔️ How employers are using DPC to save money and improve employee health
 ✔️ Where the DPC movement is headed in the next 5–10 years

🔥 Key Takeaways:

✔️ Direct Primary Care gives physicians freedom to focus on relationships, not paperwork
 ✔️ Entrepreneurship in medicine is possible—even with debt and little business training
 ✔️ The DPC community is collaborative, supportive, and growing fast
 ✔️ Employers and policymakers are beginning to recognize DPC as a real solution
 ✔️ Doctors don’t have to wait until mid-career burnout—DPC is an option right out of training

If you are a physician tired of the system and looking for a model that restores meaning, time, and autonomy—while still being financially sustainable—this episode is for you.

🔗 Connect with Dr. Kenneth Qiu:

• Website
• LinkedIn
• Instagram

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Website
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🎙️ Welcome back to another impactful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if a shocking cancer diagnosis turned a small-town family physician into a national advocate for doctors—and reignited his love for medicine?

In this episode, Dr. Schloe is joined by Dr. Peter Crane—a rural family physician who returned to practice in his hometown (in the very clinic run by the doctor who delivered him), later faced a 28 cm sarcoma, and now amplifies physician stories through his podcast Doctors Making a Difference. Peter shares how moving from physician to patient reshaped his compassion, why medicine desperately needs doctors to stay, and how financial freedom gives clinicians the leverage to design sustainable careers.

From radiation at dawn and clinic by noon—to building community, stewardship, and purpose—this conversation is a masterclass in resilience and practical hope for modern physicians.

💥 What you’ll learn:

 ✔️ How discovering a 28 cm tumor while on an ER shift transformed Peter’s view of patient care and empathy
 ✔️ The power of practicing where you have roots—rapport, cultural fit, and serving people you love
✔️ Why protecting physicians from burnout is essential for patients and the future of medicine
✔️ Practical financial levers (loan repayment, geographic arbitrage, “coast FIRE”) that create options—not exits
✔️ How real estate and smart money habits enable schedule control (and even falling back in love with medicine)
✔️ Community > isolation: using podcasts, LinkedIn, and peer mentors to find your next step.

🔥 Key Takeaways:

 ✔️ Burnout isn’t a dead end—clarity and small pivots can keep you in medicine, sustainably
✔️ Financial margin = clinical freedom (choose your hours, settings, and impact)
✔️ Rural/underserved roles can supercharge earnings and meaning
✔️ Write the vision: define your ideal week, then engineer toward it
✔️ Stewardship: make the greatest good with what you’ve been given—at home and in practice

If you’re a physician craving purpose, margin, and a path to practice medicine on your terms—while building durable income and impact—this episode will give you both inspiration and next steps.

🔗 Connect with Dr. Peter Crane:

• Podcast
• LinkedIn

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another impactful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if burnout in the ICU became the spark that launched financial freedom, entrepreneurship, and a mission to transform senior care?

In this episode, Dr. Schloe is joined by Dr. Luis Chug—quadruple board-certified in internal medicine, pulmonary, critical care, and sleep medicine. Dr. Chug is the founder of Breathe Sleep MD in Houston, a real estate investor with his wife (an acute care nurse practitioner), and an entrepreneur building new ventures in hospice and residential assisted living.

From humble beginnings in Peru to medical training in the U.S., to owning rentals across multiple asset classes, Dr. Chug shares how collaboration, partnerships, and mindset shifts have created freedom and purpose in both medicine and business.

💥 What you’ll learn:
 ✔️ How COVID-era burnout pushed Dr. Chug to open his own practice and start investing
 ✔️ The story of a Kansas City “doctor’s office house hack” that became a 7-unit cash-flowing rental
 ✔️ Why healthcare workers are uniquely positioned to lead in assisted living
 ✔️ Lessons learned from a failed RAL deal (and why walking away matters)
 ✔️ The vision behind pairing hospice care with residential assisted living
 ✔️ How partnerships across disciplines (physician + nurse + operator) unlock opportunities

🔥 Key Takeaways:
 ✔️ Burnout can be the beginning of alignment, not the end of a career
 ✔️ Real estate provides both defensive income and mindset shifts that ripple into medicine
 ✔️ Collaboration is the secret sauce—don’t go it alone, find partners with complementary skills
 ✔️ The “silver tsunami” is a once-in-a-generation opportunity for healthcare entrepreneurs
 ✔️ Legacy is built one step at a time—just like climbing a mountain with your kids

If you’re a physician looking to diversify into real estate, explore assisted living, or collaborate with other healthcare professionals to build lasting impact, this episode will inspire you to take the next step.

🔗 Connect with Dr. Luis Chug:

• Facebook Group: Healthcare Workers Investors Network
• Instagram
• LinkedIn
• Website

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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Website
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🎙️ Welcome back to another impactful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if your first house hack could snowball into $75M+ of commercial real estate—and a life built on freedom, not a paycheck?

In this episode, Dr. Schloe sits down with Neil Henderson—real estate investor, co-host of the Truly Passive Income podcast, and General Partner at Nomad Capital, a self-storage syndication firm in Wilmington, NC. Neil went from an Airbnb casita in Las Vegas to raising $17M in equity and operating 311,000+ rentable sq ft of storage by mastering partnerships, conversions, and capital allocation.

They unpack how house hacking led to FIRE thinking, why he chose self-storage conversions over ground-up builds, and how physicians can leverage time, experience, or money to create truly passive (not pretend) income.

💥 What you’ll learn:

 ✔️ How a simple house hack funded big moves (and why “reduce housing/car costs” beats skipping lattes)
 ✔️ From FIRE to freedom: translating the 4% rule into cash-flow goals
✔️ Self-storage 101: why conversions (Kmart, grocery boxes, warehouses) can beat ground-up builds
✔️ The math that matters: NOI, cap rates, and buying below replacement cost
✔️ Partnerships that work: bring complementary skills, date before you “marry”
✔️ Passive vs. residual income—and when busy physicians should stay clinical and invest passively

🔥 Key Takeaways:
 ✔️ House hacking is the fastest on-ramp to real estate (especially for residents/fellows)
 ✔️ In storage, buy cheap boxes + convert fast > build slow and expensive
✔️ Guardrails win: keep the main thing the main thing, invest with experts
✔️ Consolidation is coming—position deals for institutional exits
✔️ Experiences > things: build wealth to buy time with people you love

If you’re a physician ready to turn active income into durable, passive streams—and want a clear playbook from house hack to commercial—this episode is for you.

Connect with Neil Henderson:

Website

LinkedIn

Podcast

Instagram

Road to Financial Freedom

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another impactful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if the path to freedom in medicine wasn’t quitting altogether—but learning how to reclaim control, set boundaries, and align your career with the life you actually want?

In this episode, Dr. Schloe sits down with Dr. Michael Hersh, a full-time gastroenterologist, husband, father, podcaster, and physician coach at Better Physician Life Coaching. After nearly two decades in practice, Dr. Hersh found himself burned out, overwhelmed, and ready to walk away from medicine altogether. Coaching gave him the tools to shift his mindset, restore balance, and build a career that supports—not suffocates—his life.

They dive into the hidden signs of being “stuck” in medicine, the importance of boundaries, why physicians struggle with achievement addiction, and how to use entrepreneurship and coaching to create more freedom, presence, and purpose.

💥 What you’ll learn:
✔️ The early warning signs that you’re stuck or heading toward burnout
✔️ How a single coaching question changed Dr. Hersh’s entire outlook
✔️ Why the FIRE movement can help—but also hurt—if misapplied
✔️ How to set boundaries around your time, patients, and personal life
✔️ The power of self-compassion and community for physicians
✔️ Practical tools to stay present with family while thriving in medicine

🔥 Key Takeaways:
✔️ Burnout isn’t solved by quitting—it’s solved by realignment
✔️ Boundaries are essential to protect your time, energy, and joy
✔️ Physicians are highly capable entrepreneurs when they allow themselves to learn
✔️ Achievement can become an addiction—presence is the antidote
✔️ Your past self dreamed of the life you have—don’t forget that

If you’re ready to stop dreading work, rediscover your joy in medicine, and build a career that supports the life you want to live—this episode is for you.

Connect with Dr. Michael Hersh:

LinkedIn

Instagram

Website

Podcast

Youtube

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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🎙️ Welcome back to another impactful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if the key to finding joy in medicine wasn’t escaping healthcare altogether—but reclaiming your autonomy through private practice and entrepreneurship?

In this episode, Dr. Schloe sits down with Dr. Brittney Anderson, a board-certified family medicine physician, founder and CEO of Anderson Family Care, and host of the Physicians Hanging a Shingle podcast. After years in employed and academic medicine, Dr. Anderson made the bold leap to open her own private practice in 2022—launching to a full panel of patients right out of the gate.

They explore her path from rural Alabama to Duke, a life-changing study abroad in Ghana, the lessons she learned from burnout in employed practice, and how building her own clinic brought autonomy, joy, and efficiency back into her career. Dr. Anderson also shares her latest entrepreneurial passion: investing in real estate and revitalizing historic downtown properties to breathe new life into her community.

💥 What you’ll learn:
✔️ How a transformative experience in Ghana sparked Dr. Anderson’s commitment to medicine
✔️ Why employed practice often fuels burnout—and how private practice restores autonomy
✔️ The step-by-step actions she took in the 3 months before launching her clinic
✔️ Systems and tools that allow her to see 25–28 patients a day and build deep relationships
✔️ How physicians can leverage their skill sets to succeed as entrepreneurs
✔️ Why real estate can be both profitable and community-transforming

🔥 Key Takeaways:
✔️ Physicians are uniquely equipped to be entrepreneurs—they’ve already done hard things
✔️ Private practice can reignite joy and fulfillment in medicine
✔️ Efficiency and intentional culture are the keys to scaling without burning out
✔️ Entrepreneurship opens doors beyond medicine—like real estate investing
✔️ Freedom comes from ownership, not employment

If you’re ready to take back control of your career, rediscover the joy of medicine, and build a life of freedom and impact, this episode is for you.

Connect with Dr. Brittney Anderson:

LinkedIn

Website

Podcast

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

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