Physicians and Properties

🔁 EPISODE REPLAY 🔁
Originally aired — replaying by popular demand

Welcome back to another episode of the Physicians and Properties Podcast! 🎙️
In this special replay, Dr. Alex Schloe dives into an inspiring conversation with Dr. Calvin Lowe, a highly accomplished physician in the Division of Emergency and Transport Medicine at the Children’s Hospital of Los Angeles and a savvy real estate investor with an incredible story to share.

Dr. Lowe has been practicing in academic medicine for 31 years and served as the Medical Director of the Alan Perwin Emergency Transport Program, earning national and international recognition. Beyond his impressive medical career, Dr. Lowe and his wife, Peggy, have built a multifamily real estate portfolio of 850 doors across Arizona, California, Texas, and Utah—transitioning from limited partner (LP) to general partner (GP) roles.

In this episode, Dr. Lowe shares his journey of balancing a demanding medical career, real estate investing, and being a devoted husband and father to his kids, Elizabeth and Austin. Together, Alex and Calvin dive deep into the importance of wellness, mental health, and building a life that prioritizes what truly matters.

What You’ll Learn:

➔ Balancing Medicine and Real Estate: How Dr. Lowe and Peggy manage a thriving real estate portfolio alongside long medical careers.
➔ LP vs. GP Investing: The key differences between being a limited partner and a general partner—and how to make the transition.
➔ The Role of Family Support: Why having your spouse aligned with your vision is critical to long-term success.
➔ The Power of Networking and Masterminds: How surrounding yourself with the right people accelerates growth and opportunity.
➔ Prioritizing Wellness and Mental Health: Why presence, balance, and health are the true foundations of success.

Key Takeaways:

➔ Your spouse is your biggest partner—alignment creates momentum and resilience.
 ➔ Real estate creates options—moving from LP to GP unlocks greater control and income potential.
➔ Masterminds and networks matter—who you surround yourself with shapes your trajectory.
➔ Health and family come first—real estate is a tool to build a life where you can show up for what matters most.

Subscribe and Stay Updated:

If Dr. Lowe’s journey resonated with you, make sure to subscribe to the Physicians and Properties Podcast.
⭐ Leave a five-star review to help other physicians discover how real estate can create freedom—without sacrificing family, health, or purpose.

Connect With Dr. Calvin Lowe:

• LinkedIn

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

Welcome back to another enlightening episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if you could build long-term wealth and freedom through real estate—without sacrificing your calling as a physician or taking on another full-time job?

In today’s episode, Alex is joined by Clint Harris, professional real estate investor, capital raiser at Nomad Capital, founder of Going Coastal Property Management, and host of the Truly Passive Income podcast. Clint has raised over $150M in stabilized assets and brings a rare blend of experience from medical device sales, active real estate operations, and large-scale passive syndications.

Clint shares his journey from early real estate mistakes to scaling Airbnbs, building a property management company, and ultimately focusing on self-storage conversions—turning underutilized big-box buildings into high-performing, cash-flowing assets through forced appreciation. Throughout the conversation, Clint and Alex explore how physicians can use syndication and passive investing as powerful tools to regain time, clarity, and independence of purpose.

🔥 What you’ll learn:

• From Medical Sales to Real Estate Freedom: How Clint transitioned from a demanding medical sales career into full-time real estate investing while preserving relationships and purpose.
• The Golden Handcuffs Problem: Why lifestyle creep traps many high-income physicians—and how real estate can help break the cycle.
• The 3 Pillars of Real Estate Success: Why every deal requires time, experience, and money, and how physicians can win by partnering when they don’t have all three.
• Self-Storage Conversion Strategy: How buying $2–3M vacant buildings and investing another $2–3M can create stabilized assets worth $9–17M through NOI-based valuation.
• Syndications Explained for Physicians: Why most commercial real estate is owned through syndications—and how passive investing lets your capital work while you’re in the hospital.
• Operator Due Diligence: What to look for in sponsors, why communication matters most when things go wrong, and how recent market stress revealed who was truly prepared.
• Money as Stored Life Energy: A powerful reframe on capital, responsibility, and why investing should align with your family’s goals, values, and long-term vision.

🔥 Key Takeaways:

• Passive investing can be an ideal lane for physicians with capital but limited time.
• Lifestyle creep—not income—is often the biggest barrier to freedom.
• Self-storage conversions create value by changing how assets are valued, not just by improving buildings.
• In syndications, the operator matters more than the deal on paper.
• Define your life goals first—then choose investments that support them.
• Money is stored life energy and should be stewarded with intention and integrity.
• True wealth is about independence of purpose: going where you want, when you want, and doing what matters most.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

Welcome back to another meaningful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if the life you dreamed of—the parent you hoped to be, the spouse you wanted to become, the physician you envisioned—can’t be built inside the limits of your current medical schedule?
What if the real path to freedom isn’t time off or a lighter call schedule…
…but cash-flowing assets, ownership, and autonomy?

In today’s episode, Dr. Alex shares the deeply personal story of the night everything changed during residency—a night in the middle of peak COVID when exhaustion, fear, and a single text from his pregnant wife forced him to confront a truth he had never allowed himself to consider. Medicine alone was not enough to build the life he wanted for his family.

This episode is an invitation for physicians to rethink freedom, redefine identity, and reclaim the autonomy they were never taught to build in training.

🔥 What you’ll learn:

• The Night Everything Changed: How a moment of fear during peak COVID uncovered the unsustainable reality of modern medical training—and sparked the search for a different path.
• Your Identity Beyond the White Coat: Why your degree is not your entire identity, and why separating who you are from what you do is essential for long-term joy and fulfillment.
• The Power of Your First Passive Income Check: How a $1,000/month short-term rental fundamentally reshaped Alex’s view of freedom, work, identity, and what was possible for his life.
• The Lie Physicians Are Taught: Why “just work harder and someday it gets easier” is a myth—and how physicians unintentionally sacrifice their health, families, and dreams waiting for a future that never arrives.
• The Three Freedoms Every Physician Needs: Time freedom: Control over your hours. Financial freedom: Income not tied to patient volume. Mental freedom: Space to breathe, dream, and build a life outside the hospital
• Why Real Estate Isn’t an Escape—It’s a Launchpad: How entrepreneurship and investing bring physicians back to the best version of themselves in medicine: more present, healthier, grounded, and fulfilled.

🔥 Key Takeaways:

• Freedom doesn’t come from time—it comes from cash-flowing assets.
• Your first passive income check flips a switch you can never unsee.
• You’re allowed to build a bigger life—without being ungrateful for medicine.
• Burnout isn’t a personal failure; it’s a systems failure.
• Real estate creates options, and options create life.
• Medicine was designed to serve others—not to give you financial freedom.
• You are more than the white coat. More than the stethoscope.
• Your medical degree is not your identity—it’s your launchpad.
• The dream you’re chasing is often hidden inside the work you’ve been avoiding.
• When you reclaim time, financial margin, and mental space, you become the physician—and the person—you always hoped to be.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

💡 What if you could transform senior care, build a community-impacting legacy, and create financial freedom—all through purpose-built residential assisted living?

In today’s episode, Alex is joined by Dr. Chloe Kilman, a geriatric physician, and her husband Nicholas Blanchard, co-founders of Bloom Homes Assisted Living in Mississippi. Chloe and Nick are developing a 16-bed luxury memory care mansion—a model that blends exceptional dementia care with the warmth and dignity of a true home.

They share their journey from discovering the RAL model in 2022 to purchasing land, assembling their team, navigating city approvals, securing SBA financing, and preparing to break ground. Along the way, they open up about the challenges, the learning curve, the wins, and the deep motivation behind their mission: raising the standard of memory care in their community.

Through this inspiring conversation, Chloe and Nick show what’s possible when clinicians and families come together to create innovative, patient-centered solutions for an aging population.

🔥 What you’ll learn:

• From Idea to Development: How Chloe & Nick went from discovering residential assisted living to designing a 10,000 sq ft, 16-bed memory care mansion on land large enough for three homes.
• Why Ground-Up Beats Conversion: The zoning, layout, and cost considerations that led them to pursue new construction instead of retrofitting an existing home.
• The Memory Care Mansion Model: What makes this 1:5–1:8 caregiver ratio so powerful—and why smaller, home-style environments outperform many large facilities.
• Behind the Scenes of New Development: A breakdown of land acquisition, architecture, engineering, contractor selection, Department of Health approvals, and the emotional rollercoaster of SBA lending and appraisals.
• Funding the Project: How they’re structuring a joint-venture model, working with lenders, and using an SBA 7(a) loan to finance construction, FF&E, working capital, and lease-up reserves.
• Community Impact: Why Bloom Homes will not only improve dignity and care for seniors—but also create high-quality jobs, support families, and eventually help train dementia caregivers through nonprofit initiatives.

🔥 Key Takeaways:

• Small homes mean better care. A 16-bed memory care home can offer better monitoring, stronger relationships, and deeper dignity than many 100+ resident facilities.
• You don’t need to quit your job to build an assisted living business. Systems, mentorship, and accountability make development possible—even while working full-time.
• Success is built on relationships. Banks, architects, appraisers, zoning boards, caregivers, and mastermind groups all play a crucial role.
• The SBA 7(a) is a powerful tool. Few industries allow you to build a multimillion-dollar business with as little as 10% down while financing construction and working capital.
• RAL is both impact and income. The projected $25k–$30k/month stabilized NOI allows Chloe & Nick to reinvest, expand, and serve their community through future nonprofits.
• Legacy matters. Their dream extends far beyond real estate—they’re building a model of care that will improve the lives of seniors, families, caregivers, and their entire community.

Connect with Dr. Chloe Kilman:

• LinkedIn
• Facebook
• Website

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

Welcome back to another meaningful episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if the true measure of wealth isn’t financial freedom…but relational freedom?
What if the quality of your life—and even your success as a physician, investor, or entrepreneur—hinges on the depth of your relationships?

In today’s special Thanksgiving episode, Alex steps away from real estate and entrepreneurship to explore something far more important: community, connection, and the loneliness epidemic affecting modern America.

Drawing from a powerful story he recently heard in a John Mark Comer sermon, Alex reflects on the life of billionaire John Paul Getty—a man with unimaginable wealth, fame, and power, yet crippling isolation. Getty’s story becomes a mirror for our own culture: a world where people have more material comfort than ever before but often feel profoundly alone.

This episode is an invitation to slow down, open your home, gather around the table, and remember that relationships—not money—are the greatest form of capital.

🔥 What you’ll learn:

• The Cost of Isolation: How John Paul Getty’s tragic life reveals the emptiness of success without connection—and why many Americans today face the same loneliness despite unprecedented comfort.
• The Loneliness Epidemic: Eye-opening statistics on how pervasive isolation has become, why it impacts physicians uniquely, and why the U.S. Surgeon General calls it the top health threat in America.
• Relationships as the True Key to Success: The surprising truth Alex has learned from interviewing physicians, entrepreneurs, and leaders: success is built on relationships—not deals, not net worth.
• The Power of Community & Hospitality: Why opening your table, sharing meals, and living life with others can radically improve your mental health, your marriage, your medical practice, and even your business.
• Living a Richer Life in 2025 and Beyond: How the Schloe family intentionally built more community this year—and how it transformed their joy, relationships, and sense of purpose.

🔥 Key Takeaways:

• A palace without people is just a tomb with marble countertops.
  True wealth comes from people, not possessions.
• Loneliness is as harmful as smoking 15 cigarettes per day.
  Connection isn’t optional—it’s essential for health.
• Every successful leader points to the same truth: success is driven by relationships.
• Gratitude is an action, not a feeling.
  It’s expressed through presence, hospitality, and shared life.
• Your table is one of the most powerful tools you have for building community.
  A rich life is built around the people you invite into it.
• You don’t have to be perfect—just willing.
  Building community starts by opening your home, your schedule, and your heart.
• Family and friendship are the greatest forms of capital you will ever accumulate.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

 Welcome back to another enlightening episode of The Physicians and Properties Podcast with your host, Dr. Alex Schloe.

💡 What if you could build a legacy through real estate and entrepreneurship—without sacrificing your passion for practicing medicine?

In today’s episode, Alex is joined by Dr. Jennie Eckstrom, a family medicine physician, real estate investor, and the founder of Uncluttered Mind, MD. Jennie shares how she built a thriving real estate portfolio spanning commercial properties, land development, and short-term rentals—all while leading one of Montana's largest independent primary care clinics.

Through this engaging conversation, Jennie talks about mindset shifts, her family’s influence on her journey, and how real estate investments have allowed her to create financial freedom and time for what truly matters.

🔥 What you’ll learn:

• From Medicine to Real Estate: How Dr. Eckstrom transitioned from a career in family medicine to building a successful real estate portfolio
• Total Return Thinking: How to assess investments beyond just the cash flow—consider appreciation, tax benefits, and debt paydown
• The Legacy of Real Estate: Why Dr. Eckstrom invested in her medical practice building and how it became a valuable asset
• Short-Term Rentals: Why Maui was the perfect location for Jennie’s vacation home investment and how to make these properties pay for themselves
• Entrepreneurial Mindset: How to balance a clinical career with the entrepreneurial journey and what leadership really looks like
• Time Freedom: How real estate investing gave Jennie the freedom to step away from clinical practice for a month-long sabbatical in Maui

🔥 Key Takeaways:

• Real estate can be a gateway to time freedom, allowing physicians to practice medicine because they want to, not because they have to.
• Learn to look beyond cash flow—factor in total return thinking when making investment decisions.
• Building a legacy is not just about wealth but about creating space for life’s meaningful experiences.
• Investing in commercial properties, land, and short-term rentals can complement your medical career and open doors to financial freedom.
• The Importance of Mindset: Understanding when to take a step back and reassess your path is crucial for long-term success.

⚠️ Friendly reminder: This podcast is for informational purposes only and should not be construed as legal, tax, or investment advice. Always consult with your CPA, attorney, or financial advisor before making any investment decisions.

Connect with Dr. Jennie Eckstrom:

• Instagram
• LinkedIn
• Website

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

🎙️ Welcome back to another eye-opening episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if your path to financial freedom wasn’t choosing either active real estate or passive syndications—but designing a portfolio that uses both for cash flow, tax efficiency, and time freedom?

In this episode, Alex sits down with Dr. Chirag Chaudhari—an emergency medicine physician and multi-asset investor with holdings across multifamily, short-term rentals, hotel-to-multifamily conversions, land, oil & gas, and preferred equity. Chirag unpacks how he used 1031 exchanges to scale, why he chose Clearwater STRs (hello, mother-in-law + legitimate write-offs), and how he now co-invests in institutional deals—bringing physician capital together to negotiate better terms and de-risk execution.

From the short-term rental tax loophole (with material participation and cost seg) to energy deals that can offset active W-2/1099 income, this conversation is a blueprint for physicians who want freedom to practice medicine because they want to—not because they have to.

🔥 What you’ll learn:

• Active → Passive playbook: How an ER doc grew from LTRs to STRs to 20+ LP syndications
• 1031s, simplified: Rolling equity from a paid-off $150K LTR into a $600K Clearwater STR—without paying taxes on the gain
• STR tax advantages: Material participation + cost segregation = potential six-figure paper losses against clinical income
• Oil & gas 101: IDC credits, targeting 80–90% first-year deductions on W-2/1099 income, plus front-loaded cash flow
• Hotel → Multifamily conversions: Inside a 787-unit studio housing project in Olympia, WA
• Land deals for growth: Why some investors trade cash flow for 3–5× equity multiples in 3–5 years
• Co-investing edge: Pooling capital via an LLC to win better splits, lower mins, and cleaner investor relations
• Diligence that protects you: Vetting sponsors > vetting deals; background checks, third-party feasibility, sensitivity analyses

🔥 Key Takeaways:

• Freedom is the goal; real estate and entrepreneurship are the vehicles.
• Compress timelines with education, masterminds, and community (borrow belief until you have your own).
• The sponsor is the jockey—bet on them first, then the deal.
• Mix assets for resilience: STR cash flow, land appreciation, energy tax benefits, and institutional ops.
• Use the code legally: 1031s, bonus depreciation, STR material participation, IDC credits.

⚠️ Friendly reminder: none of this is legal, tax, or investment advice. Always consult your CPA and attorney (preferably with real estate and cross-asset experience).

🔗 Connect with Dr. Chirag Chaudhari:

• LinkedIn
• Website

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

🎙️ Welcome back to another powerful episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if real estate and entrepreneurship weren’t the ultimate goals—but the vehicles to create freedom?

In this solo episode, Dr. Schloe goes beyond cash flow and cap rates to uncover the true foundations of financial freedom: mindset and relationships. Drawing from interviews with over a hundred physician investors, he reveals why strategy alone isn’t enough—and how shifting from fear-based thinking to possibility-based action changes everything.

From learning to “borrow belief” from mentors and masterminds, to surrounding yourself with people who expand your vision, this episode is a reminder that wealth without alignment isn’t freedom—it’s another form of constraint.

🔥 What you’ll learn:

• Why the medical mindset of minimizing risk can paralyze progress in entrepreneurship
• How to shift from fear-based to possibility-based decision-making
• Why consistency and “investor reps” matter more than one big win
• How to find (or build) the right rooms that collapse your timeline to success
• Why belief and community are the true accelerators of financial freedom

🔥 Key Takeaways:

• Freedom—not real estate—is the real goal.
• Mindset and relationships are the foundation of lasting wealth.
• You don’t have to be the smartest in the room—just the most interested.
• Borrow belief until you build your own.
• Your outer world only grows after your inner world does.

If you’re a physician ready to think bigger, invest smarter, and surround yourself with people who expand your possibilities—this episode will reignite your why and reset your path to freedom.

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

🎙️ Welcome back to another impacting episode of The Physicians and Properties Podcast with hosts Dr. Alex Schloe and Ryan Byrne.

💡 What if your path to freedom didn’t mean chasing more deals—but aligning purpose, people, and profit in one of the most resilient asset classes in America?

In this episode, Dr. Alex and Ryan pull back the curtain on The Preserve at Rockledge—a 320-home, Class-A active-adult (55+) community on Florida’s booming Space Coast. You’ll hear how their team designed this project to ride the Silver Tsunami—the largest demographic shift in U.S. history—while creating both impact and income for investors.

They unpack why Florida is ground zero for senior housing demand, how the project’s award-winning design and world-class partners—including Kaufman Lynn Construction, Colonial Oaks Senior Living, and Barnett Design Studio—came together, and how a creative capital stack (land contributed as equity + $50M in C-PACE financing) produced one of the cleanest, best risk-mitigated deals they’ve ever offered.

🔥 What you’ll learn:

• The Silver Tsunami opportunity: 77M Boomers, 10,000 turning 65 daily, and why demand isn’t slowing
• Why Florida’s Space Coast is the epicenter of growth and migration for active seniors
• How institutional-grade construction (tunnel-form concrete) ensures quality, speed, and hurricane resilience
• The operational secret behind 95%+ occupancy in Colonial Oaks communities
• How land contribution + C-PACE financing eliminated preferred equity and boosted investor returns
• Base-case financials: ~75% average annual returns, ~41% IRR, and a 4.0× equity multiple in ~4 years
• Multiple exit options: sell, hold, or convert to REIT shares for continued income

🔥 Key Takeaways:

• Demographics don’t lie—the senior housing gap is decades wide.
• Aligned incentives (team, capital, mission) create safer, higher-yield projects.
• Design + dignity win: resort-style living for active seniors who value community.
• Conservative underwriting and world-class partners mitigate downside.
• Purpose and profit can coexist—when you build for people, the returns follow.

⚠️ Disclaimer: This discussion is for informational purposes only and does not constitute an offer to sell or solicitation to buy securities. Always consult your own legal, tax, and financial advisors.

Connect with Ryan Byrne:

• LinkedIn
• Website
• Facebook
• Instagram
• Physicians and Properties Investors List 

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind

🎙️ Welcome back to another eye-opening episode of The Physicians and Properties Podcast with host, Dr. Alex Schloe.

💡 What if your real “plan B” for freedom wasn’t more clinic shifts—but a second residency, offshore assets, and cash-flowing property abroad?

In this episode, Alex sits down with Mikkel Thorup—founder of Expat Money and a veteran global investor who’s lived in 9 countries, visited 120+, and helps high-income professionals legally reduce taxes, secure second residencies/citizenships, and invest in tangible assets worldwide. We dig into how physicians can build resilience and optionality with international real estate (Panama, Paraguay, Brazil, Colombia), Timberland/ag land, and smart structures that protect downside and unlock mobility.

From pre-construction deals with milestone payments and double-digit returns, to Panama’s Qualified Investor Visa and Cook Islands–level asset protection, this is your starter playbook for going global—responsibly.

🔥 What you’ll learn:

• The 4+1 framework for going offshore: immigration, investment, structuring, taxes + lifestyle fit
• How second residency/citizenship (e.g., Panama, St. Kitts & Nevis) creates true freedom of movement
• Where Mikkel sees compelling opportunities now (Paraguay path of progress, Panama, NE Brazil beachfront, Medellín, Timberland)
• Pre-construction strategy: small deposits, milestone payments, potential equity pop during build
• Realistic returns: ~6–9% LTR, ~9–12% STR cash-on-cash + ~5–10% appreciation (market dependent)
• Asset protection 101: why structures (trusts/foundations/IBCs) matter for highly suable professions
• Financing reality abroad: why many investors go low-leverage/no-leverage and how that protects downside
• A practical 12-month starter plan: second residency, second home, offshore access to capital (e.g., allocated metals with LTV loans)

🔥 Key Takeaways:

• Plan B ≠ theory. It’s passports, properties, and liquidity you can actually use.
• Tangible, productive assets (cash flow + utility) beat speculation you can’t control.
• Jurisdiction selection is strategy. Laws, taxes, and title matter more than glossy photos.
• Lifestyle fit is a filter. Buy where you’ll happily visit, maintain, and understand.
• Work with cross-border specialists (not generalists). The wrong advice is expensive.

⚠️ Friendly reminder: none of this is legal, tax, or investment advice. Always consult qualified cross-border counsel and CPAs.

🔗 Connect with Mikkel Thorup:

• Website/Newsletters
• Podcast
• YouTube
• Newsletter
• LinkedIn
• X

If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below:

Facebook Community
Website
Instagram
Youtube
Invest With Me
Join The RAL Room Assisted Living Mastermind