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We trace the “domino decision” that turned corporate burnout into a calling and show how timing, not tricks, drives real tax savings. Dominique Molina joins us to reveal practical ways to choose your tax rate and stack permanent advantages without gimmicks.

• Why timing beats complexity in tax strategy
• Permanent savings versus simple deferrals
• When to accelerate income or delay deductions
• Prep and planning collaboration to avoid waste
• Real estate developer opportunities with CCM
• How to vet claims, court history and oversight
• Designing plans around cash flow and financing
• Whole‑picture planning across crypto, real estate, business
• Typical savings ranges and when fees are worth it
• FAQs on credentials, structures, and thresholds

certifiedtaxplanners.com — whether you are a taxpayer seeking help or a tax advisor ready to level up, explore resources and get matched to a licensed planner

taxplanningchecklist.com — get an introductory course into tax planning

prosperocpa.com/opportunity-report — get a free opportunity report and a custom video on what may be possible for you

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If you're a high-income earner, real estate investor, or business owner, the answer is almost always no—and in this video, I break down exactly why.

I’m walking you through the BIG lie behind one-time tax plans, the opportunities most people miss after Year 1, and why ongoing tax strategy can unlock six- and seven-figure savings over your lifetime.

In this video you’ll learn:
✔️ Why one-time tax plans stop far too early
✔️ The hidden opportunities in Year 2 and beyond
✔️ Why cost seg, STR, REP, and basic write-offs are JUST the beginning
✔️ How to layer advanced strategies that compound over time
✔️ How new tax laws, income changes, and events create NEW planning windows
✔️ Why high earners lose the most when they “set it and forget it”

If you’re serious about reducing your taxes every single year — this will change how you think about strategy forever.

👉 Get your free Opportunity Report:
https://prosperlcpa.com/opportunityreport

I’ll personally record a video walking through your unique tax savings potential.

👉 Download the Tax Planning Checklist:
https://taxplanningchecklist.com

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You’ve heard the stories: jets written off, million‑dollar refunds, zero taxes on millions in income. But are those strategies fundamental? And more importantly, do they apply to you?

In this video, Mark Perlberg (CPA + Tax Strategist) breaks down the truth about these “too good to be true” tax moves. He pulls back the curtain on deduction limitations, capital loss traps, passive vs. active income strategies, and how the wealthy legally reduce their tax bills, sometimes to zero.

You’ll learn:
• Why many tax hacks don’t apply to W‑2 earners
• The $630,000 business loss cap (and how to use it)
• How high earners stack real estate + charitable + credit strategies
• What most tax pros miss about timing, phaseouts, and AGI targeting
• Workarounds for SALT deductions, basis limitations, and more

🔥 Want a free opportunity report?
👉 https://ProsperlCPA.com/opportunity-r...

📚 Grab your free tax planning checklist:
👉 https://taxplanningchecklist.com

📌 Subscribe for tax reduction strategies weekly.

00:00 - Why You’re Here (Jets, $0 Taxes & Big Claims)
00:22 - Truth Bomb: Why It Doesn’t Work for You
00:40 - What Are Deduction Limitations?
01:30 - What You Can & Can’t Deduct
02:22 - There *Are* Legal Strategies
02:44 - Free Checklist & Custom Tax Report
03:30 - The $630K Business Loss Cap
04:56 - W‑2 vs Real Estate Write‑Offs
06:03 - Real Estate Capital Gains vs Stock Losses
07:12 - Charitable Deductions: 60% AGI Rule
08:15 - How the Wealthy Give & Win
09:56 - Qualified Business Income (QBI) Deduction Explained
11:14 - High Earners? Why You Lose QBI
12:32 - State & Local Tax Deduction (SALT Cap)
13:27 - Bonus Depreciation & State Misalignment
13:48 - Entity Structure & Basis Limits (S-Corp, Partnerships)
15:37 - When You Can’t Use Your Losses
17:12

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We show high‑earning W‑2s how to cut taxes now, not months from now, and convert savings into immediate cash flow. We walk through year‑end tactics, stacking limits, overlooked credits, and why adjusting your W‑4 can supercharge wealth growth.

Ready to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply

Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

• Foundational strategies for high‑income W‑2 tax reduction
• Year‑end actions still available in Q4
• Real estate limits and how to stack credits
• Turnkey short‑term rentals and cost segregation
• Capital gains planning and expense acceleration
• Solar credits and bonus depreciation on rentals
• Adjusting W‑4 to unlock cash now
• Reinvesting savings for compounding growth
• Strategic Roth conversions in low‑bracket years
• Building a multi‑year plan to preserve wealth

Go to Prosperal, ProsperWithan L, CPA.com slash opportunity report, and you'll talk about how we can put that together for you
ProsperoCPA.com slash apply if you want to get started

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We challenge the idea that lower is always better for taxes and show how “use it or lose it” deductions and credits vanish when income is either too high or too low. We map the sweet spots that unlock SALT, QBI, and child credits, and share moves to land there on purpose.

• standard vs itemized deductions and why timing matters
• SALT cap expansion and the $500k–$600k AGI phaseout
• AGI-reducing vs taxable-income-reducing strategies
• QBI rules, SSTB phaseouts, and the ~$395k MFJ target
• stacking SALT and QBI for outsized savings
• when adding income beats cutting it, including Roth conversions
• child tax credit thresholds and why MAGI control matters
• state nonconformity to bonus depreciation and planning implications
• practical levers: retirement deferrals, cost seg, oil and gas, expense timing

👉 Want to see how much you could save on taxes?
Get a free custom projection at ProsperlCPA.com/OpportunityReport
Complete a quick 5-minute survey, and we’ll send you a personalized video breaking down what tax strategies may apply to you — and how much you could save this year.

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The short-term rental loophole offers incredible tax-saving opportunities but requires careful market research and property selection to be profitable in today's competitive landscape. While the tax incentives can be life-changing, many Airbnbs have become money pits due to changing market conditions and lack of proper analysis.
 

Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

 At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

Get in touch with John at: https://johnbianchi.mykajabi.com/

Make Sure You Checkout Our Other Resources on the STR Loophole!!!

What is the Short-Term Rental Loophole?

Dangers of the Short-Term Rental Loophole
What the One Big Beautiful Bill Means for Short Term Rental Investors 

• Most investors make critical mistakes by not using data tools like AirDNA or misinterpreting the data
• Focus on full-time hosts with 270+ days of availability and multiple recent reviews for accurate revenue projections
• Use the "20% rule" to quickly assess market potential (revenue should be 20% of purchase price)
• Study successful properties in your target market to identify revenue drivers and build a "buy box"
• Cash flow should be prioritized over tax benefits to ensure long-term sustainability
• Avoid oversaturated "Class A" vacation markets where property values have increased beyond revenue potential
• Expect 8-20% cash-on-cash returns from well-selected properties
• Setting up an STR requires significant initial effort but becomes much easier with proper systems
• Choose markets with established regulations to avoid future compliance issues

To learn more about selecting profitable short-term rentals, visit strsearch.com for free educational resources or to schedule a consultation.

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Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

 Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

 At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

Social Security faces potential trust fund depletion by 2034, but ongoing payroll taxes will still cover about 81% of promised benefits even if Congress doesn't act. Mike Skrynecki shares insights on optimizing claiming strategies, understanding benefit calculations, and navigating potential future changes to maximize your retirement income.

• Most Americans rely heavily on Social Security, with 69% expecting it to be a significant retirement income source
• The Social Security system consists of retirement, survivor, and disability benefits funded primarily through payroll taxes
• Recent tax changes in the "One Big Beautiful Bill" may actually accelerate trust fund depletion from 2034 to 2032-2033
• Claiming benefits early (age 62) results in a permanent 30% reduction compared to full retirement age (67)
• Delaying benefits until age 70 increases your monthly payment by 8% per year beyond full retirement age
• Only about 4% of Americans optimize their Social Security claiming strategy, leaving $3.4 trillion in potential benefits unclaimed
• For married couples, having the higher earner delay benefits can maximize survivor benefits
• Up to 85% of Social Security benefits may be taxable depending on your income level
• Working while collecting Social Security before full retirement age can result in benefit reductions
• Potential solutions to funding gaps include raising the payroll tax cap, increasing retirement age, or modifying cost-of-living adjustments

To learn more about Medicare enrollment or Social Security optimization strategies, register for Mike Skrynecki's upcoming webinar on September 15th at 4:00 PM or visit skryneckifpg.com.

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Mikkel Thorup, an offshore consultant with 25 years of international experience, shares legal strategies for reducing U.S. tax burden through international relocation and asset protection. He explains how these approaches can potentially save six figures annually while remaining fully compliant with tax laws.

Checkout the Expat Learning Summit at: https://www.expatmoneysummit.com
Learn more at: https://www.expatmoney.com

Ready to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Or, if you still need more time, here are some other ways to begin winning the tax game... 

Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

• Most clients seek either a financial "Plan B" while continuing to live in their home country or complete relocation as expats
• High-net-worth professionals and business owners typically benefit most from these strategies
• The Foreign Earned Income Exclusion allows Americans to exclude $126,500 of earned income ($253,000 for couples) from federal taxes
• Qualifying requires either 330 days in foreign countries or establishing bona fide residency abroad
• Territorial tax countries like Panama only tax locally-sourced income, creating powerful tax advantages
• Asset protection benefits become meaningful starting at $500,000 in liquid capital
• Strategies include offshore banking, incorporation, self-directed IRAs, and international real estate
• Proper exit planning from high-tax states is essential before establishing foreign residency
• All international accounts must be properly reported to U.S. authorities, maintaining full compliance

To learn more, join the free Expat Money Summit October 10-12 at expatmoneysummit.com or visit expatmoney.com for resources and the Expat Money Show podcast.

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Strategic timing is the unsung hero of tax planning, especially when it comes to cost segregation studies for real estate investors. The difference between performing these studies at the optimal time versus the wrong time can mean hundreds of thousands of dollars in tax savings.

PS. Whenever you're ready, here are some ways we can help with reducing your taxes...

Ready to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Or, if you still need more time, here are some other ways to begin winning the tax game... 

Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

• Cost segregation studies should be timed to match high income years when tax deductions are most valuable
• Moving income into low tax bracket years and expenses into high tax bracket years maximizes tax savings
• Recognizing deductions early frees up capital for reinvestment and compound growth
• Suspended losses from poorly timed cost segregation studies may never offset ordinary income
• Pregnancy or other life changes can create temporary windows for real estate professional tax status
• Cost segregation studies can be strategically timed to offset capital gain events
• You can amend returns to add cost segregation studies, but only for the first service year of a property
• When selling properties after cost segregation, be prepared for potentially painful depreciation recapture
• Cost segregation can work with 1031 exchanges but requires careful planning and professional guidance
• Different depreciation elections provide flexibility in how quickly you recognize tax benefits

Go to prosperalcpa.com/opportunityreport for a free video analysis of your potential tax savings through advanced planning strategies, or visit taxplanningchecklist.com to begin exploring tax planning with a free ultimate tax planning checklist and mini-course.

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Cost segregation stands as the most powerful tax strategy for real estate investors, allowing identification of property components that can be depreciated faster than the standard 27.5 or 39-year schedules.

• Typical cost segregation studies reclassify 25-30% of a property's value for immediate write-off through bonus depreciation
• Without cost segregation, investors typically write off only about 3% of purchase price in year one
• Two key scenarios maximize benefits: real estate professional tax status and short-term rental properties
• Non-passive losses created can offset W-2 income, business profits, or capital gains from other real estate
• Business owners who own their buildings can use cost segregation to offset business profits
• Investors can put down 10% on short-term rentals and potentially get their entire down payment back in tax savings
• Depreciation recapture means paying taxes on previous deductions when selling, making exit strategy planning important
• Cost segregation studies typically cost $3,000-$6,000 but can save tens or hundreds of thousands in taxes
• Studies can be done retroactively – not just in the first year of ownership

For a personalized opportunity report showing how cost segregation could save you money, visit https://ProsperalCPA.com/opportunityreport. To learn foundational tax planning concepts, get our free Ultimate Tax Planning Checklist at TaxPlanningChecklist.com.