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We map a clear path for high W‑2 earners to cut taxes by stacking business losses, targeted charitable deductions, and solar credits. A simple $1.5M case study shows how careful sequencing can drive liability from $450k toward $55k while building long‑term wealth.

• 401(k) contribution and plan limits for high earners
• Where RSUs, real estate, and oil and gas fit
• Excess Business Loss caps and their 2025 reductions
• Mortgage interest rules and HELOC tracing considerations
• Charitable deductions at 30% to 60% of AGI
• How to sequence losses, charity, then credits
• Solar investment tax credits and bonus depreciation
• Walkthrough of a $1.5M income optimization model
• State tax impacts and planning windows
• Action steps to engage a tax strategist

Go to https://www.prosperalcpa.com/opportunity report and complete the short survey to see what may be possible for your taxes

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We break down the most common real estate tax myths, from REP status and short-term rentals to cost segregation timing and entity hype. We show how to time deductions, avoid recapture pain, and use non-asset strategies to cut taxes while building wealth.

• REP status based on hours and participation, not a license
• Cost segregation timing to match high-income years
• Excess business loss limits and why W-2s hit a wall
• Recapture planning with reinvestment or 1031 exchange
• Short-term rental rules and the 100-hour trap
• LLCs for asset protection, not deductions
• Holding company and management company myths debunked
• Cost segregation is accepted and improves accuracy
• Alternatives to buying assets for write-offs
• Real estate cash flow, depreciation, and tax-free refi benefits
• Holistic planning across business, wages, and investments

Go to https://www.prosperalcpa.com/opportunityreport for your free opportunity report illustrating what may be possible with our tax strategies
Go to prosperalcpa.com/apply to learn more

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We share the biggest tax and business lessons of 2025 that create real value right now. From funding travel with points to dialing in W-2 withholding and designing charitable and estate plans, we map strategies to your goals and show how to execute them.

• turning payroll fees into non-taxable travel via points
• charitable structures that deliver immediate deductions and cut estate tax
• HRA workaround for real estate investors with high medical costs
• W-2 withholding adjustments to fund strategies mid-year
• solar credits that stack when business write-offs hit limits
• gift leaseback to shift income and trigger education credits
• launching nonprofits for impact, deductions, and Google Ad Grants
• setting expectations with teams and clients to ensure compliance
• choosing strategies based on what you want your cash to do
• exploiting low brackets with Roth conversions and timing income
• targeting credit and deduction sweet spots rather than chasing zero
• oil and gas options, risk tiers, and depletion benefits
• focus on one big move, then layer tactics
• adopt profit first and vacation first to protect time and outcomes

Go to https://prosperalcpa.com/opportunityreport for a personalized video on what may be possible with our tax strategies and how they align with your future
Go to our careers page if you or anyone you know is looking for a position in tax planning; we are aggressively recruiting talent

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Cost Segregation can save you tens of thousands, or even hundreds of thousands, in taxes. But here's the problem: most investors have no clue how much they're actually leaving on the table.

After personally reviewing hundreds of cost seg studies for our clients at Prosperl CPA, I'm pulling back the curtain and showing you EXACTLY how to estimate your deduction, what drives the numbers up or down, and how much cash this strategy can legitimately save you.

Here's what we're covering:
• The formula I use to estimate Cost Segregation deductions (backed by hundreds of real studies)
• Why short-term rentals (STRs) crush long-term rentals (LTRs) when it comes to cost seg results
• How land value, pools, furnishings, and property improvements drastically impact your write-offs
• How to calculate your ACTUAL tax savings using your effective tax rate (not just the deduction)
• Real client examples and case studies from our practice
• How Cost Seg stacks with QBI deductions, tax credits, bonus depreciation, timing strategies, and more for maximum impact

This is the exact framework we use internally at Prosperl CPA to project savings for our clients. If you've been wondering "how much could I ACTUALLY save?", this video answers that question.

⭐ Want to Know YOUR Exact Tax Savings Potential?

I'm offering free personalized Opportunity Reports where I'll review your tax situation and send you a custom video breakdown showing exactly how much you could save with strategies like:
• Cost Segregation
• Bonus Depreciation
• Short-Term Rental Loopholes
• Entity Structure Optimization
• And more advanced planning methods

👉 Request your free Opportunity Report:
https://ProsperlCPA.com/OpportunityRe...

📘 Grab My Free Tax Planning Checklist + Mini Course

Want to learn the core tax strategies every real estate investor and entrepreneur should be using? Download the checklist that walks you through the fundamentals:

👉 https://TaxPlanningChecklist.com

🕒 Timestamps
00:00 – Why Cost Segregation is a game-changer (and why most people underestimate it)
00:30 – How we estimate deductions after analyzing hundreds of studies
02:25 – STR vs LTR: The massive difference in cost seg results
03:50 – Purchase price vs building basis: Which percentage method to use
06:00 – Land value considerations: beach properties, condos, and what kills your deduction
10:00 – Hidden wins: Pools, improvements, retaining walls, and overlooked depreciation opportunities
12:30 – Calculating your REAL tax savings (not just the dedu

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We trace the “domino decision” that turned corporate burnout into a calling and show how timing, not tricks, drives real tax savings. Dominique Molina joins us to reveal practical ways to choose your tax rate and stack permanent advantages without gimmicks.

• Why timing beats complexity in tax strategy
• Permanent savings versus simple deferrals
• When to accelerate income or delay deductions
• Prep and planning collaboration to avoid waste
• Real estate developer opportunities with CCM
• How to vet claims, court history and oversight
• Designing plans around cash flow and financing
• Whole‑picture planning across crypto, real estate, business
• Typical savings ranges and when fees are worth it
• FAQs on credentials, structures, and thresholds

certifiedtaxplanners.com — whether you are a taxpayer seeking help or a tax advisor ready to level up, explore resources and get matched to a licensed planner

taxplanningchecklist.com — get an introductory course into tax planning

prosperocpa.com/opportunity-report — get a free opportunity report and a custom video on what may be possible for you

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If you're a high-income earner, real estate investor, or business owner, the answer is almost always no—and in this video, I break down exactly why.

I’m walking you through the BIG lie behind one-time tax plans, the opportunities most people miss after Year 1, and why ongoing tax strategy can unlock six- and seven-figure savings over your lifetime.

In this video you’ll learn:
✔️ Why one-time tax plans stop far too early
✔️ The hidden opportunities in Year 2 and beyond
✔️ Why cost seg, STR, REP, and basic write-offs are JUST the beginning
✔️ How to layer advanced strategies that compound over time
✔️ How new tax laws, income changes, and events create NEW planning windows
✔️ Why high earners lose the most when they “set it and forget it”

If you’re serious about reducing your taxes every single year — this will change how you think about strategy forever.

👉 Get your free Opportunity Report:
https://prosperlcpa.com/opportunityreport

I’ll personally record a video walking through your unique tax savings potential.

👉 Download the Tax Planning Checklist:
https://taxplanningchecklist.com

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You’ve heard the stories: jets written off, million‑dollar refunds, zero taxes on millions in income. But are those strategies fundamental? And more importantly, do they apply to you?

In this video, Mark Perlberg (CPA + Tax Strategist) breaks down the truth about these “too good to be true” tax moves. He pulls back the curtain on deduction limitations, capital loss traps, passive vs. active income strategies, and how the wealthy legally reduce their tax bills, sometimes to zero.

You’ll learn:
• Why many tax hacks don’t apply to W‑2 earners
• The $630,000 business loss cap (and how to use it)
• How high earners stack real estate + charitable + credit strategies
• What most tax pros miss about timing, phaseouts, and AGI targeting
• Workarounds for SALT deductions, basis limitations, and more

🔥 Want a free opportunity report?
👉 https://ProsperlCPA.com/opportunity-r...

📚 Grab your free tax planning checklist:
👉 https://taxplanningchecklist.com

📌 Subscribe for tax reduction strategies weekly.

00:00 - Why You’re Here (Jets, $0 Taxes & Big Claims)
00:22 - Truth Bomb: Why It Doesn’t Work for You
00:40 - What Are Deduction Limitations?
01:30 - What You Can & Can’t Deduct
02:22 - There *Are* Legal Strategies
02:44 - Free Checklist & Custom Tax Report
03:30 - The $630K Business Loss Cap
04:56 - W‑2 vs Real Estate Write‑Offs
06:03 - Real Estate Capital Gains vs Stock Losses
07:12 - Charitable Deductions: 60% AGI Rule
08:15 - How the Wealthy Give & Win
09:56 - Qualified Business Income (QBI) Deduction Explained
11:14 - High Earners? Why You Lose QBI
12:32 - State & Local Tax Deduction (SALT Cap)
13:27 - Bonus Depreciation & State Misalignment
13:48 - Entity Structure & Basis Limits (S-Corp, Partnerships)
15:37 - When You Can’t Use Your Losses
17:12

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We show high‑earning W‑2s how to cut taxes now, not months from now, and convert savings into immediate cash flow. We walk through year‑end tactics, stacking limits, overlooked credits, and why adjusting your W‑4 can supercharge wealth growth.

Ready to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply

Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

• Foundational strategies for high‑income W‑2 tax reduction
• Year‑end actions still available in Q4
• Real estate limits and how to stack credits
• Turnkey short‑term rentals and cost segregation
• Capital gains planning and expense acceleration
• Solar credits and bonus depreciation on rentals
• Adjusting W‑4 to unlock cash now
• Reinvesting savings for compounding growth
• Strategic Roth conversions in low‑bracket years
• Building a multi‑year plan to preserve wealth

Go to Prosperal, ProsperWithan L, CPA.com slash opportunity report, and you'll talk about how we can put that together for you
ProsperoCPA.com slash apply if you want to get started

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We challenge the idea that lower is always better for taxes and show how “use it or lose it” deductions and credits vanish when income is either too high or too low. We map the sweet spots that unlock SALT, QBI, and child credits, and share moves to land there on purpose.

• standard vs itemized deductions and why timing matters
• SALT cap expansion and the $500k–$600k AGI phaseout
• AGI-reducing vs taxable-income-reducing strategies
• QBI rules, SSTB phaseouts, and the ~$395k MFJ target
• stacking SALT and QBI for outsized savings
• when adding income beats cutting it, including Roth conversions
• child tax credit thresholds and why MAGI control matters
• state nonconformity to bonus depreciation and planning implications
• practical levers: retirement deferrals, cost seg, oil and gas, expense timing

👉 Want to see how much you could save on taxes?
Get a free custom projection at ProsperlCPA.com/OpportunityReport
Complete a quick 5-minute survey, and we’ll send you a personalized video breaking down what tax strategies may apply to you — and how much you could save this year.

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The short-term rental loophole offers incredible tax-saving opportunities but requires careful market research and property selection to be profitable in today's competitive landscape. While the tax incentives can be life-changing, many Airbnbs have become money pits due to changing market conditions and lack of proper analysis.
 

Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com 

 At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

Get in touch with John at: https://johnbianchi.mykajabi.com/

Make Sure You Checkout Our Other Resources on the STR Loophole!!!

What is the Short-Term Rental Loophole?

Dangers of the Short-Term Rental Loophole
What the One Big Beautiful Bill Means for Short Term Rental Investors 

• Most investors make critical mistakes by not using data tools like AirDNA or misinterpreting the data
• Focus on full-time hosts with 270+ days of availability and multiple recent reviews for accurate revenue projections
• Use the "20% rule" to quickly assess market potential (revenue should be 20% of purchase price)
• Study successful properties in your target market to identify revenue drivers and build a "buy box"
• Cash flow should be prioritized over tax benefits to ensure long-term sustainability
• Avoid oversaturated "Class A" vacation markets where property values have increased beyond revenue potential
• Expect 8-20% cash-on-cash returns from well-selected properties
• Setting up an STR requires significant initial effort but becomes much easier with proper systems
• Choose markets with established regulations to avoid future compliance issues

To learn more about selecting profitable short-term rentals, visit strsearch.com for free educational resources or to schedule a consultation.