We’ve covered some ground in this season, trying to make all of our lives easier when it comes to our finances. And today we need to talk about making other people’s lives easier - we’re talking about simplifying your legacy.

Today we’re getting into Roger’s specialist subject - retirement planning - and how to simplify the approach to it so that you can make it as easy as possible.

As we haven’t covered financial behaviour in a while, it’s a good idea to revisit the subject, and in the process we’ll offer some advice on how to maintain a good attitude and posture towards your finances.

Insurance is part of the the foundation on which all wealth is built, so it’s important not only that we have the right insurance, but that have it set up as simply as possible.

I have a ten-point checklist for an annual financial review, but even that might seem a bit daunting, so how can we simplify the process of keeping on top of your finances? IN this episode, Roger and I do our best to help…

Today we’re continuing our season about Simplifying Everything and talking specifically about simplifying your investments. We certainly see a lot of complexity here when clients come to us. And while not everyone has a super-simple situation - sometimes complexity happens by accident - in almost every case, there’s a level of simplification that can be achieved, and usually quite easily and quickly.

Today we’re talking about simplifying pensions, an area of personal finance which is fraught with potential complication.

Today we’re focusing on an area of personal finance dear to Roger’s heart - budgeting! Everything starts and ends with the budget; income and outgoings. So we’re going to look at ways to simplify things and make it all easier to manage.

We’re getting into the season in earnest today, talking about Simplifying Your Planning. What do we mean by planning - we mean the reasons why you’re saving, investing, insuring - the goals you set and the mechanisms you put in place to achieve those goals. We see people over-complicate this, and hence their financial arrangements follow suit.

This season we’re going to be talking about the power of simplicity and suggesting ways you can simplify your financial situation. There are so many benefits for you, for your family, and in all kinds of ways - which we’ll get to in due course.