Today I'm chatting with Lisa Atkinson, a listener who cleared £35k of debt in 18 months on an ordinary salary as a single Mum of twin boys. But she didn't stop there. I know you'll find this conversation encouraging and motivating!

So, I opened a TikTok account the other day. I know - this is not to be expected of a silver-haired, middle-aged dude, but you know, I do like to keep people guessing! Almost immediately, the almighty TikTok algorithm decided to show me a video by a guy with the handle Frugal Spender. And then a few days later, Brian DMd me, we booked a Zoom call and agreed to record a podcast together. And that’s what you’re about to listen to!

I’m always interested in new technology that can make financial decision-making easier. For most of us, being able to make a decision is based on having the right information, which often means projecting long years into the future. Today I’m chatting with Kevin Hollister from Guiide - that’s with two ‘i’s’ - about their app which aims to make retirement decision-making simpler.

Today I’m chatting with Jillian Johnsrud, author of the book Fire The Haters. Jillian became financially independent at 32 years old and now creates content to help other achieve similar results. Inevitably though, when putting yourself out online, you’ll attract trolls and idiots, and Jillian shows us how she has dealt with that and also talks about her financial journey.

Today we’re going to asking an important this or that question - should you take your pension tax-free cash or not?

When it comes to taking benefits from your DC pensions, most people just assume that Drawdown is the ONLY way to go, and that annuities are dead, but we think there’s a place for them for the right people at the right time.

Today we want to cover a topic that is very subjective to each individual’s circumstances - whether you should take out insurance for a given risk, or whether you should use some of your own money in case that risk occurs.

The idea for this session came from a brilliant post in the Meaningful Money Facebook group by none other than Nick Mitchell, one of the brilliant moderators and part of the team here at MeMo. Nick felt like he was coming to a transition point in his career and was concerned that he was losing his identity somewhat, which, like for most of us, is very tied up in his work. This got us thinking about retirement - the biggest transition most of us face, work-wise - and whether its best to go out with a bang or fade out slowly.

Today we’re talking about investing for income, for growth or both - so it’s more of a this or that or the other conversation really. But this is actually something that we come across quite a bit talking to clients, particularly those in retirement.

Today we’re going to be discussing a this or that choice which, on the surface at least, might present something of a conflict for us, but we’re not ones to shy away from challenging subjects! Should you seek advice from a professional adviser like us or whether you should go it alone.