The Meaningful Money Personal Finance Podcast

The mortgage application process got more difficult last year, and right now, I’m experiencing this first hand. Today I talk to leading mortgage broker Andrew Montlake of Coreco, and he’s going to tell us what we need to KNOW, and what we need to DO when applying for a mortgage.

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This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset investing, bringing institutional investing techniques to ordinary people like you and me. 7IM put their name to my show and to my site because they believe in what I’m doing, trying to get decent, easy-to-understand financial information out to the world. I’m very grateful to them for their support. You can see what they’re up to at 7im.co.uk

Since recording this session, my mortgage has been agreed, thankfully! But the whole mortgage application process has really got me thinking and I'll be putting together a blog post about it very soon. in the meantime, there is tons of value in this conversation with Monty - enjoy!

Peer to peer lending is one of those things in life while there have been versions of it around for years, its popularity has exploded thanks to the internet. I am getting more and more enquiries and comments about it, so I thought we’d have a good look at it today.

Podcast: Subscribe in iTunes | Play in new window | Download

This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset investing, bringing institutional investing techniques to ordinary people like you and me. 7IM put their name to my show and to my site because they believe in what I’m doing, trying to get decent, easy-to-understand financial information out to the world. I’m very grateful to them for their support. You can see what they’re up to at 7im.co.uk

Celebrity Fund Managers are highly paid poster boys and girls for their respective companies, and their performance and personalities are used in marketing messages which attract millions and even billions into their funds. But are they worth their huge salaries and bonuses or should you avoid them at all costs?

Interest rates have been really low for a really long time. Great if you’re a mortgage borrower; not so good if you’re a saver. It’s these latter folks I want to give you some thoughts on what to do to get a better return than you’re getting in the bank, but what that might cost you in peace of mind and in pounds and pence.

This week I’m going to look at two important changes announced recently which might affect your planning. Neither one really warrants its own half-hour show, so I thought I’d lump them together here. Stay tuned...

Let’s say you have some extra money available each month. Should you pay down your mortgage more quickly, or invest that surplus? Or maybe you have an inheritance coming - should you pay off your mortgage or invest it? It’s a question which isn’t easily answered, because maths and emotion are often at odds.

There’s a hot topic in adviser circles right now, and it’s the rise of the robo-adviser. But what on earth is a robo-adviser and what does it mean for the man or woman on the street, looking to use online tools for their personal finances. Today I’m joined by fellow human adviser Al Rush, who is just the man to help us understand this new world…

Greece and China have been taking up a lot of column inches in recent weeks and months, but what is really going on? As ever, I turn to the nation’s favourite markets commentator, and good friend of the show, Mr Justin Urquhart Stewart of Seven Investment Management.

As ever Justin, does a sterling job talking us through the important issues, including Greece and China. You can catch much more of Justin on the 7IM website, and in particular, their 7IM TV page is good for checking out their views on the world economy and what it all means for investors. My thanks to Justin once again for coming on the show.