The Money Podcast

Rob and special guest, finance genius and whistleblower, Chris Rowell, investigate the world of credit scores and how individuals can leverage bank systems to secure loans and credit cards at 0% interest. Featuring some mind-blowing financial hacks, the discussion reveals the intricacies of credit scoring, the importance of maintaining an active credit profile, and the strategies for maximising borrowing potential without incurring interest

BEST MOMENTS

"There is no such thing as a credit score." 

"The more you use your credit, the more credit cards you have... the higher your score goes up." 

"The financial services industry does is kind of overcomplicate something that's quite simple."

Exclusive community & resources:  

For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠  

And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

🔗 CONNECT WITH ROB 

📸 Facebook: ⁠https://www.facebook.com/robmooreprogressive/?locale=en_GB⁠ 

📸 Instagram:⁠  ⁠⁠https://www.instagram.com/robmooreprogressive/⁠ 

👨‍💻 Linkedin:⁠ ⁠⁠https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk⁠ 

🌍 Website: ⁠https://robmoore.com/⁠ 

🎙 A NOTE FOR THE #MONEY MAKERS:     

The world of money is changing fast. Currencies are being debased, economies are unstable and your financial future is on the line. On The Money Podcast, Rob Moore, a seasoned entrepreneur and property investor dives deep into the truth about money—how to make it, manage it, invest it, and master it. If you’re ready to stop working for money and make money work for you, then this podcast is for you.

Want to start your own podcast? Get in touch -  Disruptive Media. ⁠⁠https://disruptivemedia.co.uk/⁠

If you don’t risk anything, you risk everything.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fear of losing money in Stocks? You're not alone - but day-trading isn't the answer.

SPONSOR: Direct Bullion. Get your free Guide to Tax-Free Gold. CLICK HERE NOW: https://robmoore.directbullion.com/gold/

Rob answers the critical question of whether now is a good time to invest, as well as the importance of "time in the market" over "timing the market." 

He illustrates how even investing during market downturns can yield significant returns over time, and discusses his personal investment philosophy, encapsulated in the "BHD" strategy—Buy, Hold, Die—demonstrating the long-term benefits of patience in investing. If you’ve ever wanted to emulate the success of one of the UK’s most successful investors, then this is the episode for you!

BEST MOMENTS

"Time in the market, not timing the market. The best thing to do is just endure or experience, be exposed to time in the market."

"Savers are losers. The only way you make and protect and grow your wealth is investing."

"The best time to plant a tree was 20 years ago. The second best time is today."

Exclusive community & resources:  

For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠  

And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

🔗 CONNECT WITH ROB 

📸 Facebook: ⁠https://www.facebook.com/robmooreprogressive/?locale=en_GB⁠ 

📸 Instagram:⁠  ⁠⁠https://www.instagram.com/robmooreprogressive/⁠ 

👨‍💻 Linkedin:⁠ ⁠⁠https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk⁠ 

🌍 Website: ⁠https://robmoore.com/⁠ 

🎙 A NOTE FOR THE #MONEY MAKERS:     

The world of money is changing fast. Currencies are being debased, economies are unstable and your financial future is on the line. On The Money Podcast, Rob Moore, a seasoned entrepreneur and property investor dives deep into the truth about money—how to make it, manage it, invest it, and master it. If you’re ready to stop working for money and make money work for you, then this podcast is for you.

Want to start your own podcast? Get in touch -  Disruptive Media. ⁠⁠https://disruptivemedia.co.uk/⁠

If you don’t risk anything, you risk everything.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fear of losing money in Stocks? You're not alone - but day-trading isn't the answer. Learn to invest safely in just 5 minutes a day.

Rob examines the worst ways to lose your money, challenging conventional wisdom about savings, inflation, and banking. He also highlights how banks profit from consumers, often at their expense, and critiques the hidden nature of taxes and inflation as forms of financial theft

BEST MOMENTS

"Gambling's the worst thing. Closely followed by saving it in a bank."

"A savings account is a lie. Your money goes down in savings accounts."

"Inflation is a hidden tax and tax is a hidden theft."

Exclusive community & resources:  

For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠  

And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

🔗 CONNECT WITH ROB 

📸 Facebook: ⁠https://www.facebook.com/robmooreprogressive/?locale=en_GB⁠ 

📸 Instagram:⁠  ⁠⁠https://www.instagram.com/robmooreprogressive/⁠ 

👨‍💻 Linkedin:⁠ ⁠⁠https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk⁠ 

🌍 Website: ⁠https://robmoore.com/⁠ 

🎙 A NOTE FOR THE #MONEY MAKERS:     

The world of money is changing fast. Currencies are being debased, economies are unstable and your financial future is on the line. On The Money Podcast, Rob Moore, a seasoned entrepreneur and property investor dives deep into the truth about money—how to make it, manage it, invest it, and master it. If you’re ready to stop working for money and make money work for you, then this podcast is for you.

Want to start your own podcast? Get in touch -  Disruptive Media. ⁠⁠https://disruptivemedia.co.uk/⁠

If you don’t risk anything, you risk everything.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rob gets real and open about the impact of Labour's proposed tax policies on landlords and the housing market in the UK, arguing that their approach, which includes taxing landlords and introducing a national property tax, is detrimental to both property owners and renters, exacerbating the existing housing shortage.

As one of the UK's most prominent property developers, he gets candid about the need for government support and incentives for landlords to help lower rents and stimulate housing development, critiquing the government's handling of immigration and social housing, and highlighting the disparity between asylum seekers receiving guaranteed rent and long-standing UK residents having to be placed on waiting lists

BEST MOMENTS

"Labour are causing the house price crash. Labour hate landlords. They are taxing them to death."

"High rents are not caused by landlords being greedy. High rents are caused by the soaring costs of energy and water and the soaring inflation and taxation."

"If Labour were smart, they would go, hey, landlords, here's a little bit of tax relief."

Exclusive community & resources:  

For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school  

And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms 

🔗 CONNECT WITH ROB 

📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB 

📸 Instagram:  https://www.instagram.com/robmooreprogressive/ 

👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk 

🌍 Website: https://robmoore.com/ 

🎙 A NOTE FOR THE #MONEY MAKERS:     

The world of money is changing fast. Currencies are being debased, economies are unstable and your financial future is on the line. On The Money Podcast, Rob Moore, a seasoned entrepreneur and property investor dives deep into the truth about money—how to make it, manage it, invest it, and master it. If you’re ready to stop working for money and make money work for you, then this podcast is for you.

Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/

If you don’t risk anything, you risk everything.

It's tough to be the best in business while also conducting your personal relationships successfully, and in this episode, Rob looks at the many complexities involved, exploring the unique challenges and dynamics that arise when balancing personal and professional lives.

He also addresses the significance of having a strong support system, whether in personal relationships or business partnerships, and the value of contrasting traits that can foster growth and accountability, as well as insights on parenting, the impact of wealth on relationships, and the delicate balance of maintaining professionalism with employees while fostering a caring workplace culture

KEY TAKEAWAYS

Success in relationships is subjective; staying in an unhappy relationship for years can be considered a failure, regardless of the number of years spent together.

Entrepreneurs should seek partners who are grounded and realistic

To prevent children from becoming entitled, it's important to challenge them and encourage them to earn their own money

Successful business partnerships often involve individuals with complementary skills and a shared vision

Employees should be viewed as individuals working for themselves rather than for the employer

BEST MOMENTS

"It takes a certain type of person to be with an entrepreneur. You've got to love variety." 

"If you have a hole in your soul, no human alive can make you happy." 

"I think the most destructive force is an entrepreneur married to an entrepreneur." 

"No one works for me; everyone works for themselves." 

"Wisdom is knowing the difference between what you think you want and what is good for you."

EXCLUSIVE COMMUNITY & RESOURCES:

For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school

And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions) → https://robmoore.live/mms

🔗 CONNECT WITH ROB

📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB

📸 Instagram: https://www.instagram.com/robmooreprogressive/

👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk

🌍 Website: https://robmoore.com/

🎙 A NOTE FOR THE #MONEY MAKERS:

The world of money is changing fast. Currencies are being debased, economies are unstable and your financial future is on the line. On The Money Podcast, Rob Moore, a seasoned entrepreneur and property investor dives deep into the truth about money—how to make it, manage it, invest it, and master it. If you’re ready to stop working for money and make money work for you, then this podcast is for you.

Want to start your own podcast? Get in touch - Disruptive Media. ⁠https://disruptivemedia.co.uk/

If you don’t risk anything, you risk everything.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should you pay off your mortgage sooner? Or will paying across the original term work out better? 

It's a question many ask themselves, and yet there are factors to consider. In this episode, Rob outlines five compelling reasons to reconsider mortgage repayment, including the benefits of low-interest debt, the opportunity cost of capital, and the impact of inflation on debt value.

KEY TAKEAWAYS

Current mortgage rates are relatively low, making mortgages one of the cheapest forms of debt.

Instead of paying off a mortgage, individuals can invest their money in higher-return assets, such as stocks or real estate, which can yield better returns than the cost of mortgage interest.

Paying down a mortgage can lead to significant opportunity costs.

The money used for mortgage repayments could be invested in income-generating assets, which could provide enough cash flow to cover mortgage payments

Inflation decreases the real value of debt over time.

As inflation rises, the cost of living increases, but fixed mortgage payments remain the same

Mortgage companies often structure loans to front-load interest payments, meaning that in the early years, borrowers pay mostly interest rather than principal

BEST MOMENTS

"If you're paying your mortgage down, you might have an interest rate of 4%, but you could have got 11.5 to 12% in the stock market for the last 15 years."

"Inflation pushes the prices of rents up... your mortgage payments are not going up with inflation. They're going down with inflation."

"The banks know if you get a mortgage with them... you might move after three or five years. So they front load loads of interest."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

 https://money.school

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fear of losing money in Stocks? You're not alone - but day-trading isn't the answer.

Anyone can become a millionaire in just two years, and Rob's here to tell you just how to do it! He explains the steps necessary to achieve this incredible goal, explaining how you can leverage your unique skills and passions, and harness the marketing strategies that make life-changing money

KEY TAKEAWAYS

To make a million pounds in two years, one can break it down to earning approximately £1,369 a day. When a goal is more achievable it allows for various business models to reach that target.

Start a business by selling information (like online courses or memberships) which requires minimal overhead and can be launched quickly, allowing for rapid income generation.

Always aim to deliver more value than what customers are paying for. This approach builds trust and encourages customers to see the worth in your offerings

Continuous improvement and adaptation of products and services are crucial. Starting now and making incremental improvements over time can lead to significant growth and success in the long run.

BEST MOMENTS

"If you can learn, you can earn. Anyone can be a millionaire in two years." 

"Always do more than you're paid to do. It's not price, it's value."

"People buy Rolexes and APs for the feeling, how it makes us feel." 

"If you want to pick a time that's the best in history to become a millionaire in two years, it is now." 

"You can either be rich or happy. No, you can be rich and happy."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

 rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rob presents a detailed comparison of the tax systems in Dubai and the UK, highlighting the stark differences that impact entrepreneurs and high earners.

He covers various taxes, including income tax, national insurance, VAT, corporation tax, capital gains tax, inheritance tax, and property taxes, illustrating how Dubai's favourable tax environment contrasts sharply with the UK's higher rates

KEY TAKEAWAYS

Dubai offers significantly lower tax rates compared to the UK, with income tax and national insurance at 0% in Dubai versus up to 45% and 15% respectively in the UK.

Other taxes such as capital gains tax and inheritance tax are also 0% in Dubai, while they can reach up to 28% and 40% in the UK.

The high tax rates in the UK are driving wealthy individuals and entrepreneurs to leave the country, with predictions of over 100,000 millionaires and billionaires potentially departing by 2030

The UK tax system imposes multiple layers of taxation, including taxes on income, employment, and inheritance, which can discourage investment and entrepreneurship

Starting a business in the UK can be a strategic move to mitigate tax burdens, as business owners can pay taxes after earning income, unlike employees who pay taxes first.

Setting up a company is presented as an accessible option for individuals looking to improve their financial situation.

BEST MOMENTS

"In the UK, the higher bracket is 45%, but shockingly, in the 100 to 125 grand bracket, the nominal net rate ends up being 60%."

"In Dubai, income tax is 0%, National Insurance is 0%, whereas in the UK, income is up to 45% and National Insurance is 15%."

"Inheritance tax is like the most evil, nefarious type of tax... we're ruining generational wealth with inheritance tax."

"Why would you stay in the UK?"

"Setting up a company is actually easier than ever, even though running it is not as easy as it used to be."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

 rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

Fear of losing money in Stocks? You're not alone - but day-trading isn't the answer.

What are the biggest misconceptions around money?

In this episode, Rob and Kane look at wealth, savings, and the banking system, challenging the traditional beliefs that saving money is the key to getting rich, and stressing the fact that hard work alone is insufficient for financial success; instead, smart work and leveraging opportunities are crucial!

KEY TAKEAWAYS

Saving money in traditional bank accounts is often counterproductive due to low interest rates and inflation

Store wealth in assets that appreciate over time, such as real estate or precious metals.

While hard work is important, it is not sufficient for wealth creation.

Smart work, which involves leveraging opportunities and resources, is crucial

Effective time management is essential for productivity

Not all debt is bad; it depends on the cost of the debt relative to potential investment returns.

If the return on investment exceeds the cost of debt, it may be beneficial to invest rather than pay off the debt immediately.

Building wealth is more about the gap between income and expenses rather than just increasing income.

Investing in appreciating assets while keeping expenses low can lead to long-term financial success

BEST MOMENTS

"Saving money is the key to going broke. You cannot save your way to wealth."

"The bank does not care about you. The bank does not save your money, it invests your money." 

"Money absolutely does make you happy. Without money, we cannot exchange value with each other." 

"If a bank says to you, buy now and pay later, run a mile"

"You do not need money to start investing. You need knowledge, resources, and contacts."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

 rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

Learn more about your ad choices. Visit megaphone.fm/adchoices

Fear of losing money in Stocks? You're not alone - but day-trading isn't the answer.

Rob shares a dynamic formula for investing, aimed at helping you to maximise your returns, take control of your financial future, and how best to game the stocks-and-shares investing strategy.

Tune in, listen up, and get ready to make some serious money!

KEY TAKEAWAYS

It's crucial to take personal responsibility for managing your own investments and financial future rather than relying on financial advisors.

Recommended platforms for investing include Hargreaves Lansdowne for personal investments and Charles Stanley for company investments, particularly for tax-efficient options like ISAs and pensions.

In the UK, individuals can invest up to £20,000 annually in a cash ISA or stocks and shares ISA, which provides tax benefits on investments.

Investing in stocks can be daunting, but with the right education and a step-by-step strategy, it can be manageable

BEST MOMENTS

"No one cares about your own money any more than you. And you know, you wouldn't outsource your parenting."

"It's my responsibility to invest my own money. It's my responsibility to invest for my own pension and retirement."

"Honestly, day trading probably isn't going to work for you. But investing is different."

"School never taught us how to do this. I've been investing successfully and consistently in the stock market."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

 rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

Learn more about your ad choices. Visit megaphone.fm/adchoices