The Money Podcast

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob is joined by hedge fund manager Rob Gardner, who has helped over a million clients invest. He shares with Rob how he helps manage other people’s money, his investment strategies and the beliefs and principles he invests and lives by. They also talk about who they think controls the world, the power banks and investment firms hold, and their thoughts on taxation. 

KEY TAKEAWAYS

• Rob has a set of investment beliefs and principles that he uses to guide him, particularly with more difficult decisions.
• It can be easier to work with other peoples money than your own as it isn’t just you working on decisions, but a team, and it also keeps you clear-headed and professional.
• You have to maintain discipline to be able to invest calmly and safely. It’s also important to recognise that you won’t get every decision right.
• Rob wants to be financially free by the time he is 55, to meet this target he tries to double his money every year.
• When investing, it’s important to diversify across equity, bonds and properties.
• Investing should always be for the long term. For example, when investing in businesses, think about their longevity.
• Rob believes that we can still live in a capitalist society and reduce on reliance on fossil fuels.
• The idea of overnight success isn't real, yet people are becoming obsessed with quick results. As a society, we need to think about how we change this mindset to continue to create the entrepreneurs of the future.

BEST MOMENTS

“Personally I’ve always had a set of investment beliefs.”

“Investment is risk, but risk is to shake people off”

“I want the freedom to say I don’t want to work”

“Ask yourself, if this business didn’t exist, would the world miss it?”

“The world and economic growth needs cheap energy and that energy can come from other places”

“People don’t realise that a pound note is an IOU”

"How do we have radical reform? What is a way to fire up the UK economy again?"

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

 SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob discusses whether the banking system is the biggest Ponzi scheme in history or the greatest invention of all time. He shares why money is essentially a story we have all bought into and how the banks are only there to make money and not help or aid you.

KEY TAKEAWAYS

• Money isn’t real, it's not physical or tangible.
• Many people believe saving money is a way to make money, but this isn’t true at all.
• Banks don’t exist to help you make money or help humanity, they exist to make money for themselves.
• Inflation is so much higher than interest rates that your money is devaluing.
• The banks and the rich make money by investing and lending.
• The banks run by different rules from everyone else. They can run insolvently when this is illegal for businesses.
• Think about how you can play the banking system at its own game, learning from it and becoming a producer rather than a consumer.

BEST MOMENTS

 “The governments create money as debt”

“You save money under a false, naive pretence” 

“The banks get rich investing and lending”

“You’ve got to play them at their own game”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob shares the 4 laws of wealth in this episode. Many see wealth as unobtainable, even immoral but Rob explains why this isn’t true and how you can make wealth and money work for you.

KEY TAKEAWAYS

1. Never spend more than you earn
2. Invest your surplus/savings into assets, not a savings account
3. Always do more than you’re paid to do
4. Don’t work hard for your money, make your money work hard for you

BEST MOMENTS

“I used to hate millionaires”

“Volatile emotions erode wealth”

“I like assets that produce income”

“Always give more value than you charge”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob shares the money lessons he has learnt over 17 years including the brutal way the banks control and consume you.

KEY TAKEAWAYS

1. Money isn’t everything but everything is better with money
2. You need to pay yourself first, instead of the bills and the banks
3. You do not get rich saving money you get rich investing money
4. Money compounds far quicker in debt
5. If you do not have a product that makes money you are the product for the bank to make money

BEST MOMENTS 

"It is statistically and historically proven that the money you have the more healthy you’re likely to be and the longer you’re likely to live”

“How you do anything is how you do everything”

“The banks lure you in with clever marketing”

“It wasn’t that I couldn’t earn money it was that all the money I was earning was going to the banks”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Link to full episode with Jaspreet Singh https://omny.fm/shows/the-money-podcast/jaspreet-singh-who-really-controls-the-worlds-mone

Is inflation a form of hidden tax? Rob speaks to Jaspreet Singh about this and why it disproportionately affects the poor and middle class in society. He then talks about why you need to prioritise becoming financially educated.

KEY TAKEAWAYS

• Inflation disproportionately hurts the middle class and the poor as these are the financially uneducated in society.
• Inflation benefits those who are financially educated as they can make choices based on how it will impact their investments, savings and cash.
• When money is created by the government, the money you earn and your savings go down in value as they have less buying power.
• Large corporations and their shareholders benefit from inflation.
• The school system is built to keep the masses ignorant about money and finances.
• Becoming wealthy isn’t always about how much you earn but what you do with that money.

BEST MOMENTS

"When money is created the value of your money goes down, the value of your savings go down”

“You as a consumer get hurt by inflation”

“How do you become wealthy? That’s called financial education” 

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob speaks to Raj, the founder of Shazam, who sold his company to Apple for a reported $400 million. Raj talks about building Shazam, including the fact that it took 15 years to become profitable! From raising over $150 million across multiple funding rounds to navigating an 18 month exit process, Raj's gives his thoughts and experiences on entrepreneurship, investment philosophy, and leadership.

KEY TAKEAWAYS

• Shazam took 15 years to reach profitability before selling to Apple for $400 million. Raj and his partners raised over $150 million across multiple funding rounds, showing the importance of investor patience and founder persistence in tech startups.
• When pitching to investors, focus on ‘magical thinking’ which is projecting your vision clearly until others believe it. Spend time having multiple conversations and look for investors who genuinely connect with your story.
• Building a successful exit takes time, Shazam's sale involved a nine month transaction period plus another nine months for regulatory approval. Clean, transparent deal structures are preferable to complexity.
• The most vital trait for entrepreneurs is being mentally fluid, knowing when to pivot, learning faster than the market by processing new information and paying attention to weak signals is essential.
• Leadership isn't about micromanagement but setting up problems for your team to solve rather than dictating solutions. This allows smarter team members to develop innovative approaches.

BEST MOMENTS

"I like to call myself a tech for good investor so I try to invest in companies which are aiming to make a difference in the world... It's very rewarding in the sense of intellectual stimulation. I'm not quite sure if it's going to be rewarding financially, the jury is out."

"The market is constantly moving. You have new technology, new opportunities, competition, new products being launched. Your job as an entrepreneur is to learn faster than the market."

"If you are a parent and your kid is starving, you're short of food, are you going to give up on that kid? Never. You'll do whatever it takes to keep that child alive. And that's what we had to do."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

In this episode, Rob discusses the current state of capitalism in the UK through the lens of entrepreneurship and taxation with Simon Arora. Simon argues that the system works, but emphasises the need for a cohesive society supported by fair tax policies. 

KEY TAKEAWAYS

• There is a need for a cohesive society that balances economic growth with social responsibility.

• Investing and risking personal capital should be treated differently from earning a salary.

• The public sector could benefit from adopting productivity measures similar to those in the private sector. The current system may lack accountability and incentives for performance, leading to inefficiencies.

• Complacency and a lack of competitive drive have emerged in society, particularly among younger generations. 

BEST MOMENTS

"The driving force isn't the personal wealth. The driving force is to achieve your potential and to be successful, to be the best you can be."

"I made it my job to skate where the puck is going rather than where the puck is."

"Life's not about taking the easy route. Life's not about being lazy."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob and CEO of B&M Simon Arora talk about what it takes to be a valuable entrepreneur in a ‘sea’ of fakes on social media and why work ethic and realism matter. They also discuss the problems with working from home for businesses and individuals and why it can be unfair and unproductive. 

KEY TAKEAWAYS

• Realism is essential as an entrepreneur, there is no space for naivety.
• Working from home doesn’t allow for effective collaboration and learning from others.
• There will always be 10% of your workforce doing the bare minimum, how can this be managed if they work from home?

BEST MOMENTS

"Hard work matters”

“If you’re going to fight against a big competitor you need energy and I’ve not been able to see that created from home”

“The reality is it’s very hard for the senior leadership or your line manager to really know how hard you’re working”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob and Grant Cardone talk about whether we need billionaires. They discuss the pros billionaires offer to the economy and society and what we can learn from them. Grant Cardone also shares why he wants to be a trillionaire one day, why he doesn’t pay income tax and why anyone could be a billionaire. 

KEY TAKEAWAYS

• Big institutions are making trillions of dollars, this is who the public should be focusing on rather than billionaires.
• We need people who take risks in society and billionaires are often being rewarded because they are the risk takers.
• Grant Cardone doesn’t pay income tax but he pays more than his fair share in employment and other taxes such as in property.
• There’s education in inequality, the billionaires play by a different set of rules than everyone else.
• People are rewarded for the value they create and make in the economy as we live in a capitalist society.

BEST MOMENTS

"Do we need billionaires? We need people who are going to take risks”

“There are too many small companies and small thinking going on”

“Don’t hate the player, don’t hate the game, learn the game, the game of the wealthy”

“People are fairly rewarded for the value they make”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com

Rob discusses the state of the UK financial system with journalist and podcaster Peter McCormack. They explore the government's alarming debt, the erosion of purchasing power and why Bitcoin might be the answer. Their conversation exposes uncomfortable truths about money that schools won't teach you and most media won't discuss.

KEY TAKEAWAYS

• The UK government spends more servicing debt (£120 billion) than on education (£73 billion). This debt spiral is politically impossible to escape since no party can win an election by proposing austerity.
• Fiat currencies typically last about 90 years before collapsing. Venezuela, Zimbabwe, Lebanon, and Turkey demonstrate what happens when currencies fail. The UK and US may be headed toward similar fates.
• CBDCs represent a dystopian nightmare where governments could instantly freeze citizens' money. This surveillance state technology would make people slaves of the government rather than the other way around.
• Bitcoin offers a revolution through decentralised money that can't be controlled or debased by governments. It enables borderless transactions without intermediaries.
• In countries with failing currencies, people naturally gravitate toward better money. Citizens in Cambodia, Venezuela, and Argentina already prefer dollars or Bitcoin over their rapidly devaluing local currencies.
• Our current money system incentivises excessive consumption rather than saving. Bitcoin encourages more responsible spending by preserving value over time, potentially reducing wasteful industries like fast fashion.

BEST MOMENTS

"We are in a financial debt spiral. If the debt's not paid off, the debt's getting bigger and if the debt's getting bigger, it's going to drive more inflation, which is going to have a widening gap in society."

"I am a Bitcoiner because for me it is a peaceful revolution. It is a way to educate the people around money, educate the people around government, and peacefully protest. I'm not picking up a pitchfork or a gun, I am sending a transaction to you."

"What happens when the government makes a mistake with their allocation of capital? They hide it, they lie about it, they spin about it, and nothing. They tax us more. They are terrible allocators of capital."

"When the money isn't scarce, everything else is. I hold Bitcoin because it's scarce. I have very high conviction in 10 years time, everything I've got in Bitcoin is going to be worth considerably more than it is now."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Learn more about your ad choices. Visit megaphone.fm/adchoices