Ramit Sethi and Morgan Housel: Two titans in finance and money management who don't believe in property investing?!    

It's your turn to ask the questions as we dive into a topic that's never been explored before on The Property Couch!  

From breaking down our verdict on these two financial gurus to revealing how you can mirror Ramit and Morgan's investing style, tune in to find out if we’re going against the greats!   

P.S. Stick around until the last question where we answer: Should this mother take all her daughter's savings and put them into the family offset to benefit them all?     

Free Stuff Mentioned 

• Free Spreadsheet: Kids Savings Tracking Calculator  
• Free Events:  
  • The Adviser's New Broker Academy
    Learn how to build a successful Mortgage Brokerage Business from the ground up. Register now >> 
  • PICA Webinar: Housing Crisis: Setting the Record Straight
    7pm AEST, Wednesday 29th of May. ($5 Membership Required)
    What does the new data reveal about Australia’s housing crisis? What common misinformation is being spread?
    Become a member to register now >>
• See Bryce's Lifehack >> 
• Resources from Ben’s “What’s Making Property News?”  
  • ASIC report: Australians need better hardship support from their lenders 
  • “Housing Market Cycles and Fundamentals” speech by Sarah Hunter, Assistant Governor  
• Guest & Episodes Mentioned:  
  • 116 | Q&A – How Guarantor Loans Actually Work, Fixing a Joint Venture, Investing in WA and More 
  • 494 | “The Table of Truth”: Everything You Need to Know About Property & The Budget 

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- Make Money Simple Again

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Folks, the 2024-25 Federal Budget has just dropped, so what does it mean for property investors and the broader economy?     

In this exciting episode, we’re unpacking everything you need to know about the new Budget and bringing in a leading financial market expert to help.   

Returning to the couch is Evan Lucas - economist, Moorr ambassador and author of the best-selling book Mind Over Money. 

Basically, we’ve brought in the big guns to tackle:  

💰 Is this Budget economically or politically driven?
🏆 Who were the Winners & Losers?
💸 The drastic spending decisions made by the government (and the resulting deficit)
 📈 The secondary inflation wave on the horizon
❓ The #1 big surprise missing from this budget 
🏠 Why we will NOT reach the goal of 1.2M new dwellings
 🔄 What would it take to see positive political reforms?   

As Evan says, “Subsidies are not a magic bullet through fixed inflation.” 

To understand this year's budget and what it means for you, tune in now folks 😊   

FREE STUFF MENTIONED

• Bonus Episode: 2024: The Golden Year for Tax Planning 
• Listen to previous episodes with Evan   

LISTEN TO THE FIRST 20 EPISODES HERE >>

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Don’t forget to download the free Fact Sheet for a summary of what is covered in this episode!

In today’s bonus episode, Ben is joined by esteemed guest expert Julia Hartman (founder of BAN TACS and Chief Technical Tax Advisor at Empower Wealth), and together they discuss tax planning strategies and why 2024 is the absolute golden year for tax planning!

Get actionable tips around superannuation contributions, learn the importance of maintaining accurate depreciation schedules, and maximize your legal entitlements when it comes to your investment properties.

It's more important than ever to get your strategy right before 30th June, and if you’re looking for an investment-savvy tax accountant that can help, fill out the form here: https://www.thepropertycouch.com.au/tax

Let’s make this financial year the most empowering one yet!

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
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Emma's partner has a $160K dilemma: He's been offered a refund on an Off-The-Plan apartment that's been delayed for two years. Should he take the refund or ride it out for a potentially higher sell price? 🤔

Kieran faces the decision of investing in smaller units versus two individual homes. Which aligns better with his overarching goal to help others? 🌍 

And in Simone's Retirement Plan: How does this single mum and schoolteacher with 5 properties reach a target of $2,000 per week for retirement? How does this stack up in today's economy? 📈

Folks, this is a massive Q&A day, during which we link age-old questions in today's nuanced context. Listen now!

FREE STUFF MENTIONED

• Unlock Free Cutting-Edge Financial Tracking Tools
  From Offset Tracking to Bulk Adds/Edits in Moorr, your all-in-one lifestyle and money management platform. Check it out now!  
• Leave us a Q for our next Q&A Day!
  Reach out through our SpeakPipe or to Bryce on Instagram. (Get a free Start & Build course if your Q is featured!)   
• Resources from Ben’s “What’s Making Property News”:  
  State of the Housing System 2024 
• Guests & Episodes Mentioned:  
  • Our “ABCDS” of Property Investing:  
    • 003 | Four Pillars of Mastery – Cash Flow Management 
    • 004 | Four Pillars of Mastery – Borrowing Power 
    • 005 | Four Pillars of Mastery – Asset Selection 
    • 006 | Four Pillars of Mastery – Defence 
  • 491 | The 3 Stages of Retirement & Why Most Don’t Think Beyond Stage 1? – Chat with Jennifer Langton 

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Google Play: https://bit.ly/3OT86bW
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FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Welcome to the third RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!

Here's a sneak peek into what our hosts cover in today's episode:

📺 RBA’s Interest Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEDT) today!

📈 Australia's Inflation Challenges: The Q1 inflation rate is at a stubborn 3.6%, which is above the RBA's comfort zone of 2-3%. Find out why non-tradables like healthcare and rental housing are giving inflation a nudge, as well as the potential interest rate adjustments in light of the upcoming federal budget.

🏅 Employment Landscape: While there are mixed trends in US and Australia’s employment situations, Australia shows many positive signs with record-high participation rates and an all-time high in female employment.

🏠 Property Market Dynamics: Despite expectations, property prices in Australia are on the rise. We'll explore the ups and downs of the market, driven by high demand in some areas and scarcity in others. Get ready for a deep dive into what's happening now and what it means for future property investments.

💰 The Inflation Psychology Story: Ever heard of the "buy now or regret later" mindset? It's a self-fulfilling prophecy where high prices make people rush to buy, which, in turn, keeps prices high. Ben & Evan discuss this consumer mindset and its effects on inflation. 

Whether you're a seasoned investor, house hunter, or just curious about economic trends, this episode is a must-listen! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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- How to Build a Property Portfolio and Retire on $2,000 a week >>

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- Make Money Simple Again

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What would you do if you worked 16-hour days on the road and were utterly exhausted the few days you were home?  With a family to care for and a past of previous divorces, you'd probably want to change your lifestyle. 

But what if it'll cost you $42,000 A YEAR? 😱

Or, what if you'd made the #1 biggest investing regret of your life in a get-rich-quick scheme and had lost half a million dollars?! How would you recover and get back on track towards a comfortable retirement?   

In this Case Studies episode, we're mapping out two plans for two couples (Names have been changed for privacy 😊) whose stories testify to the fact that there is no one "right" way to invest in property.   

It's an inspirational episode that holds many cautionary tales, tune in now to avoid falling into the same traps!   

FREE STUFF MENTIONED

• 2024 Survey Closes Today: Get a free Case Study Series Unpacked (RRP $297) when you let us know what you want to hear
• Moorr Money Management App: New revolutionary Offset Loan Tracker
• Free books to increase your financial literacy:
  Make Money Simple Again
  The Armchair Guide for Property Investing  
• Want to map your property journey? Book a free, no-obligation chat with our expert advisors who created the plans in today's episode.
• Resources from Ben’s “What’s Making Property News”:
  Millennials the most active property investors: CommBank data
• Guests & Episodes Mentioned:
  489 | The Rise of the Finfluencer: Who’s at Risk

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

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- Make Money Simple Again

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Today’s bonus snippet is from our conversation with Chris Helder – a certified practitioner of Neuro-Linguistic Programming (NLP), renowned public speaker, and author of Useful Belief, Re-Ignition, Cut the Noise, and The Ultimate Book of Influence.

In this TPC Gold soundbite, Chris discusses the #1 obstacle that holds people back from achieving success!  

Tune in for invaluable perspectives on mindset and behavioural patterns that will help you balance and excel in multiple roles – whether in your family, relationships, career and everything else in between.

Listen to the full episode here: Episode 113 | Why Positive Thinking Doesn’t Work! 

Free Stuff 

• New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet! 

Similar Episodes 

• Chris Helder - Ep 158: Cut The Noise: How to Master Your Mindset 
• Turia Pitt  - Ep 224: From Burned Alive to Investing in Grit, Triumph and Property 
• James Clear (Author of Atomic Habits) - Ep 261: How to Hack Your Habits to Make You a Better Money Manager 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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“What you do with your home will have the biggest impact on your fees and charges and how your cash flow works in residential aged care."
- Jennifer Langton  

Folks, A LOT of considerations and work must be done to "get your ducks in order" before you retire. It’s not just for elderly folks or those who are about to retire either. Gen Xs, we’re talking to you!  

To help guide you through Australia's complex Aged Care system, we've got an exceptional, first-time property couch guest: Jennifer Langton!   

Jennifer is the Head of Personal Advice at Aged Care Steps and is an Educator, Financial Adviser, and Speaker who is an FAAA accredited Aged Care Specialist for Senior Aged Care and Retirement Living.

FREE STUFF MENTIONED

• 2024 TPC Survey Closing Soon! Tell us what you want to hear and we’ll give you a Case Study Series Unpacked for FREE (RRP $297).
• Resources Jennifer Mentions:  
  • Find out more about Jennifer or get in contact with her today 
  • Accessing home care under 65 years: NDIS  
  • Accessing home care over 65 years: My Aged Care  
  • Find out more about the:  
    • Commonwealth Home Support Programme 
    • Home Care Packages Program 
    • Refundable Accommodation Deposit (RADS)  
• Resources from Ben’s ‘What’s Making Property News’: 
  • Construction loans for new homes at 20-year low: HIA
  • World’s 'most expensive house' goes on sale - and you'll never guess how much it costs 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Is the Sandwich Generation doomed to be in wealth limbo forever? 🥪 

In this week’s episode, we’re unpacking who falls into this generation of investors and why they are trapped in property purgatory.  

We also pull back the curtains on:  

• The so-called greedy investor: What do this property investor’s cash flow numbers reveal about his financial situation? 
• Would you stop paying 10c at the risk of not earning $1? 
• The secret to escaping wealth limbo  
• Why you should focus on stabilisation over investments 
• The hidden game of referral agents and who really ends up paying  

This episode is full of insightful and alarming graphs, so we’d highly recommend WATCHING this episode on YouTube!

Free Stuff Mentioned 

• 2024 TPC Survey Now Open!  
  Let us know what we should start, stop and keep doing and as our thanks to you, we’ll give you a Case Study Series Unpacked for FREE (usually $297). Plus, the top #5 most insightful answers will win a $100 gift card. Share your thoughts now >>   
• Free Book: Make Money Simple Again  
• Free Money Management Platform: Moorr 
• Are you part of the Sandwich Generation? We want you to be part of our 2025 Summer Series! Reach out to Bryce on Instagram or through our SpeakPipe  
• The first time in recorded Australian History: Rental stock is going backwards and the latest ATO data. Watch this Episode on YouTube to see these insightful graphs >>  
• Bryce’s Lifehack: iPhone stickers can help you plan your outfit! >>  
• Ben’s “What’s Making Property News”: Read Domain’s March 2024 Rental Report >>  
• See the Guests & Episodes Mentioned here >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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Note: This episode is a re-run of one of our older episodes. It originally aired on 14th April 2016 😊  

In today’s episode, we tackle the increasingly popular strategy of 'rentvesting'. 

As we see soaring property prices in major urban hubs, the dream of homeownership seems further out of reach for many. But is there a savvy way to balance that dream with reality?

Enter ‘rentvesting’ – where you rent in the place you love...and invest where you can afford.

Rentvesting is a smart solution that can offer freedom, tax perks, and a wealth-building shortcut, but can you handle the emotional trade-offs? 


Free Stuff Mentioned 

• New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet! 
• FREE PROPERTY REPORT: Learn how your suburb is performing in this comprehensive 39-page report. Get it while it’s free! 
• Money Magazine Cover Story: Rent & Invest – Rentvesting can give you the dream lifestyle now and help you build a property portfolio 

Previous Episodes/Guests Mentioned

Margaret Lomas 

• Ep 150: How This Mother of 5 Turned $80,000 into a Multimillion Dollar Property Empire 
• Ep 216: Everything You Need to Know to Invest! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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- Facebook
- Youtube