Today, we’re joined by the fabulous Effie Zahos—editor, speaker, author, and all-around finance guru!  

Effie dives into the emotional aspect of money management and how it’s more than just dollars and cents.  

Tune in and get inspired to take control of your financial story! 

Listen to the full episode here: Episode 235 | Money Hacks from the Money Queen – Chat with Effie Zahos 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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What happens when you combine a passion for property, a background in law and a trailblazing drive to create a one-of-a-kind property experience in Australia’s fastest-growing corridors?  🏠📈⚖️ 

The answer is Armstrong Real Estate! 

Folks, in this episode, we sit down with Megan Rovers, co-founder of Armstrong Real Estate, who has built this real estate empire from the ground up since 2012. 

Tune in to hear:  

• The business values and personal finance lessons she learned growing up as the daughter of a dairy farmer,  
• How she finished her law degree and built a flourishing business in Victoria’s largest continuous growth area 
• Her unique property investing journey that has seen her flip five houses,  
• Why Geelong is where you want to invest next and so much more!  

FREE STUFF MENTIONED 

• Free Property Report!  
  Our 39-page property report provides unique data into each suburb's long-term growth, market cycle timing, and more to help you make the best decision. The best part? For our TPC community, it’s FREE. Download your free report now >>  
• Join The Property Couch team!
  We’re on the hunt for a Marketing Content Coordinator! If you are a creative whizz in producing top-notch content (video, audio, graphic, you name it!) and want to hang out with us on the couch weekly, send us your resume! 
• We love to educate folks!
  We’re not just passionate about providing free education on the couch; we love to help folks everywhere! If you have an event coming up and would like us to share our knowledge with your audience, contact us today! 
• 2025 Summer Series shoutout!  
  Help us to normalise money conversations! Come on the couch, share your financial freedom journey and help us inspire others. Send us your story now >> 
• Resources from Ben’s “What’s Making Property News”:  Corelogic’s September Hedonic Home Value Index

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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In today’s bonus snippet, Bryce and Ben revisit a classic topic: investment stock vs. investment grade.  

This is in response to a question from a listener asking if the insights from Episode 8 (recorded all the way back in April 2015!), still hold up in today’s market. Spoiler alert: they do! 🎙️ 

Bryce and Ben break down the evergreen principles behind these concepts, emphasizing that while the market may evolve, the fundamentals of property investment remain timeless. 

Listen to the full episode here: Episode 339 | “Man, Can Politicians Spend Money!!” – ft Property Q&A 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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The first property investor narrative was about “mom and pop” investors: middle-income earners with one investment property who passively manage it in the background. 

In today’s episode, we’re introducing the Property Investor 2.0 narrative... 

Small Business Owners. 

There are seven critical reasons; can you guess them?  

1. Managing A___ like a Business  
2. Income G_____  
3. Strategic P_____  
4. R___ Management & C____ Planning  
5. Understanding & Managing L____  
6. Customer R____ Management  
7. Marketing & B_____  

Discover why shifting this perception is so important and what we stand to gain by doing so. Listen now, folks!  

FREE STUFF MENTIONED

• MOORR Webinar Replay: This replay is a game-changer for all property investors! Discover a new way to manage your portfolio driven by data >>
• We’re looking for a Security Operations Analyst!  
  Moorr 2.0 is launching in October! Be part of building Australia’s #1 platform to manage and track your property portfolio. Find out more here >>  
• Resources from Ben’s “What’s Making Property News”:  
  • NSW taxpayer denied stamp duty exemption for transfer from SMSF to member - SMSF Adviser 
  • New home sales rise 11 per cent year-on-year, driven by Queensland and South Australia – Property Buzz 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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In today’s bonus snippet, Bryce and Ben talk all things wealth. 💰 

Do you know what type of “rich” you are?  

Discover how understanding your current financial position can help you move forward with confidence, and why true wealth is measured in time, not money.  

Listen to the full episode here: Episode 335 | The Four Types of Wealth 

Now that you know a little bit more about the different types of wealth, it’s a great time to conduct a health check on your financial wellbeing. 

These are the 7 Grades of Financial Wellbeing: 

• 1 – Financial Turmoil 
• 2 – Financial Survival 
• 3 – Financial Consciousness 
• 4 – Financial Stability 
• 5 – Financial Control 
• 6 – Financial Peace 
• 7 – Financial Contribution 

Take the Financial Wellbeing Quiz now to work out what grade you’re in and how to move up a level!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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🔮 We’re back with our mid-year property market outlook! 🔮 

As we approach the end of 2024, staying informed is more important than ever. That’s why we’re diving deep into the latest figures to provide you with a comprehensive analysis of the key trends driving the “markets within markets.”  

So, where is the property market headed as we close out the year?    

Here’s what we cover:   

• 2024 Market Predictions: What We Got Right and Wrong   
• Defying the Odds: Why Some Markets Are Showing Resilience 
• EXPLAINED: The Growing Crisis in Housing Supply  
• RBA Cash Rate Review and What’s Next?   
• Is a Hard Landing in Store with our Inflation Story?  

Get a glimpse into the future (Thanks to Corelogic’s in-depth data)! 

FREE STUFF MENTIONED

• Webinar Replay: Data to Decisions: Moorr’s Tools for Savvy Property Investors
  We reveal how Moorr can help you efficiently run your small business as a property investor. Watch the replay here >> 
• Come onto the couch for our 2025 Summer Series!
  Send us your story, and we’ll reach out to you if you’ve been shortlisted – no story is “too small”, folks. Share your property investing journey today >>  
• PICA 2024 Sentiment Survey closes NOW!  
  Don’t leave it to others; have your say on issues affecting landlords across Australia. Use your voice to protect property investors now >>  
• Our award-winning, investment-savvy Mortgage Brokers have just saved our clients $4M. Find out how we’ve achieved our greatest goal yet >>  
• Guests & Episodes Mentioned:  
  • Eliza Owens  
  • Jan Somers 
  • 481 | Property Market Outlook 2024 
  • 507 | “I Won’t Have Enough to Live Comfortably”– Chat with Mark McCrindle 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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In today’s bonus snippet, we dive into some of the dumb things even smart people do with their money 🤔💸 

Join us as we explore some of the most common financial mistakes and learn how to avoid them. Tune in for some laughs, self-reflection, and valuable insights on how to smarten up your money habits.  

For more tips on making better financial decisions, listen to the full episode here: Episode 72 | Dumb Things People Do with Their Money! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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What should property investors focus on as we prepare for Australia’s next population growth wave?   

Class division: We rarely think about it in Australia, but could it become our reality as the gap to enter the property market continues to widen? 

To help us unpack this and more, we’re welcoming back Mark McCrindle (who last appeared on the podcast in Ep 185), the social analyst and demographer expert who coined the newest demographic: Generation Alpha!  

Mark’s passion in life is tracking social trends across Australia and communicating these groundbreaking insights and generational analyses. 

As a sought-after commentator and advisor to executive boards and committees across Australia, he is also the author of five books and the founder of McCrindle, a company that provides demographic data for pretty much any field! 

Today, we have the privilege of picking his brains on:  

• How decoding generational trends is the hidden KEY to helping individuals make informed and strategic choices with their money and finances  
• The three greatest fears and aspirations each generation faces  
• Financial Stress: It’s one of the greatest causes of mental health issues and relationship breakdowns. So how is spread across different demographics?  

If you want to start making more strategic financial and investing decisions, tune in now!  

Free Stuff Mentioned 

• MOORR WEBINAR: From Data to Decisions 7:30pm AEST, Tuesday 20th August  
  Set yourself up for investing success with Moorr, your all-in-one money management platform. Discover how to efficiently run and manage your investment portfolio with Moorr’s newest features: the Property Cashflow Projection and Rental Analysis calculator.  Register for the webinar today >>    
• Our 2025 Summer Series is fast approaching  
  To all our listeners: Our 7th Summer Series is right around the corner! Come on the couch and share your story with our incredible community.  

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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- Youtube

In this week’s bonus snippet, we delve into a question from listener Laura, who wants to know what the best way is for assessing the value of her investment property. 

Should she rely on a real estate agent's sales appraisal or opt for a proper bank valuation? 

Join us as we explore the nuances of each approach and discover why the purpose of your valuation—whether it's for portfolio building or something else—can influence which method to choose. 

For more tips on how to make informed decisions about property investing, tune in to the full episode here: Episode 122 | Q&A – A Transitioning Market, Money, Habits, Tax Deductions and What It’s Really Costing You. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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- Youtube

“I have a phobia of working 9-5 'til I die.” - Harley Giddings  

There’s a common belief among the younger generation today that the dream of property ownership is well and truly out of reach. 

Today’s special guest, however, is a 24-year-old passionate property investor who is inspiring both the existing AND upcoming generation of investors through his Instagram account which documents his learnings, failures and insights on his ride to financial freedom. 

Please welcome, a member of our own Mortgage Broking team, who is also an outstanding financial inspiration: Harley Giddings! ⭐ 

Tune in to hear how this young gun built a 3-property portfolio with NO silver spoons, the key to mastering delayed gratification at such a young age and the pivotal books that transformed his life. 

An episode that’ll provide inspiration for investors of all ages; listen now, folks! 😊    

FREE STUFF MENTIONED

• MOORR WEBINAR: From Data to Decisions
  7:30pm AEST, Tuesday 20th August  
  Discover how to efficiently run and manage your investment portfolio from one platform and uncover Moorr’s newest features from the life changing Property Cashflow Projection to its advanced Rental Analysis calculator. Register for it today >>  
• PICA’s 2024 Annual Investor Sentiment Survey closing soon!
  We want to hear your thoughts and experiences as landlords on issues across Australia’s property market. This data will be used to protect property investors and their investments against negative regulatory changes.  Share your thoughts today! 
• Check out Harley’s instagram! 
• Resources from Ben’s “What’s Making Property News”: Melbourne developers offer big rebates as unsold lots surge 
• Read the books that transformed Harley's life >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube